[Offer Closed]: Citibank Gold NO ANNUAL FEE FOR LIFE

[solidmushroom]

they usually call your employer.

I just had a call from a mate in payroll, saying citibank had just called, as expected.

 

[dizey47]

I have heard Citibank can be a bit painful to get the card from. Do they usually call your employer as well? I've just changed jobs and only been there about a week, I was going to apply, but if they're going to knock me back because I've just got a new job, I might not bother.

Citibank are a bit painfull full stop, but it is the best deal around points wise, especially with the no annual fee ever Gold Card, with travel insurance. ANZ is expensive and they charge for the rewards program, so worth a try with Citibank.

 

[nagelixin]

Recently applied for both citibank gold, and wizard mastercard.
Wizard was extremely painless, just a phone call to verify that I did indeed apply and that I have a sepatate mailing address. Card was in the mail a few days later. The only downside--- tiny credit limit.
Citibank was extremely tedious. Made numerous phone calls, did checks, needed to fax them tax assessments, then claimed did not receive the faxes, etc. Did get a big (unwanted) credit limit, but I would much rather not jump through the hoops.

Do you own your own business, I cannot understand why they would want Tax Details otherwise...

Thanks to this forum I got my card about 3 months ago now. It took about 2 weeks from applying on line to receiving the card.

 

[Holly]

Very frustrated & disappointed but they've rejected my application! :evil: Grrrhh...after so many phone calls to-ing and fro-ing...and when I rang up for the last time, they claim to not be able to disclose the reason(s) why, but didn't even offer anything. I asked if there were other stuff I could supply to support my application, and she's like "fax us your 2 latest payslips and letter from your accountant, etc...", which was when I started to tune out and thought why bother since it's not even guaranteed they'll change their minds! I then asked about whether it'd be possible to get a silver or lower card instead, and the person told me "yes, do try again later in 6 months!" :shock: Correct me if I'm wrong, but I thought usually they're so keen on getting new business that they'd want to hang on to me?! Apparently not.

And I don't even know if it'll dent my credit history record either...? I tried to ask, but the call centre person didn't give me a straight answer...Great, can't even apply for another card for another 6 months, which is when my current card's annual fee will be due, which was the whole point of applying for this current offer in the first place! Not happy Jan!

 

[mick]

Very frustrated & disappointed but they've rejected my application! :evil: Grrrhh...after so many phone calls to-ing and fro-ing...and when I rang up for the last time, they claim to not be able to disclose the reason(s) why, but didn't even offer anything.

And I don't even know if it'll dent my credit history record either...? I tried to ask, but the call centre person didn't give me a straight answer...

Holly, I applied for the card some time ago and the application was rejected but the letter from Citibank stated that my credit record was not affected because they didn't perform a credit check (the application was rejected for some other unknown reason). They also invited me to reapply in six months' time.

Not having any faith in what Citibank say, I obtained my credit record from Baycorp Advantage a little while afterwards and I was pleasantly surprised to find that Citibank, true to their word, actually didn't perform a credit check.

If you are concerned that your credit record has been tarnished, you'd be wise to apply for your credit transcript from Baycorp - information can be found here.

 

[Cyberdog100]

I was never asked for a tax assessment notice, I think that's probably only for self employed people?

Since i'd applied for too many credit cards last year, I got a copy of my Baycorp credit report and was actually surprised that Amex made 2 enquiries for the one application, 5 days apart! Seems strange I've been meaning to call them about that and ask why that was the case, although i keep forgetting and they probably wouldn't be able to find a reason anyway.

Holly: I can't see a reason why you wouldn't be able to apply for a different credit card (different company i mean) for 6 months? The Baycorp credit file does not record whether you've been approved or declined, it simply states who made the enquiry, what date and some generic stuff, and doesn't list amount of credit granted or declined.

 

[SeaWolf]

It's certainly worth requesting the Baycorp file since it's free to do so and it can give you a much better idea of what info these organisations are getting when they run a 'credit check'.

I had the unusual experience of requesting my file and being told that there WASN'T a file on me, despite me having a credit card and a post-paid mobile, both of which should have been listed. I think it may have something to do with me moving around a lot in the last few years, my address has probably gotten lost in the beurocracy.

