RewardPay Alternatives

anyone made a calculator to work out what surcharge is "worth" paying for?

i'm trying to make one but confusing myself and going in circles lol
 
My 'calculator' is whether the nett cost per airline point is 1c/$ or less, since I tend to use points at 2c/$-plus (that's the only calculator I use) --- I also take into account interest I will earn on $ if I pay on credit card (rather than eft) into this calculation, as well as any bonus airline points earnt (eg, on sniip) - I know this doesn't exactly answer your question, but it would be relatively easy to create a spreadsheet to work that out.
 
My 'calculator' is whether the nett cost per airline point is 1c/$ or less, since I tend to use points at 2c/$-plus (that's the only calculator I use) --- I also take into account interest I will earn on $ if I pay on credit card (rather than eft) into this calculation, as well as any bonus airline points earnt (eg, on sniip) - I know this doesn't exactly answer your question, but it would be relatively easy to create a spreadsheet to work that out.
Thanks mate.. aah yes the 1c/point.
Ok I'm under that for the time being 😊
 

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