Strategy to obtain US Amex

[Franko Costa]

Yes

Do you have a US bank account?

Can't remember the discount - maybe US$100

 

[nthd_nthd]

Can Someone please give me some DP on downloading the Capital One mobile app? I got "this app isnt available on Google Play in your Region". How am I gonna set up?

 

[prozac]

Can Someone please give me some DP on downloading the Capital One mobile app? I got "this app isnt available on Google Play in your Region". How am I gonna set up?

DP?

 

[nthd_nthd]

DP?

Data point

 

[velli25]

Does anyone know if closing a charge card affects your credit score? I have the gold (12 months open) and green charge card (6 months open). No retention bonus offered on the gold just yet. Alternatively I could look to downgrade it to another green card.

 

[levelnine]

Does anyone know if closing a charge card affects your credit score? I have the gold (12 months open) and green charge card (6 months open). No retention bonus offered on the gold just yet. Alternatively I could look to downgrade it to another green card.

They are reported to your credit report (if they are personal cards), so will affect your utilisation and stop your average age of account increasing if you close.

 

[velli25]

They are reported to your credit report (if they are personal cards), so will affect your utilisation and stop your average age of account increasing if you close.

Thank you!

 

[levelnine]

Thank you!

Apologies, I shouldn't have said utilisation because that's not reported as there's no credit limit, but other details that affect your credit score are reported (eg age of account, balance, late payments).

 

[Voele]

Has anyone here applied for an US HSBC account through their overseas service? If so, how long did it take to go through that process?

I submitted an application 8 business days ago, but still waiting after I provided the requested additional documents one day after the applicaiton.

 

[desafinado74]

Can Someone please give me some DP on downloading the Capital One mobile app? I got "this app isnt available on Google Play in your Region". How am I gonna set up?

You will have to change to the Google USA Play store, in order to be able to download the Cap 1 app.

Since I have two phones, I set the VPN on the older phone to an American IP address. Then I created a new Gmail account and then change the Play store to the US one ( I think these were the steps I took. Sorry it has been a while since I did it)

 

[blacksultan]

Can Someone please give me some DP on downloading the Capital One mobile app? I got "this app isnt available on Google Play in your Region". How am I gonna set up?

Need to sign into the US app store .

 

[Finale]

You will have to change to the Google USA Play store, in order to be able to download the Cap 1 app.

Since I have two phones, I set the VPN on the older phone to an American IP address. Then I created a new Gmail account and then change the Play store to the US one ( I think these were the steps I took. Sorry it has been a while since I did it)

I used one phone with gmail/google accounts from 3 different countries. It's Android though, not sure if Iphone is different.

I couldn't add cap1 card to Google Wallet though until I called them. Then after I changed the phone, it wouldn't work again and I couldn't be bothered.

 

[B.Moser]

Kann mir jemand sagen, wie ich aus der Ferne ein Bankkonto in den USA eröffnen kann?
Welche Bank ist der beste Ort dafür?
Und von welchem Dienstleister bekomme ich recht schnell eine ITIN?

 

[thedamon]

For those of you who use Wise and direct debit for Amex payments; how did you go about setting up Wise for Chase credit card payments? Or do you transfer payments to your Chase checking account and then it gets debited from that instead?

 

[levelnine]

Kann mir jemand sagen, wie ich aus der Ferne ein Bankkonto in den USA eröffnen kann?
Welche Bank ist der beste Ort dafür?
Und von welchem Dienstleister bekomme ich recht schnell eine ITIN?

I think you're looking for Austrian Frequent Flyer.

 

[B.Moser]

Ich denke, du suchst nach Österreichisch Vielflieger.

No, I am officially from Germany and have been traveling for 4 years and am currently in Egypt

 

[DC3]

Kann mir jemand sagen, wie ich aus der Ferne ein Bankkonto in den USA eröffnen kann?
Welche Bank ist der beste Ort dafür?
Und von welchem Dienstleister bekomme ich recht schnell eine ITIN?

Google translate: “Can anyone tell me how to open a bank account in the US remotely?
Which bank is the best place for this?
And from which service provider can I get an ITIN quickly?”

It’s all upthread by the way . Something to read while you are in Egypt, perhaps?

 

[nthd_nthd]

Has anyone here applied for an US HSBC account through their overseas service? If so, how long did it take to go through that process?

I submitted an application 8 business days ago, but still waiting after I provided the requested additional documents one day after the applicaiton.

Yes. I just finished setting up the account. Still waiting for the cards to be sent out.
Initially they emailed asking for multiple documents, including proof of Premier, my Relationship Manager emailed back and said any HSBC staff would be able to confirm my status. I just forwarded that email together with my Relationship Manager details to the Bangalore processing team.
They also asked how I'm supposed deposit money into US account. Replied transfer from Australia because my income from there
They then asked for SSN or ITIN and more forms to fill in, Replied No, I don't have it.

They asked I could go to US branch. I replied no I'm travelling and in Australia for next few months on family matters

Process took about 3 weeks

Emailed back and forth.

Got HSBC global account around 14 Feb, got all my income transfer into there. Approx 20 March got US bank checking and saving accounts

 

[Voele]

Yes. I just finished setting up the account. Still waiting for the cards to be sent out.
Initially they emailed asking for multiple documents, including proof of Premier, my Relationship Manager emailed back and said any HSBC staff would be able to confirm my status. I just forwarded that email together with my Relationship Manager details to the Bangalore processing team.
They also asked how I'm supposed deposit money into US account. Replied transfer from Australia because my income from there
They then asked for SSN or ITIN and more forms to fill in, Replied No, I don't have it.

They asked I could go to US branch. I replied no I'm travelling and in Australia for next few months on family matters

Process took about 3 weeks

Emailed back and forth.

Got HSBC global account around 14 Feb, got all my income transfer into there. Approx 20 March got US bank checking and saving accounts

Wow, such a painful company to deal with. I'll share my experience once they get back to me. I got a standard email yesterday saying the decision is taking a bit longer.

So far they only asked for proof of 1 of the following: 1. Proof of owning a property in the US, or 2. Proof of being a student in us, or 3, proof of employment or 4, an hsbc bank statement (not premier) or Premier relation manager letter. This as sent by someone from the HSBC Premier team in the US, not from India..

 

[B.Moser]

I found an agency for applying for an ITIN here.
Can anyone say whether they have had good experiences with this?