Strategy to obtain US Amex

[levelnine]

If they asked for tax returns, most likely you applied normally using ITIN and also no credit score?

Amex randomly ask people for income verification on new applications. Been seeing a lot of data points of people being hit with it this year, including people with longstanding Amex relationships. Only pattern I've been able to discern from the cohort of existing Amex customers is that you're more likely to get hit with an income verification request if you're floating a lot when you apply for the new card.

 

[Finale]

Amex randomly ask people for income verification on new applications. Been seeing a lot of data points of people being hit with it this year, including people with longstanding Amex relationships. Only pattern I've been able to discern from the cohort of existing Amex customers is that you're more likely to get hit with an income verification request if you're floating a lot when you apply for the new card.

I thought nthd_nthd didn't do GT or the app didn't go through GT since it shouldn't have asked for income verification.

 

[levelnine]

I thought nthd_nthd didn't do GT or the app didn't go through GT since it shouldn't have asked for income verification.

Not sure what they did. All I meant to signal is that this year Amex have been increasingly flagging people for income verification at the card application stage. If you're unlucky enough to get flagged, there's no way around it — you have to submit the docs they want or you won't get approved.

 

[Triben]

If they asked for tax returns, most likely you applied normally using ITIN and also no credit score?

No they didn’t ask about ITIN or credit score

 

[_TheTraveller_]

Wow. I tried since Jan, still no luck, they keep rejecting me or asking for 3 month bank statement or tax return v.v. I m lost confused with Amex.

Post automatically merged: May 9, 2024

My cousin address

How are you actually applying? and what is your history with amex AU?

 

[nthd_nthd]

Try calling this number +1 866 929 5160 and ready to confirm your name and address. I had same issue but calling this number didn't ask for any bank statement or any bills approved straight way.

Yep this is the number I called - Said they need more information/income information from me. By reading up to now I suspect my Aus card is not qualified for GT. Can someone please confirm? I Have business Amex Explorer. TIA

 

[_TheTraveller_]

Yep this is the number I called - Said they need more information/income information from me. By reading up to now I suspect my Aus card is not qualified for GT. Can someone please confirm? I Have business Amex Explorer. TIA

I've never heard of anyone applying with an AU Biz Amex. Only personal cards. This sounds like why you're being flagged consistently.

 

[nthd_nthd]

I've never heard of anyone applying with an AU Biz Amex. Only personal cards. This sounds like why you're being flagged consistently.

If that true then My route now is waiting for time to lapse with my ITIN on Cap1 CC to build my credit history.

 

[maverick1]

I've never heard of anyone applying with an AU Biz Amex. Only personal cards. This sounds like why you're being flagged consistently.

I did my first GT while holding only an AU Biz plat so don't think that would be a reason. I've held personal Amx before that, but at the time of GT only had AU biz plat...

 

[_TheTraveller_]

I did my first GT while holding only an AU Biz plat so don't think that would be a reason. I've held personal Amx before that, but at the time of GT only had AU biz plat...

@nthd did you have a personal amex before hand?

 

[nthd_nthd]

@nthd did you have a personal amex before hand?

I dud but closed before covid. Got Amex Business September 2023

 

[Ecco]

Applied for GT. I have an amex plat personal for the last 6 years. No late payments.
Rang +1 866 929 5160 to follow up on the application. They are asking me to upload a bank statement/utility bill etc that is at least 1 month old as verification of US address.

 

[mike0430]

Hi All, I just applied my first chase card (6 year credit history + new ITIN holder). Did not get any application reference number, instead I only received below on email. I wonder if this is normal? What is the best phone number for recon team please. thank you.

Thanks for requesting a new credit card!

We'll review your Chase Aeroplan Credit Card application and be in touch soon.​

​ ​

 

[levelnine]

Hi All, I just applied my first chase card (6 year credit history + new ITIN holder). Did not get any application reference number, instead I only received below on email. I wonder if this is normal? What is the best phone number for recon team please. thank you.

Yes, that's normal. Recon numbers for all US CC companies are here: Credit Card Reconsideration Line Telephone Numbers - Doctor Of Credit

 

[mike0430]

Thank you, Levelnine. Called recon line, and auto voice said "we are currently reviewing your application, and you will be notify in writing in 7 - 10 business days, this is the latest information about your application".
I wonder how do I get connect to chase recon rep pleaes? Thanks.

 

[_TheTraveller_]

Thank you, Levelnine. Called recon line, and auto voice said "we are currently reviewing your application, and you will be notify in writing in 7 - 10 business days, this is the latest information about your application".
I wonder how do I get connect to chase recon rep pleaes? Thanks.

Press 0.

 

[mike0430]

Press 0.

Thank you, seems like they are closed now.

 

[Finale]

Yep this is the number I called - Said they need more information/income information from me. By reading up to now I suspect my Aus card is not qualified for GT. Can someone please confirm? I Have business Amex Explorer. TIA

Did you happen to use ITIN in your application? If so, try without.

 

[nthd_nthd]

Did you happen to use ITIN in your application? If so, try without.

Yep, initially when they requested ITIN I gave them. Got rejected. Then waited a month, applied again told them I just relocated have no record of Tax but Passport as Government ID. They still rejected it.

 

[sudoer]

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