Qantas Premier Credit Card

[teamhamsandwich]

Does this card have a blackout period if you've previously had the card and cancelled?

 

[DC3]

Does this card have a blackout period if you've previously had the card and cancelled?[/QUOTE

Post 274:

what's the wait period before churning this card?

Post 275:

Not sure exactly. However, following card closure in December 2017, I was approved for another one in October 2018, and received the bonus QFF points offer. If that's of any help.

Maybe this helps.

 

[Dave G]

Been told 6 months

 

[get me outta here]

Got an int fee of $2.02 for my Norton subscription. Have to be careful with this card.

 

[mokuni]

Rang verifications team, to 'interpret' the docs I sent to them. Equifax credit enquiry done y'day - the day of application (Equifax does not show date of cc closures). Credit Savvy shows closures, but no enquiry on there as yet.

My paid veda/equifax subscription does show closure dates.

 

[get me outta here]

I like free credit savvy now and let my Veda / Eqi lapse.

My paid veda/equifax subscription does show closure dates.

 

[33kft]

I like free credit savvy now and let my Veda / Eqi lapse.

I have done the same. The difference between them tends to be a small amount of extra information that is incomplete/out of date anyway.

 

[rock86]

I have done the same. The difference between them tends to be a small amount of extra information that is incomplete/out of date anyway.

Yeah, I think that is what I will be doing when my subscription runs out as well.

I also prefer the credit savvy interface they use (although could do without the ads, even though that's what allows it to be free )

 

[N860CR]

Applied last week (income on payslips approx 160k YTD, 25k limit on other cards). Got a call yesterday asking to confirm my previous address and "another bank you have a card with". This was done and the staff member said it all "matched" and I'd hear back in 3-5 days. Haven't heard anything, but logged into the application to see a note "we cannot approve you based on the information provided". Held the same card and cancelled it about 15 months ago, so unsure if that had anything to do with it.

 

[shadowground]

Applied last week (income on payslips approx 160k YTD, 25k limit on other cards). Got a call yesterday asking to confirm my previous address and "another bank you have a card with". This was done and the staff member said it all "matched" and I'd hear back in 3-5 days. Haven't heard anything, but logged into the application to see a note "we cannot approve you based on the information provided". Held the same card and cancelled it about 15 months ago, so unsure if that had anything to do with it.

Do you have many other card applications/closures on your file? that was the reason i was given for my last rejection. Unsure whether I should try again.

all in all a bit ridiculous considering the minimum income for the card is $35k p.a.

 

[N860CR]

Last application was a while ago... 9ish months. I’ve recently closed a Citi card (approx November).

 

[EestiTiger]

Do you have many other card applications/closures on your file? that was the reason i was given for my last rejection. Unsure whether I should try again.

all in all a bit ridiculous considering the minimum income for the card is $35k p.a.

I closed my first QF card in February 2018 and then reapplied in January 2019 with no issue as per below pic.

 

[mokuni]

I closed my first QF card in February 2018 and then reapplied in January 2019 with no issue as per below pic.

View attachment 158031

Nice spreadsheet! I should have started with something like this when i did this few years back. Will need to start one now as ive exhausted most of the 12/18 month terms. Your spreadsheet gives me an idea. thanks.

 

[nickfromeastryde]

Received the email last Friday (8th March) for 5 x Points for month

Great timing, getting an air conditioner installed so together with directing some other CC spend will easily hit the 10K point per dollar spend. Wonder if it would still be 5 x for any spend over the 10K

If these offers become more frequent, could be worth making this card a keeper. 50-100K bonus points a year for example is as good as a new credit card application

This is becoming quite lucrative with my statement date in the middle of month have managed to put about 18K spend through for hopefully 72K bonus points.

Very surprised today to get a new 5x offer for April though might struggle to maximise the spend with no big expenditure planned. Still just have to do my best

 

[Hvr]

Another triple points offer for April. Accepted with pleasure.

 

[kelvedon]

I thought these x3 or x5 points offers were still subject to the cap of a maximum 10k points per statement limit.

 

[nickfromeastryde]

I thought these x3 or x5 points offers were still subject to the cap of a maximum 10k points per statement limit.

Doesn't mention cap and also wonder if would get 2.5 points per dollar over the 10K. For March, I had spend before and after statement so believe I am OK to double up, for the April offer will have to do my spend after the next statement so restricted I believe to 10K spend total for the month which I will struggle to meet anyway

 

[get me outta here]

Has anyone disputed a charge on this card? I paid a bill by mistake on the 'wrong' card. Is there any particular line I should take to get them to agree to reverse it? The amount is confirmed - no longer pending.

 

[N0mad]

Has anyone disputed a charge on this card? I paid a bill by mistake on the 'wrong' card. Is there any particular line I should take to get them to agree to reverse it? The amount is confirmed - no longer pending.

i don't think that's a valid reason to dispute the charge, i'd call the merchant and ask if you pay again on the other card if they would be able to refund the earlier payment.

 

[TheInsider]

Has anyone disputed a charge on this card? I paid a bill by mistake on the 'wrong' card. Is there any particular line I should take to get them to agree to reverse it? The amount is confirmed - no longer pending.

100% need to call the company you paid to do a refund. Chargeback would be denied and chargebacks cost a fair bit of money to the companies getting it.