Scams like these

[drron]

In Thailand we only ever use a card at our hotel. And it is always a chain hotel.
Any meal or shopping when out is paid by cash.

 

[Cruiser Elite]

 

[AustraliaPoochie]

Sorry to hear that, JohnK.
I have never bern to BKK, but the horror stories are enough to scare me, nit only from my parents who went a few times, my brother and his wife had conference there, and grandkids needed minding.
Just have to look at Youtube too.
Maybe its the staff, but too it might be that there is an open patch in the card processing there, re security that someone has known how to breach.
From my dads "bonafide" card spends, (few years ago now), someone succeeded in using the mastercard debit card numbers to firecash funds out.
And they knew how to do "card not present" as well, knowledgeable crooks.
Not sure if firecash money transfers still exist.

 

[JohnK]

Sorry to hear that, JohnK.
I have never bern to BKK, but the horror stories are enough to scare me, nit only from my parents who went a few times, my brother and his wife had conference there, and grandkids needed minding.
Just have to look at Youtube too.

I try to stay away from Bangkok apart from airport. I should just go back to using cash in Thailand. We have several Thai bank accounts so just transfer over using Wise then withdraw from ATM. There is no need to use card out and about.

The biggest problem today is legitimate businesses storing credit card details for recurring payments. To be honest the convenience for me is not worth it.

I refuse to provide Optus with a credit card. I pay each month with an SMS link.

Medibank is the same. I usually do BPAY from bank account or credit card but no recurring payments.

Red Energy the same.

Circles.life and TPG are the only ones with recurring payments and I'd like to find an alternative to both.

 

[AustraliaPoochie]

Private numbers are surely a "scam" job, eh?
Mean being on the receiving end, we are the , "mugs".
Never a good outcome?

 

[Forg]

Most scam calls I get don’t use private numbers; I almost never get calls from a private number any more.
You used to be able to ask your Telco to make your number private, didn’t you? With landlines at least, maybe not mobiles?

I got a fake Aus Post one yesterday … I should post the content here (don’t have my ‘phone with me). The speeling & grammar were so bad that it took me a while to even work out that it was supposed to be an Aus Post message (actually it only twigged because the URL had aupost as part of it).

 

[SYD]

Most scam calls I get don’t use private numbers; I almost never get calls from a private number any more.
You used to be able to ask your Telco to make your number private, didn’t you? With landlines at least, maybe not mobiles?

Yep, usually a fake number on all spam calls.

RE blocking your own number, there’s a setting on your mobile phone to turn it on and off. Landlines, when we all had Telstra there was a code you could dial that would turn it on/off for a specific call. NBN landlines should have an on/off setting also.

 

[AustraliaPoochie]

Samsung has a good feature, where it has a round sign, with a single right to left cross, saying "potential spam/scam", and its easy to block and delete.
Took me half an hour to block and delete the 50 odd sms from linktollt/auspost/autpost, and its ilk from my dads phone.
Since 2019 to 2013.
Not to mention, unknown calls, and the chinese writings one.

 

[Port Power]

Not to mention, unknown calls, and the chinese writings one.

I could almost agree totally with you, except that a recent text message in Chinese characters was from Singapore Airlines advising of a flight change. It was followed by a message in English. So I look without opening before blocking.

 

[There'sOnlyOneJimmy]

I wonder why JB HiFi would have an email address like [email protected] …?

 

[AustraliaPoochie]

My old dad would have fallen for that, if I didn't keep an eye out.
In one of his received sms, he does not have a comm bank account, there was a 6 digit code otpasscode, and it wasn't in bold, that means pops had opened the sms.
Not sure what he did though.
Was from a generic 04 phone number.
So, blocked and deleted.
Probably won't solve anything, as these scammers would just use another 04 phone number, and so, its will be a block and delete job for years.

 

[AustraliaPoochie]

Bit OffT, but its seem that new anti scam measure from my bank, it seems that a lot of Aussie banks are now putting cc# on the back of their cards and also printing it sideways!
This will make it a bit harder for people to see the card numbers, as its below.
And the only time it would be needed is if and when the holder chooses.
As we all use tap and pay, with the card chip facing upwards, no one will see the numbers.

 

[OATEK]

Bit OffT, but its seem that new anti scam measure from my bank, it seems that a lot of Aussie banks are now putting cc# on the back of their cards and also printing it sideways!
This will make it a bit harder for people to see the card numbers, as its below.
And the only time it would be needed is if and when the holder chooses.
As we all use tap and pay, with the card chip facing upwards, no one will see the numbers.

