Strategy to obtain US Amex

[cathalm8]

You need a US Apple ID to progress and verify the subscription

I have a us apple ID. Set one up with a US address etc so not sure that's the issue. Iam not getting an error message, it's just not progressing.

 

[velli25]

ITIN from SH Studio arrived. Applied 27th June so pretty quick turn around!!

 

[velli25]

I’ve currently got a AMEX Surpass, Green Gard, Gold (closed but open 18 months ago). Would the logical next steps be with Chase? I can’t check my FICO anymore on AMEX. Was also really keen to get the Aspire but been in PUJ

 

[QF029]

I cancelled my first Ink card today after paying the second annual fee as I thought that was the threshold to cancel without causing problems. As part of their spiel they said I would get the fee refunded.

Has anyone had this happen before? Should I be worried about future applications?

 

[levelnine]

Has anyone had this happen before? Should I be worried about future applications?

Getting a refund within 30 days of cancellation is perfectly normal practice. Won't have any negative consequences.

 

[QF029]

Getting a refund within 30 days of cancellation is perfectly normal practice. Won't have any negative consequences.

Thanks @levelnine, very helpful. Have you done this before? I'm wondering how I will access the refund if they have cancelled my card. Will it be applied to another card?

 

[levelnine]

Thanks @levelnine, very helpful. Have you done this before? I'm wondering how I will access the refund if they have cancelled my card. Will it be applied to another card?

Yes, it'll leave your account with a negative balance. Secure message to move the balance to another card. If you don't do that, they'll eventually send you a cheque.

 

[mattr00]

Just started my Chase journey with the Ink Preferred 120k sub.

3/24 personal cards, 2 business cards all Amex. Last approved personal card was January (with ITIN) and last Business was May.

Got a 'We'll review your Chase Ink Business Preferred Card application and be in touch soon' message, calling the business recon line says they've mailed a letter asking for more information.

Human recon is closed right now so will call back later. Will update

 

[nthd_nthd]

ITIN from SH Studio arrived. Applied 27th June so pretty quick turn around!!

My P2 one came today too, similar timeframe

 

[Ko0l]

ITIN from SH Studio arrived. Applied 27th June so pretty quick turn around!!

Hmm applied with SH Studio on 17th June and received the ITIN over the phone with the IRS. Haven't received the notice/letter yet.

Hopefully it arrives soon as amex is requesting for notice before they can open the checking account.

 

[velli25]

Now that I have an ITIN, would I need to apply for an AMEX to link my ITIN to my account? Or could I apply for a Chase card directly with an ITIN? Not sure if it's linked to my credit profile however

Post automatically merged: Aug 20, 2024

Hmm applied with SH Studio on 17th June and received the ITIN over the phone with the IRS. Haven't received the notice/letter yet.

Hopefully it arrives soon as amex is requesting for notice before they can open the checking account.

Yeah I'd assume it shouldn't be too far away!

 

[Ko0l]

Now that I have an ITIN, would I need to apply for an AMEX to link my ITIN to my account? Or could I apply for a Chase card directly with an ITIN? Not sure if it's linked to my credit profile however

From my reading, best to apply for an Amex with the ITIN first and wait 1-2 mths before applying with Chase.

That being said, it wouldn't hurt if you apply now. Worst case is a rejection from not being able to grab your credit report.

 

[cathalm8]

Has anyone been able to open an amex business checking account and is it easy to do?

Ive read online that you can cash out your Membership Rewards at 1 cent a piece with a Business Platinum card and an Amex Business Checking account?

Not saying that's a good use of points but just wondering..

 

[mike0430]

Hi Guys, I wonder if anyone know how to fund amex checking account from oversea bank account. I am having trouble find this info, and when talking with amex online chat team I was told this option is not available.

 

[pyramidforce]

IMHO it is easiest to use some sort of low fee money transfer service, e.g. wise, remitly, revolut, etc. You will need to do your due diligence and find the one with the lowest fees and best service for your situation, although in my experience, they often have similar fees and rates etc to each other because they are all in competition.

 

[mike0430]

IMHO it is easiest to use some sort of low fee money transfer service, e.g. wise, remitly, revolut, etc. You will need to do your due diligence and find the one with the lowest fees and best service for your situation, although in my experience, they often have similar fees and rates etc to each other because they are all in competition.

Where could we find amex checking bank detail pls, thank you.

 

[pyramidforce]

I don't have an Amex checking account but if it is a real checking account the details should be somewhere, e.g. welcome email, or somewhere else. Maybe try asking amex how to make an ACH transfer to your account and see if they give you the right details.

 

[mike0430]

All the 3 x reps that I have talked with confirmed amex checking is not supporting international payment as yet, and they do not have IBAN or Swift code. Has anyone managed to transfer funds from an oversea acc to amex checking as yet? thank you.

 

[mattr00]

From memory I sent an ACH from Wise to Amex checking pretty easily (initiated from Wise). Was able to hit the sub on offer at the time this way as well

 

[Ko0l]

Has anyone managed to transfer funds from an oversea acc to amex checking as yet? thank you.

Why not just use Wise or Revolut to do an ACH transfer. They use banks that are located in the US so its not an overseas transfer.