Strategy to obtain US Amex

[Ko0l]

Should I always do #2 before #3

Best to update with all the banks first and wait to have it reflected in the credit reports. The address will be flagged when you apply for a new card. Since it's not on a database anywhere.

 

[nthd_nthd]

Hi all. Big spend coming up so took the bullet and applied Amex Biz Platinum, 20K spendrequirements. Now the card in the mail, hoping to receive any tips to maximise the credit or benefits within this month before end of the year. Please send me whatever tip/tricks to maximise it. Really appreciate your help as have no brain capacity to research atm due to things going on at my household. But don't want the benefits go to waste before the new year hit.
TIA.

 

[georgie23]

I just got a notification that the money showed up in my account at B of A which is when it normally shows up from Wise. No idea why Wise gave such a silly timeline, there are no public holidays this week.

Just been reading on reddit that Wise has changed how some accounts are getting transfers into US accounts - Not sure of its all ACH transfers and certain banks but how I understand it Wise used to almost pre transfer the amount and then get it from your account but as always someone discovered a loophole and used checks to transfer money but then cancelled check immediately after transfer is initiated. More on reddit and I may not have it all correct

https://www.reddit.com/r/transferwiser/comments/1hd4za8/how_wise_is_deteriorating_transfer_set_up_instead

https://www.reddit.com/r/transferwiser/comments/1he37hb/why_is_wise_so_slow_to_transfer_funds_via_ach

 

[levelnine]

Hi all. Big spend coming up so took the bullet and applied Amex Biz Platinum, 20K spendrequirements. Now the card in the mail, hoping to receive any tips to maximise the credit or benefits within this month before end of the year. Please send me whatever tip/tricks to maximise it. Really appreciate your help as have no brain capacity to research atm due to things going on at my household. But don't want the benefits go to waste before the new year hit.
TIA.

Enroll in all the benefits, select United & purchase 2*$100 in TravelBank if you have no better option, purchase something from Dell if you can & purchase a $50 Hilton gift card (requires physical delivery). They're the big ones.