My 28Degrees CC has this layout, but even my freshly minted BW World card has the traditional embossed numbers. I can't remember the last time I had a card put through through the imprinter, but it would be at least a decade ago.

 

[JohnK]

Amazon is going to suspend my account and all outstanding orders will remain pending.

I'd actually be worried if I had an Amazon account.

 

[AustraliaPoochie]

Yair, side ways EFTPOS readers to read the magnetic strip, are not no longer used, but to do the EFTPPOS way with non visa/mastercard cards, we still have to slip the card into the bottom of the EFTPOS reader for the machine to read the chip, and then enter the PIN.

 

[tdimdad]

Bit OffT, but its seem that new anti scam measure from my bank, it seems that a lot of Aussie banks are now putting cc# on the back of their cards and also printing it sideways!
This will make it a bit harder for people to see the card numbers, as its below.
And the only time it would be needed is if and when the holder chooses.
As we all use tap and pay, with the card chip facing upwards, no one will see the numbers.

That probably is useful for those who use physical cards. Is that number printed next to the chip or the other end of the card? In other words, if you need to use chip & pin, will the number be invisible or visible in those readers where the cards is inserted vertically and the backside is towards the cashier?

If I ever need to use a physical card to tap (99% of my card payments are done using the phone), I would quite automatically cover part of the card number with my thumb. Far from fool-proof but distracts the young players. If the checkout needs chip & pin, then it becomes more complicated.

 

[tdimdad]

The joys of Facebook...
That page has whopping four followers, too. Very popular, indeed. What strikes here is the low level of effort to make it even look like a genuine JBH ad.

 

[MARTINE]

The joys of Facebook...
That page has whopping four followers, too. Very popular, indeed. What strikes here is the low level of effort to make it even look like a genuine JBH ad.

Truly A Grade compost quality
Maybe they sell you the Dell box for that price

 

[VPS]

The joys of Facebook...
That page has whopping four followers, too. Very popular, indeed. What strikes here is the low level of effort to make it even look like a genuine JBH ad.

but the number of people I know who comment on these pages is unbelievable eg we have a new motorhome that has a scratch so we're giving it away. Put your name in the comments - WTF

 

[AustraliaPoochie]

That probably is useful for those who use physical cards. Is that number printed next to the chip or the other end of the card? In other words, if you need to use chip & pin, will the number be invisible or visible in those readers where the cards is inserted vertically and the backside is towards the cashier?

If I ever need to use a physical card to tap (99% of my card payments are done using the phone), I would quite automatically cover part of the card number with my thumb. Far from fool-proof but distracts the young players. If the checkout needs chip & pin, then it becomes more complicated.

A lot of places will print a receipt, even if you say no receipt thanks.
And the staff then scrunches up the receipt.
BUT, there is a but, if you take a look at EFTPOS receipt these days, apart from Coles and WW, a lot of the other places, will give a small thinner receipt, if you ask, and on it, will no longer show the card numbers.
It will show "bbyxZZYWQc7778833Y", etc, its the processing code.
No numbers on the front face of the card, its on the reverse, where the magnetic strip is.
So, your chip will be facing upwards, and there is the visa "debit" as stipulated by the RBA a long time ago, to distinguish the difference between the "true" credit cards, and the ones people like me have, ie, have to have the debit word.
On the back of the new card, there is a slight indent, where the chip is on the front, and next to that, is the 16 digit card number, and exp date.
If you need to use the chip and pin, the numbers face down, ie, shop person won't see the numbers.
Its up to you if you want to insert and pin, or tap and go (no pin) under $100.
My water vendo place, where I go to get a bottle of water, will now not accept the new fangled card, but the shops will accept it.
As card expire, the banks will issue new ones, so wait and see what your next physical bank card will look like, if you have more than one bank.
I do have a Samsung Galaxy S21, with NFC, but that I use only for esim in NZ, too afraid of loosing it in Aust.
My other 2 live phones, (Aust mobile providers) do not have NFC but I can order KFC online with it, via app.
I have so far only once had a call us from my bank, with my card # being out on something called "list services", not sure what that is, most likely dark web stuff.
So far, touch wood, nothing has gone off yet.
Sorry for the waffly.