Strategy to obtain US Amex

[pyramidforce]

HSBC DP - it looks like (Coles) online grocery stores might not code as 3x, only in person

Even though awardwallet codes it as Groceries and apparently claims that US Gold gets 4x back.

 

[georgie23]

Setting up US Global Mail
Went with California as not on the CRMA list
DId people redirect from previous Mail forwarder if they had one or just said no us address

 

[pyramidforce]

Correct me if I'm wrong, but I don't think I did that step at all, I just direct all my mail to the US GM address. I think that is only if you have mail going to the other address, then USPS will ship it all to the new one.

 

[georgie23]

Correct me if I'm wrong, but I don't think I did that step at all, I just direct all my mail to the US GM address. I think that is only if you have mail going to the other address, then USPS will ship it all to the new one.

Yes that was my thoughts - I think it doesnt really apply to me

The only US mail I have is Amex to MyUS and I want to get a longer term option to get other cards etc so will plan on updating Amex address to new address and then nothing else to redirect

I have a debit and platinum card - not sure if I should try and get new ones sent there or wait a month or so before updating

 

[GDale]

All approved this morning

Post automatically merged: Sep 11, 2024

For people who have an Amex Checking account could they get the Debit card posted to Australia?

I will have a platinum and the debit and was hoping I might call in 2 weeks and try to get both sent here

Yes confirmed - had the debit card posted to Australia with no problems. I waited the 10 days before reaching out via online chat. Can't remember now though if having an existing credit card helped smooth the process.

 

[georgie23]

Fantastic - I have an existing Green so if that helps that’s great
I will hopefully get both cards posted out together

 

[QF029]

A data point on Chase Ink Preferred. I applied for my 4th card, 4 months or so after my 3rd. In the gap I had closed my first card.

I was referred to the fraud team. After clearing that I was asked for proof of tax, ID and address. After sending g those through I was flagged by fraud again. I called up today and was told my application had been denied.

A friend has had a similar issue applying for his 3rd card. Not sure if they have changed their approval criteria.

 

[nthd_nthd]

P2 got approved for Cap1 to build Credit history with ITIN, Called to asked for card to be sent Australia. Got transferred to different team and took about 30 min the incompetent rep asked to call back during business hour for the right team to process. Very frustrating.

I have been using my Cap 1 card that I got forwarded by my relative for 6 months. To Test the water, I called to asked for card replacement to be sent to Aus, was transferred to many rep / specialist v.v. took over 30 min to process and got advised it would take 4-6 weeks for card to be delivered.

So, it's not easy process for Cap1 to send card oversea.

 

[georgie23]

It's tough - don't they know we want to make it easier for us "digital" US Citizens who are living a nomad lifestyle to continue using the services

 

[georgie23]

Anyone signed up for Amex checking account recently and got approved instantly? Not sure if thigns have changed or they would approved instantly if they see ITIN in a credit file.

I did this week - application approved in 12 hours - I had a 13 month history with Amex Green via GT and got ITIN about 10 months ago - was waiting for FICO score to appear prior to applying but that didn't happen so I figured it was more than a year and was succesful with Amex Checking and Amex Platinum in 24 hours each

 

[nthd_nthd]

It's tough - don't they know we want to make it easier for us "digital" US Citizens who are living a nomad lifestyle to continue using the services

Plus P2 does not make it easier for me as well. So if I dont have to, never involve P2 in these processes. Wish I can pretend to be P2 easily. Is there an app to change voice?

 

[pyramidforce]

I mean there are legitimately lots of apps that change voice. You can even use your P2 real voice to make a clone.

 

[georgie23]

Plus P2 does not make it easier for me as well. So if I dont have to, never involve P2 in these processes. Wish I can pretend to be P2 easily. Is there an app to change voice?

It’s the reason why I don’t involve P2 too. It’s so hard to explain and then get them to call and say the right words, they are looking at me how do I answer
Not worth it

 

[nthd_nthd]

It’s the reason why I don’t involve P2 too. It’s so hard to explain and then get them to call and say the right words, they are looking at me how do I answer
Not worth it

lead up to argument for me but they are so happy to not pay for flights or hotels or staying at luxury ones without knowing loops hoops we jumped.

 

[djchuckles]

lead up to argument for me but they are so happy to not pay for flights or hotels or staying at luxury ones without knowing loops hoops we jumped.

All the benefit. None of the effort

 

[Tiki]

Cap 1 is a problem child even for normal US citizens.

Capital One "security" changes makes international account access difficult - FlyerTalk Forums

Capital One | Rewards Miles - Capital One "security" changes makes international account access difficult - I can't believe someone who has a card marketed toward frequent travelers would expect to be able to manage his account and/or redeem points from outside the U.S. (/s in case anyone missed...

www.flyertalk.com

I was thinking about walking into a branch and applying for a Venture X so I could alleviate any fraud issues in person......until I found out they have only a few actual branches and none in SEA or PDX which is where I will be next month.

 

[nthd_nthd]

Cap 1 is a problem child even for normal US citizens.

Capital One "security" changes makes international account access difficult - FlyerTalk Forums

Capital One | Rewards Miles - Capital One "security" changes makes international account access difficult - I can't believe someone who has a card marketed toward frequent travelers would expect to be able to manage his account and/or redeem points from outside the U.S. (/s in case anyone missed...

www.flyertalk.com

I was thinking about walking into a branch and applying for a Venture X so I could alleviate any fraud issues in person......until I found out they have only a few actual branches and none in SEA or PDX which is where I will be next month.

Cap 1 Cafe ?

 

[pyramidforce]

Is the issue with Cap 1 only the 2fa when overseas, or do they just fraud block you for everything overseas, even like $0.8 soft serve cone at McDonalds?

I haven't had an issue getting HSBC 2fa on Tello yet. Have had to do their 2fa on online purchases, even small ones, e.g. 600 yen (approx 6 AUD)

I was honestly thinking of working towards Cap 1 SavorOne and VentureOne for $0 annual fee, 3x on groceries forever. Very low minimum spend needed, but if even small purchases get flagged this obviously isnt going to work.

 

[djchuckles]

HSBC have asked for 2 payslips to process my Premier CC app. Obviously I only have AU ones. Is it ok to provide those?

 

[nthd_nthd]

HSBC have asked for 2 payslips to process my Premier CC app. Obviously I only have AU ones. Is it ok to provide those?

Is it via email. Just say, you are relocating to US and still working remotely for Australian company. Ask if you can provide the Australian ones.