I finally got around to applying for this card and and was approved instantly...but have to present myself at an HSBC with 100 points of ID. I presume this is because I am a pom. Since there is no HSBC branch where I live I am left with queuing up at the Post Office.
For me personally this makes the process significantly more irritating than even Citibank. As always...YMMV.
For me personally this makes the process significantly more irritating than even Citibank. As always...YMMV.