Strategy to obtain US Amex

[tinkybelle]

I have been reading this thread since covid hit and I still can't really see a way around NOT having a SSN
and I have no idea what a GT is but when I go into my Bofa account I get this below so im stuffed already
& Conditions | View as PDF
Authorization for Social Security Administration to Disclose Your Social Security Number Verification
I authorize the Social Security Administration (SSA) to verify and disclose to Bank of America through Early Warning Services, our service provider, for the purpose of this credit card application whether the name, Social Security Number (SSN) and date of birth I have submitted matches information in SSA records. My consent is for a one-time validation within the next 90 days. By checking this box, I am signing the consent for SSA to disclose my SSN Verification to Bank of America, and I agree that my electronic signature has the same legal meaning, validity and effect as my hand written signatu

 

[levelnine]

GT

Global Transfer. It's how you get an Amex card without a SSN.

 

[blacksultan]

Hi Mate, I wonder did you eventully shipped our 1st chase card to Aus? How did you go through verification process in the end, did chase allow you to use a new mobile for call back. I just got approved for 1st card, and trying to get it shipped to Aus. Thank you.

Will be difficult to get verified for first card . Are you able to have it forwarded ?
Chase will ask multiple random questions for which the answer is usually no , like did you have this car ? Did you live here ?
You will need to call multiple times until you get cleared .

Post automatically merged: Sep 9, 2024

I have been reading this thread since covid hit and I still can't really see a way around NOT having a SSN
and I have no idea what a GT is but when I go into my Bofa account I get this below so im stuffed already
& Conditions | View as PDF
Authorization for Social Security Administration to Disclose Your Social Security Number Verification
I authorize the Social Security Administration (SSA) to verify and disclose to Bank of America through Early Warning Services, our service provider, for the purpose of this credit card application whether the name, Social Security Number (SSN) and date of birth I have submitted matches information in SSA records. My consent is for a one-time validation within the next 90 days. By checking this box, I am signing the consent for SSA to disclose my SSN Verification to Bank of America, and I agree that my electronic signature has the same legal meaning, validity and effect as my hand written signatu

You can consider applying for an ITIN

 

[mike0430]

Will be difficult to get verified for first card . Are you able to have it forwarded ?
Chase will ask multiple random questions for which the answer is usually no , like did you have this car ? Did you live here ?
You will need to call multiple times until you get cleared .

Post automatically merged: Sep 9, 2024

You can consider applying for an ITIN

Thanks, I think I will try to use forward service this time.

 

[blacksultan]

Did you have your first Chase Card shipped to Aus? I was approved for CSP on 20DEC however I called a day later and it was already on its way to myUS address however has not appeared in my suite yet. Subsequent calls have resulted in Fraud department wanting to call my US number which is textnow so calls not going through. I have just set up Google Voice with a Tello number but that number will not be on my credit report yet but I'm going to see if that number will work for verification. The clock is ticking for MS requirement to be met so need the card soon but others on this forum have indicated that its quite difficult to have the first card sent to Aus.

How does one link tello no to credit report ?

 

[nj12]

Hi Mate, I wonder did you eventully shipped our 1st chase card to Aus? How did you go through verification process in the end, did chase allow you to use a new mobile for call back. I just got approved for 1st card, and trying to get it shipped to Aus. Thank you.

IIRC I ended up waiting for it to be mailed to MyUS address (Legacy mail subscription) and then paid for it to be sent to Aus. I remember being told a number of times by Chase reps that the first card could not be expedited overseas although I believe some earlier posts indicated success on the first card but with verification hassle. They expedited my 2nd Chase card very easily though.

 

[mike0430]

IIRC I ended up waiting for it to be mailed to MyUS address (Legacy mail subscription) and then paid for it to be sent to Aus. I remember being told a number of times by Chase reps that the first card could not be expedited overseas although I believe some earlier posts indicated success on the first card but with verification hassle. They expedited my 2nd Chase card very easily though.

Thanks mate. I will use forwarding service this time.

 

[nj12]

How does one link tello no to credit report ?

Initially I tried using Tello no. with Chase a day after receiving the number and they did not recognise it as a personal number assigned to me. I added it to my Amex profile and after several weeks Chase recognised it as my personal number but by then I'd manage to pass the arduous verification process. Once through the initial verification with Chase i've been able to use both numbers successfully for verification OTP's but I've listed my Tello number as my primary. As for adding it to credit report I assumed reporting it in my Amex and Chase profile it would then be reported to Credit Bureaus after a statement or two. It appears I was wrong as I called Transunion and had them send my credit report and the only phone number it reported was my TextNow US number not my Tello number.

