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Reminds me of a funny story.
A friend was in Fiji recently and stayed at one of the island resorts. They had lunch or dinner and the time to pay came.
"How would you like to pay?"
"By credit card"
"There is an 8% surcharge to pay by credit card"
"Ok I will pay by cash"
"We don't accept cash"
"Here is my payment in cash. Still legal tender as far as I am aware" and walks away
This surcharge rubbish is getting out of control.
Dealt with much the same when I was there recently. At the resort you get to add it to your bill for payment at the end or pay by card, but strictly no cash. Can't recall if the surcharge was the same on the spot as at the end, but I imagine it would have been.