 

[Cyberdog100]

It was interesting to see that I had 1 entry from 3 for a mobile plan, despite the fact that i've got 2 plans with 3 and also that I was a student at the time and was only meant to be able to have one! Seems they don't bother with a credit check for existing customers.

 

[oz_mark]

It's certainly worth requesting the Baycorp file since it's free to do so and it can give you a much better idea of what info these organisations are getting when they run a 'credit check'.

I had the unusual experience of requesting my file and being told that there WASN'T a file on me, despite me having a credit card and a post-paid mobile, both of which should have been listed. I think it may have something to do with me moving around a lot in the last few years, my address has probably gotten lost in the beurocracy.

I originally had the problem of them deciding I didn't exist. Eventually tracked down my file, for some reason they decided to swap my first and middle names around. They still address me by my middle name, which is a bot odd.

 

[solidmushroom]

Good news



From : Citibank Aus Statement Mailer <[email protected]>
Sent : Tuesday, 13 February 2007 6:33:12 AM
To : @hotmail.com>
Subject : Application for a Credit Card




Citibank Pty Limited
ABN 88 004 325 080 AFSL 238098
GPO Box 40
SYDNEY NSW 2001

CitiPhone Banking 13 24 84
Facsimile 1 300 301 249
Citibank.com.au
Usecreditwisely.com.au

Tue Feb 13 03:33:09 2007
Dear solidmushroom
Welcome to Citibank! We are pleased to advise that your recent request for a Citibank Gold Visa
Card has been approved.
Your new Gold Visa Card and Personal Identification Number (PIN) will arrive shortly. Your new
Citibank Gold Visa Card gives you a suite of benefits to enjoy including better ways to manage
your money, online and over the phone; a Rewards Programme with points that never expire; and
greater security for your Card and your purchases.
We trust that you will enjoy the convenience of your Citibank Gold Visa Card.
Yours sincerely

Roy Gori
Director - Credit Cards
Citibank Pty Limited

------------------------------------------------------------------------------------------------------------------------------------------------
This message may contain confidential, proprietary or privileged information. If you are not
the intended recipient, please notify the sender immediately and delete the message from your
system. You should not copy or use it for any purpose, nor disclose its contents to any other
person. E-mail transmission cannot be guaranteed to be secure or error-free. No guarantee is
made that any attachments are virus free. We reserve the right to monitor all e-mail
communications.
Although the information is believed to be reliable, we do not guarantee its accuracy and it may
be incomplete or condensed. All opinions and estimates constitute our judgement at the date of
issue and are subject to change without notice. Unless stated otherwise, pricing information is
indicative only, subject to change and is not an offer to deal at any price quoted. Any
reference to the terms of executed transactions is preliminary only and subject to written
confirmation.
------------------------------------------------------------------------------------------------------------------------------------------------






I applied 25/01/07 at 16:40 I received the card in todays post on the 14/02/07 thats 21 days, and I'm an existing customer!

No ID check, but 3 phone calls to me to check my details +1 to my payroll officer, and the and my new citibank visa gold card limit?

$5,000.00

yup, just 5k on a gold card.

I thought gold cards started at 7k?

don't get me wrong 5k is nice and small, which is the way I like it, just a bit odd is all.

good luck all, happy valentines day

 

[pongie]

Holly, I applied for the card some time ago and the application was rejected but the letter from Citibank stated that my credit record was not affected because they didn't perform a credit check (the application was rejected for some other unknown reason). They also invited me to reapply in six months' time.

Not having any faith in what Citibank say, I obtained my credit record from Baycorp Advantage a little while afterwards and I was pleasantly surprised to find that Citibank, true to their word, actually didn't perform a credit check.

If you are concerned that your credit record has been tarnished, you'd be wise to apply for your credit transcript from Baycorp - information can be found here.

Got rejected here aswell... had an existing gold card with them (se a trend here). I think it might be because my limit was too high ($20k) So I asked them to drop it down to $5k. Will try again when the 6 months is up. Lucky for me that's just 1 month before the annual fee gets charged for next year.