 

[blacksultan]

Initially I tried using Tello no. with Chase a day after receiving the number and they did not recognise it as a personal number assigned to me. I added it to my Amex profile and after several weeks Chase recognised it as my personal number but by then I'd manage to pass the arduous verification process. Once through the initial verification with Chase i've been able to use both numbers successfully for verification OTP's but I've listed my Tello number as my primary. As for adding it to credit report I assumed reporting it in my Amex and Chase profile it would then be reported to Credit Bureaus after a statement or two. It appears I was wrong as I called Transunion and had them send my credit report and the only phone number it reported was my TextNow US number not my Tello number.

Does it need to be a paid text now plan to be reported ?
Any experience with C1 and the number ?
TIA

Post automatically merged: Sep 9, 2024

Thanks mate. I will use forwarding service this time.

It may still be blocked by fraud . Make a few us purchases . Go slow with spending and do not use it thru mobile wallets at first .

 

[nj12]

Does it need to be a paid text now plan to be reported ?
Any experience with C1 and the number ?

I'm not sure but mine is the paid plan. I haven't been able access Equifax or Experian credit reports so unsure if they've reported it also or just trans union. I have only tried the C1 Pre-Approval tool and only with my Tello number which the website accepted. Have not applied yet as recent reports of C1 insisting on a valid US drivers license for identity verification have made me pause for now. What documents did you provide for ID verification when you applied?

 

[blacksultan]

I'm not sure but mine is the paid plan. I haven't been able access Equifax or Experian credit reports so unsure if they've reported it also or just trans union. I have only tried the C1 Pre-Approval tool and only with my Tello number which the website accepted. Have not applied yet as recent reports of C1 insisting on a valid US drivers license for identity verification have made me pause for now. What documents did you provide for ID verification when you applied?

I tried to use my Australian passport for verification but was not succesful at very first step ( scanning rear of doc )?. It asked me to call no on rear of card once received .

 

[nj12]

I tried to use my Australian passport for verification but was not succesful at very first step ( scanning rear of doc )?. It asked me to call no on rear of card once received .

So were you approved with ITIN and Bank statement initially? Was the passport step for verification to setup account after approval?

 

[blacksultan]

So were you approved with ITIN and Bank statement initially? Was the passport step for verification to setup account after approval?

No bank stat requested .
Pasport was id for final Id approval which is now pending .
Account set up using itin led to my previously blocked profile for my checking account .

Post automatically merged: Sep 9, 2024

Does anyone want to swap referral links for a chase biz card ?

 

[mike0430]

Does it need to be a paid text now plan to be reported ?
Any experience with C1 and the number ?
TIA

Post automatically merged: Sep 9, 2024

It may still be blocked by fraud . Make a few us purchases . Go slow with spending and do not use it thru mobile wallets at first .

Thanks for reminding. I will try to use for USPS® Change-of-Address service as my old address which used for card approval is not longer valid anymore.

 

[mike0430]

IIRC I ended up waiting for it to be mailed to MyUS address (Legacy mail subscription) and then paid for it to be sent to Aus. I remember being told a number of times by Chase reps that the first card could not be expedited overseas although I believe some earlier posts indicated success on the first card but with verification hassle. They expedited my 2nd Chase card very easily though.

In case I cant get approved for USPS change of address service, I wonder would it be a good idea to request chase to ship replacement card to another us address intead of my OZ address, thanks. Not sure if this would be considerred as lower risk.

 

[blacksultan]

Thanks for reminding. I will try to use for USPS® Change-of-Address service as my old address which used for card approval is not longer valid anymore.

I read if you use the service identification for C1 is not required ? Is that true ? Can one use it for this purpose even after being approved ?

 

[georgie23]

Just did application for Amex checking and have uploaded my passpost and copy of ITIN letter as per others - awaiting the result

 

[georgie23]

Reading on Doctor of Credit about SUB for Gold Card and see that standard offer is 60K but can get 90K or 100K by using a new private incognito tab - tried that and got an offer of 90K but when I go to complete the info nothing is pre filled in - if I log in and apply it reverts back to a 60K offer but with pre printed info.

I am assuming the application will be assessed the same but wondering if people are chasing higher SUB by using a "clean tab" with no cookies etc even if not signing into current Amex account

 

[georgie23]

Just did application for Amex checking and have uploaded my passpost and copy of ITIN letter as per others - awaiting the result

Application approved overnight and is in the online account this morning - was very fast
Will look up options of adding money via IBKR as per others

 

[desafinado74]

Application approved overnight and is in the online account this morning - was very fast
Will look up options of adding money via IBKR as per others

Did your Itin letter contain an American address? Thanks in advance.