Strategy to obtain US Amex

[georgie23]

You need to wait a minimum of 30 days before they will roll you across onto the US Premier status. 30 days plus a statement

Agh ok - thanks
Have been a customer HSBC AU for 6 weeks and have a statement but your saying I need to be a AU Premier for 30 days before I can apply for a US Checking account
Cheers

 

[djchuckles]

I applied for the Amex Gold card and was approved instantly. I used a referral to get 100k MR SUB with 20% back on dining up to $100. They give you the card number immediately as well which is nice, you can then add it to your account and to Google/Apple Pay instantly.

I wanted to add an AU and get the card sent here - anyone know if it's possible to get the AU card sent overseas or is the process the same as the primary card? i.e. wait 10 days and then ask for a replacement card.

First Amex? If not how long did you wait? That’s next on my list to apply

 

[velli25]

Agh ok - thanks
Have been a customer HSBC AU for 6 weeks and have a statement but your saying I need to be a AU Premier for 30 days before I can apply for a US Checking account
Cheers

Yeah from memory you need to have the AU premier status for 30 days

 

[georgie23]

Thanks - I’ll cool it a bit for a month

 

[Phoenix-1]

First Amex? If not how long did you wait? That’s next on my list to apply

I had an Amex Blue Cash Everyday since July. Roughly 12 months since I opened a US bank account / secured card but I didn't obtain an ITIN until April 2024.

Full card history:

Amex Blue Cash Everyday May 2024
CSP July 2024
Chase Ink Unlimited Sept 2024
Amex Gold Oct 2024

 

[_TheTraveller_]

I had an Amex Blue Cash Everyday since July. Roughly 12 months since I opened a US bank account / secured card but I didn't obtain an ITIN until April 2024.

Full card history:

Amex Blue Cash Everyday May 2024
CSP July 2024
Chase Ink Unlimited Sept 2024
Amex Gold Oct 2024

When did you get your secured card?

 

[Phoenix-1]

When did you get your secured card?

May 2023. Applied in-person at BoA.

 

[_TheTraveller_]

May 2023. Applied in-person at BoA.

Consistent with needing 12 months of history before Chase.

 

[nthd_nthd]

I applied for the Amex Gold card and was approved instantly. I used a referral to get 100k MR SUB with 20% back on dining up to $100. They give you the card number immediately as well which is nice, you can then add it to your account and to Google/Apple Pay instantly.

I wanted to add an AU and get the card sent here - anyone know if it's possible to get the AU card sent overseas or is the process the same as the primary card? i.e. wait 10 days and then ask for a replacement card.

I applied for AU at the same time it got approved hence when I asked for cards to be sent to Australia, they sent both together

 

[blacksultan]

I applied for the Amex Gold card and was approved instantly. I used a referral to get 100k MR SUB with 20% back on dining up to $100. They give you the card number immediately as well which is nice, you can then add it to your account and to Google/Apple Pay instantly.

I wanted to add an AU and get the card sent here - anyone know if it's possible to get the AU card sent overseas or is the process the same as the primary card? i.e. wait 10 days and then ask for a replacement card.

You can try updating your add to oz , then apply for AU . Card will Then be sent to primary card holders add by default .

 

[hill]

DP - HSBC premier card approved, just needed 2x recent pay slips.

 

[mike0430]

I registered with eq recently and noticed that 3 x credit bureaus have different itin?
Eq - showing correct itin
Ex - showing itin ending with 0001
Tu - showing itin ending with 000

I wonder if this normal or do I need to correct info with experian, and hopefully this will make it easier with Chase applications (currently have one Chase cc). Thank you.

 

[desafinado74]

I registered with eq recently and noticed that 3 x credit bureaus have different itin?
Eq - showing correct itin
Ex - showing itin ending with 0001
Tu - showing itin ending with 000

I wonder if this normal or do I need to correct info with experian, and hopefully this will make it easier with Chase applications (currently have one Chase cc). Thank you.

Yeah it's normal, coz both Ex and Tu don't recognise ITIN, so they just put some generic numbers instead.

By the way, did you have to call Equifax to sign up ? And did you subscribe to the package which allows you to see reports from the three main bureaus?