I guess that’s what funds our rewards which is why we prefer to use Amex over other cards in our wallet but agree now that those costs are being passed onto consumers … I guess there’s pause to consider.I gave up on AMEX years ago and it seems nothing has changed. Why would anyone bother dealing with them when the credit card surcharge is so excessive (because of their charges to the merchant) and then you have to jump through hoops to use the card. The tail wagging the dog.
As suggested earlier, can you pay one fare within limit, recharge and pay further fares. Paid for a car with Amex, applied for a one off credit increase which was denied. Accidently put card into credit however the card payment would not exceed the card limit. The credit balance made for a quicker processing time between Deb/Cred cycle but thoughtful about card hold.I rang them recently about this, as I wanted to buy some tickets that are about 50% over my limit. Their only suggestion was to try to raise the limit, which, as I'm only talking one purchase, I don't need.
No problem paying ahead of billing cycIe. On this occasion I repaid quicker than the merchant charges with two repayments sending my Amex into cash positive of double the credit limit without a charge being registered. The advice from Amex at the time was they do not like positive balances which can lead to an investigation and possibly a hold on the card. I'm talking tens of thousands not hundreds of dollars. Interestingly the card would only allow the merchant a charge to the card limit even though there was double credit available.Interesting.. I have plat CC velocity amex
Regularly pay mid cycle amounts and account often in credit up to a few hundred dollars — I like being debt free! …never had issue..
However, I have never charged more than my actual limit however in a single purchase.
Had the card 10 years.