Overseas Medical Reciprocity

MARTINE

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Apr 6, 2018
Posts
2,624
You might even qualify for the part aged pension

Speak to Centrelink for the income and asset test in context of a couple.

View attachment 418155
Also worth checking how ATO/Medicare/access to Centrelink will play out if you spend time living both here and abroad. Some restrictions apply - where you are domiciled for tax purposes may impact treatment of overseas assets, access to medicare
etc

Worth getting good financial/Centrelink advice

My sibling/her children reside overseas (Australian passports). They cannot access medicare when they visit and there are various other complexities around property etc.
 
Also worth checking how ATO/Medicare/access to Centrelink will play out if you spend time living both here and abroad. Some restrictions apply - where you are domiciled for tax purposes may impact treatment of overseas assets, access to medicare
etc

Worth getting good financial/Centrelink advice

My sibling/her children reside overseas (Australian passports). They cannot access medicare when they visit and there are various other complexities around property etc.
Thankfully I'm hoping reciprocal agreements in place with UK residents with Oz passports?
 
Thankfully I'm hoping reciprocal agreements in place with UK residents with Oz passports?
Yes
You would think being a citizen/Aus passport holder worked the same wherever you are domiciled - check and get it in writing. Things like CGT discounts on property are treated differently - worth getting good factual advice
 
Thankfully I'm hoping reciprocal agreements in place with UK residents with Oz passports?
You'd need your passport and non expired Medicare card when in one of the 11 countries with reciprocal Medicare agreements, UK being one of them.

 
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Thankfully I'm hoping reciprocal agreements in place with UK residents with Oz passports?
Whether or not you have an AU passport is moot IMO if place of residence is not in Australia.

Full Medicare benefits available for people who are resident in Australia and are living in Australia at time of the Medicare claim + australian citizen/permanent resident/NZ citizen. Limited arrangements/benefits exist for RHCA beneficiaries

There is category of the Medicare Card - yellow -which is issued for people resident in countries with RHCA. Ive never seen one...
Might be worth an investigation and could save the initial yada yada - "i want to be treated under RHCA arrangement as i dont live in Australia"

Screen Shot 2024-12-11 at 9.01.51 am.png
 
You'd need your passport and non expired Medicare card when in one of the 11 countries with reciprocal Medicare agreements, UK being one of them.

Excellent. Now to ensure son doesn't destroy his card....
 
Thankfully I'm hoping reciprocal agreements in place with UK residents with Oz passports?
These reciprocal agreements are a bit of a minefield. I have a UK NI number and a UK passport as well as a Medicare card and Australian passport. I remember being told by admin clerk at a UK public hospital that I was only covered for their definition of 'emergency' care under the reciprocal health agreement with Australia using my Medicare card and anything else would be chargeable. She had checked my NI number and informed me that the system said I lived in Australia (true) and that therefore I couldn't be treated as if I was a UK resident.
 
Is he on myGov?
Updates his details when here?
Gets his drivers license renewed with postal address being your house..
Yes. He had to pay Help debt last year as he reached the income threshold in the UK so I tell him to keep logging in and checking. He's been away since 2020. Yes. He managed to exit during 2020. How he got permission I don't know. But he was genuine in leaving and did leave to eventually get married in the UK. Again during 2021 coz that's what kids do. 🤷‍♀️ We didn't get permission to exit for his wedding in July 2021. I'm still bummed about that.
 
Yes. He had to pay Help debt last year as he reached the income threshold in the UK so I tell him to keep logging in and checking. He's been away since 2020. Yes. He managed to exit during 2020. How he got permission I don't know. But he was genuine in leaving and did leave to eventually get married in the UK. Again during 2021 coz that's what kids do. 🤷‍♀️ We didn't get permission to exit for his wedding in July 2021. I'm still bummed about that.
If your son has been living in the UK since 2020 he should be treated under the NHS scheme just like any other UK resident.
 
These reciprocal agreements are a bit of a minefield. I have a UK NI number and a UK passport as well as a Medicare card and Australian passport. I remember being told by admin clerk at a UK public hospital that I was only covered for their definition of 'emergency' care under the reciprocal health agreement with Australia using my Medicare card and anything else would be chargeable. She had checked my NI number and informed me that the system said I lived in Australia (true) and that therefore I couldn't be treated as if I was a UK resident.
When I got sick in Egypt and then flew to the UK they charged me because I got sick in another country. I think this was to circumvent the people being sick in their own country and going to the UK for free treatment
 
I think this was to circumvent the people being sick in their own country and going to the UK for free treatment
It has always been that RHCA only cover emergency care - this may include exacerbation of a preexisting condition which can be a grey area as to eligibility.
 
Whether or not you have an AU passport is moot IMO if place of residence is not in Australia.

Full Medicare benefits available for people who are resident in Australia and are living in Australia at time of the Medicare claim + australian citizen/permanent resident/NZ citizen. Limited arrangements/benefits exist for RHCA beneficiaries

There is category of the Medicare Card - yellow -which is issued for people resident in countries with RHCA. Ive never seen one...
Might be worth an investigation and could save the initial yada yada - "i want to be treated under RHCA arrangement as i dont live in Australia"

View attachment 418157
I’ve had one so can confirm they exist. Most people don’t bother though
back when I worked for the NHS 12ish years ago the standard of checking was not thorough and I would anticipate plenty of Australians with no Medicare card would have made it through. Things have probably changed though
 
If your son has been living in the UK since 2020 he should be treated under the NHS scheme just like any other UK resident.
If he comes to Australia to visit us. Yes. He has full access to NHS in Britain.
 

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