Strategy to obtain US Amex

[Ko0l]

Should I always do #2 before #3

Best to update with all the banks first and wait to have it reflected in the credit reports. The address will be flagged when you apply for a new card. Since it's not on a database anywhere.

 

[nthd_nthd]

Hi all. Big spend coming up so took the bullet and applied Amex Biz Platinum, 20K spendrequirements. Now the card in the mail, hoping to receive any tips to maximise the credit or benefits within this month before end of the year. Please send me whatever tip/tricks to maximise it. Really appreciate your help as have no brain capacity to research atm due to things going on at my household. But don't want the benefits go to waste before the new year hit.
TIA.

 

[georgie23]

I just got a notification that the money showed up in my account at B of A which is when it normally shows up from Wise. No idea why Wise gave such a silly timeline, there are no public holidays this week.

Just been reading on reddit that Wise has changed how some accounts are getting transfers into US accounts - Not sure of its all ACH transfers and certain banks but how I understand it Wise used to almost pre transfer the amount and then get it from your account but as always someone discovered a loophole and used checks to transfer money but then cancelled check immediately after transfer is initiated. More on reddit and I may not have it all correct

https://www.reddit.com/r/transferwiser/comments/1hd4za8/how_wise_is_deteriorating_transfer_set_up_instead

https://www.reddit.com/r/transferwiser/comments/1he37hb/why_is_wise_so_slow_to_transfer_funds_via_ach

 

[levelnine]

Hi all. Big spend coming up so took the bullet and applied Amex Biz Platinum, 20K spendrequirements. Now the card in the mail, hoping to receive any tips to maximise the credit or benefits within this month before end of the year. Please send me whatever tip/tricks to maximise it. Really appreciate your help as have no brain capacity to research atm due to things going on at my household. But don't want the benefits go to waste before the new year hit.
TIA.

Enroll in all the benefits, select United & purchase 2*$100 in TravelBank if you have no better option, purchase something from Dell if you can & purchase a $50 Hilton gift card (requires physical delivery). They're the big ones.

 

[US_Amex]

Enroll in all the benefits, select United & purchase 2*$100 in TravelBank if you have no better option, purchase something from Dell if you can & purchase a $50 Hilton gift card (requires physical delivery). They're the big ones.

Is there any way we can get an online version of the card as soon as we are approved? I applied and was approved a few days ago for the Biz Plat card but don't think I'll receive it in Australia this year as I have to wait 10 days before I can request them to ship it here.

 

[Franko Costa]

Hi all. Big spend coming up so took the bullet and applied Amex Biz Platinum, 20K spendrequirements. Now the card in the mail, hoping to receive any tips to maximise the credit or benefits within this month before end of the year. Please send me whatever tip/tricks to maximise it. Really appreciate your help as have no brain capacity to research atm due to things going on at my household. But don't want the benefits go to waste before the new year hit.
TIA.

Can always pay your taxes as surcharge is only 1.45% even for US amex cards

 

[nthd_nthd]

Is there any way we can get an online version of the card as soon as we are approved? I applied and was approved a few days ago for the Biz Plat card but don't think I'll receive it in Australia this year as I have to wait 10 days before I can request them to ship it here.

I got that option for Biz Gold but not this one. Not sure why. I could not wait either so pay for it myself to DHL to where I am - cost of doing business . Cant wait as the spending is urgent.

Post automatically merged: Today at 12:39 PM

Enroll in all the benefits, select United & purchase 2*$100 in TravelBank if you have no better option, purchase something from Dell if you can & purchase a $50 Hilton gift card (requires physical delivery). They're the big ones

What do ppl do with Dell item as it's just for Dell US only right. Items to be sent to US Address then what? And Is it $200 quarterly? Thanks

 

[levelnine]

What do ppl do with Dell item as it's just for Dell US only right. Items to be sent to US Address then what? And Is it $200 quarterly? Thanks

Not sure if it'd work for AU Dell — I imagine it won't trigger because the charge will be in AUD. Send to US address and resell. $200 every 6 months.

Post automatically merged: Today at 1:01 PM

Is there any way we can get an online version of the card as soon as we are approved? I applied and was approved a few days ago for the Biz Plat card but don't think I'll receive it in Australia this year as I have to wait 10 days before I can request them to ship it here.

If you don't get an email offering to show your card number, you generally have to wait. If you can add it to your online account, you can check in account services — there's sometimes a button there to access your card number. You can also sometimes add it to your mobile phone wallet from the Amex app if you can add it to your online account.

 

[Franko Costa]

I got that option for Biz Gold but not this one. Not sure why. I could not wait either so pay for it myself to DHL to where I am - cost of doing business . Cant wait as the spending is urgent.

Post automatically merged: Today at 12:39 PM

What do ppl do with Dell item as it's just for Dell US only right. Items to be sent to US Address then what? And Is it $200 quarterly? Thanks

It needs to go to a US address. There are some options, some better than others, but I would always use a shopping portal like rakuten for dell (I've had 12%+ back in MR points):
1. Resell in the US
2. Send to friend/relative for gift or pick up later
3. Send to BG
4. Send to random person and hopefully they don't return it and you will get the cashback portal from it

 

[US_Amex]

I got that option for Biz Gold but not this one. Not sure why. I could not wait either so pay for it myself to DHL to where I am - cost of doing business . Cant wait as the spending is urgent.

Post automatically merged: Today at 12:39 PM

What do ppl do with Dell item as it's just for Dell US only right. Items to be sent to US Address then what? And Is it $200 quarterly? Thanks

Ok thanks - I might just get it shipped here at my own cost as the benefits to get it this year would make up for the cost of shipping

Post automatically merged: Today at 3:50 PM

Not sure if it'd work for AU Dell — I imagine it won't trigger because the charge will be in AUD. Send to US address and resell. $200 every 6 months.

Post automatically merged: Today at 1:01 PM

If you don't get an email offering to show your card number, you generally have to wait. If you can add it to your online account, you can check in account services — there's sometimes a button there to access your card number. You can also sometimes add it to your mobile phone wallet from the Amex app if you can add it to your online account.

Thanks for the reply, it doesn't show up so I may have to just get it shipped at my costs as nthn_nthn suggested