RewardPay Alternatives

[B2Bpay.com.au]

Kevin,

Do you screen payments to see if they are business related or not, or do you just process them as long as the payer is registered for a ABN?

cheers

gadgets

Hi Gadgets, our focus is on B2B expenses so you can pay any biller (supplier) that provides services to businesses. Thanks, Kevin

 

[daft009]

With the amex devaluation from April. RP won't be worth it, unless they cut their fees

 

[LordGarlic]

Time for RP to consider their fees post April 2019

 

[albyd]

Going to need to be a significant fee cut. Even if getting a near 50% tax deduction depending on your situation, going to make it hard to pay with at best 1.125 ppd earn on platinum charge which will become the ‘best’ general spend earner in the Amex portfolio.

I hope Easy Bill Pay stay in business. Got a feeling I’ll be using my Visa a lot more going forward unless it too is devalued. Assuming DiviPay isn’t coming back since it’s been on hiatus for so long.

 

[amaroo]

Yep, have pumped around $600k thru RP since joining a little over 9 weeks ago. Will flog it very hard over the next 4 months and then kill it.... unless of course they ratchet down their fee.

 

[Saltywings]

I hope Easy Bill Pay stay in business. Got a feeling I’ll be using my Visa a lot more going forward unless it too is devalued

I'm 100% with you on this one.

 

[wohoo]

Looks like I am going to hit up BOQ specialist credit card soon..

 

[amaroo]

Looks like I am going to hit up BOQ specialist credit card soon..

Got that one.... ok card, but not any good for big $$$ spending. 1p/$ caps out at $10K.... then drops to 0.5/$

 

[mrtupperware]

Between RP and similar platforms i've done $1.2m since joining, can't see myself continuing to use any of these platforms post deval. If Amex devalued the points cause "fees are lower" then they should lower their fees as well, 1.2% or less is where it should be

 

[daft009]

do an of these platforms offer recurring scheduled payments?

 

[albyd]

Easy BillPay does.

 

[Penny]

Has anyone else recently used Easy Bill Pay and *not* had a scheduled bill paid on time, or at all?

This has happened to me.

My scheduled payment date (a Friday) passed with no payment made (when I realised on the following Tuesday I saw a note against the payment for Awaiting Funds - will be paid as soon as funds have cleared).

This made no sense because my settings have always enabled an immediate top up from my funding source if my balance was insufficient in addition to the fortnightly scheduled top-up, plus the bill payment was scheduled weeks ago.

This 'Awaiting Funds' non-payment continued for 4 business days after the scheduled payment date. There was never any EBP debit against my funding source (at which point I cancelled the scheduled EBP payment having paid the bill direct from my bank account).

I messaged EBP Support and they have not replied.

As an aside, this is the second time this kind of thing has happened for the same biller (last time the scheduled payment was made one day later than scheduled - although I got a Payment Failure SMS notification that time and EBP Support blamed a communications network outage).

This time around, there has been no timely or useful communications and EBP have failed to deliver the service they advertise...

 

[albyd]

I’ve used EBP quite a few times. Never had any issue. I’ve never ‘scheduled’ a bill. I’ve always debuted my funding source and made a payment immediately Alfred. I’ve always chosen the ‘one-off’ option.

They’ve always been quite fast to process in this way. If I do I first thing in the morning from my credit card, funds have left cleared and left by that same afternoon.

 

[B2Bpay.com.au]

do an of these platforms offer recurring scheduled payments?

Hi @daft009, yes you can select AutoPay in B2Bpay and set up recurring (fixed amount and frequency) payments to go through automatically - monthly, fortnightly, weekly, etc. If the amount changes each time, choose Email Reminder and you will receive an e-mail every time and you can simply reply with the amount to pay. Hope that helps, Kevin from B2Bpay

 

[cove]

Will this still work with the Amex “enhancement” in April 2019?

 

[B2Bpay.com.au]

Will this still work with the Amex “enhancement” in April 2019?

Absolutely

 

[Franky]

Absolutely

Kevin - I appreciate that we are discussing another person's account with you, however this is a public forum. Have you been able to respond to Penny's post above?

 

[B2Bpay.com.au]

Kevin - I appreciate that we are discussing another person's account with you, however this is a public forum. Have you been able to respond to Penny's post above?

Hi @Franky, I’m with B2Bpay and Penny seems to be referring to another payment system. With B2Bpay, the payment you process is charged to your card straight away - what Penny has mentioned implies a different process flow.

 

[Franky]

Hi @Franky, I’m with B2Bpay and Penny seems to be referring to another payment system. With B2Bpay, the payment you process is charged to your card straight away - what Penny has mentioned implies a different process flow.

Of course - thanks for that.

 

[amaroo]

Absolutely

Sure thing ..... but it won’t look that attractive at 2.4% (same with RP), any inside knowledge on a new fee structure to counter the Amex change?

By the way .... impressive that you’re doing a Q&A on a long weekend.