Questions on credit card annual fee.

[mike0430]

Hi All,

I currently have a st george qantas signature credit card, I got this card with my home loan package so its 0 annual fee. I am refinancing to CBA now, I wonder if st george will charge me annual fee on credit card immediately? I paid st george's home loan package annual fee in Feb this year. Thank you.

 

[lameyofth]

Annual fees are almost always due with the first statement, unless the terms specifically state something like "0$ annual fee for the first year, then $__ every anniversary thereafter". This is precisely to prevent someone from getting a sign up bonus and then cancelling the card without paying for it.

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