 

[NiNJA]

http://www.citibank.com.au/cardsoffe...ld_nofee_B.htm doesnt work anymore ... and http://www.citibank.com.au/cardsoffe...ld_nofee_A.htm hasnt worked for a while.

Anyone know if there is a new URL or where to apply for the card?

 

[Holly]

Just an update: finally got my Baycorp file as suggested- unfortunately, Citibank has indeed checked my file & left a mark...:-| Unless there's gonna be a similarly good offer anytime soon, I'm probably not gonna bother applying for Citibank cc's in future, less of all in 6 months' time! I guess that precludes me from applying for another cc soon too (my criteria: no annual fee, reasonable award program), and I'm just gonna have to wear the annual fee of my current card when that comes around in June...

Funnily enough, days after my reject from Citibank, I got several unsolicited offers to transfer my card balance to various companies at 0% interest- as many as 2 letters from diff companies on the one day..! Not wanting to sound paranoid but is Citibank sharing info with other companies?!

 

[Febs]

Not wanting to sound paranoid but is Citibank sharing info with other companies?!

Wouldn't put it past them. They're marketing tactics aren't exactly what I'd call "ethical".
(Eg: I was offered a Citibank CC at the age of 10. Then 14. Then 17...and so on. I think we figured out the "age 10" details came from a book club I was a member of at the time, and the "age 14 & 17" ones came from IT tradeshows I used to attend. Dodgy.)

Edit: How could I forget my own related-post from this very thread?
http://www.frequentflyer.com.au/com...nk-gold-no-annual-fee-7874-11.html#post100268

Received a telemarketing call on my mobile today from someone "calling from the USA" (more like Phillipines, no doubt about it), asking if I was interested in investing in oil blah blah blah...

Has anyone else received this type of call since signing up? I usually NEVER receive telemarketing calls (silent number at home has meant 2 in the past 15 years - no joke), and very rarely receive them on my mobile.

The fact that it came from the Phillipines, and so soon after signing up with Citibank leads me to think they've given out my details.

Oviously I have no proof, but I wouldn't put it past them given their shady activities in the past.

Cheers,
- Febs.

PS: Would've played with him if I had the time, but I just said "Not interested and you can remove me from your list thankyou." He hung up.

Cheers,
- Febs.

 

[alemdohorizonte]

after a 3 week wait, i finally received my free for life citibank visa card late last week. many thanks for posting the application link. it sure beats anz's bloated annual fees.
citibank was sure thorough. they called virtually everybody on my app and then wanted tax statements for the past two years. i wasn't too keen to provide this so suggested the agent speak with my banker, which evidently sufficed.
thanks again.

 

[bambbbam2]

This link should still give you the Fee Free:

Apply for a Citibank Gold Card

 

[Deleted member 6404]

This link should still give you the Fee Free:

Apply for a Citibank Gold Card

Hi, noticed that the page loading from this link dosent have a secure pad lock icone on the bottom of the page when filling in personal details,ulike the link from Citibank au web site, Could this be a fake site , hey just askng, better safe than sorry:-|

 

[alemdohorizonte]

Hi, noticed that the page loading from this link dosent have a secure pad lock icone on the bottom of the page when filling in personal details,ulike the link from Citibank au web site, Could this be a fake site , hey just askng, better safe than sorry:-|

i think it changes to https: when you click on the type of card for which you wish to apply. therefore it should be safe.

 

[danhan]

This link should still give you the Fee Free:

Apply for a Citibank Gold Card

Can anyone confirm that the above link is actually for the fee-free card?
When following the link I noticed it said "You are applying for a Gold Visa, 6.9% p.a. for the life of your balance transfer" rather than the fee-free card.

Daniel

 

[Mal]

Hi, noticed that the page loading from this link dosent have a secure pad lock icone on the bottom of the page when filling in personal details,ulike the link from Citibank au web site, Could this be a fake site , hey just askng, better safe than sorry:-|

The page where you select what card you are after is not secure.

When clicking on the card you want, the site changes to HTTPS (Secure) website located at the following domain:

https://card.citibank.com.au/

It's safe.