Strategy to obtain US Amex

[georgie23]

I have had DHL which is amazing but just had a debit card sent out via international USPS first class and it made it to Australia in about 10 days
Was pretty impressive - that’s was from NY to Australia last week

 

[pyramidforce]

10 days spends great for USPS first class.

I have had great experiences with DHL as well but don't really feel like paying 120USD when USPS will do

 

[kpc]

I have had DHL which is amazing but just had a debit card sent out via international USPS first class and it made it to Australia in about 10 days
Was pretty impressive - that’s was from NY to Australia last week

Bookmarked for future reference

 

[georgie23]

Bookmarked for future reference

Equally i had another letter take over
3 weeks - that was a month ago. I think I had good luck and fortune this time

 

[pyramidforce]

Equally i had another letter take over
3 weeks - that was a month ago. I think I had good luck and fortune this time

Maybe I pay $50usd for fedex 5 day shipping

Did you get any tracking at all with usps first class

 

[georgie23]

Maybe I pay $50usd for fedex 5 day shipping

Did you get any tracking at all with usps first class

No

 

[blacksultan]

Don’t you need an Amex card, ITIN, or other bank account and address proof though ti open Amex checking?need

Need Amex cc and itin.

 

[http_x92]

Confirmed that the downgrade to the $95 Marriott Amex card still works for both the Bevy and the Brilliant.

35k FNA each year with no spend requirement the main benefit.

 

[nthd_nthd]

Managed to get Pepper registration done - what US ID have people used? I cannot provide any of the 5 they ask for…..

Could you please share the process. I still could not pay/checked out with "Card Declined" Error even though Amex confirmed my accounts were all Good and should not be a problem.

 

[nthd_nthd]

Maybe I pay $50usd for fedex 5 day shipping

Did you get any tracking at all with usps first class

I have great outcome with USPS - no tracking but normally turned up at my place in a week time. Or 10 Max.

 

[djchuckles]

Could you please share the process. I still could not pay/checked out with "Card Declined" Error even though Amex confirmed my accounts were all Good and should not be a problem.

I never got past the ID verification. So couldn’t buy. Tried adding Australian passport and then they blocked my account!

 

[pyramidforce]

10 weeks?

I have great outcome with USPS - no tracking but normally turned up at my place in a week time. Or 10 Max.

 

[nthd_nthd]

10 weeks?

Missing word "days"

 

[djchuckles]

If I cancel an Amex (after a year obviously) does it still count towards 5/24 until the 2 year mark?

 

[levelnine]

If I cancel an Amex (after a year obviously) does it still count towards 5/24 until the 2 year mark?

Yes. 5/24 counts cards opened, not cards open.

 

[djchuckles]

Thought so - i think i messed up my strategy a little then as I’m now 4/24 (HSBC and Amex) - i think I’ll do Chase first (CSP) and then try for a Cap 1 card once my HSBC card hits 24m and drops off

Just a thought - given HSBC did no credit check - will it definitely be on my file and be counting as a x/24? I guess giving them my ITIN recently probably means yes.

 

[levelnine]

Just a thought - given HSBC did no credit check - will it definitely be on my file and be counting as a x/24?

It should be on your file. Credit checks are different from reporting to your credit file. Eg Amex does not do credit checks for new cards once you're established with them, but their personal cards appear on your credit file.

 

[djchuckles]

It should be on your file. Credit checks are different from reporting to your credit file. Eg Amex does not do credit checks for new cards once you're established with them, but their personal cards appear on your credit file.

How so - if it was done against my AU address though?

 

[levelnine]

How so - if it was done against my AU address though?

As you said, you gave them your ITIN. If that attaches to your card, it'll eventually appear on the credit file associated with that ITIN.

 

[djchuckles]

As you said, you gave them your ITIN. If that attaches to your card, it'll eventually appear on the credit file associated with that ITIN.

Yep I figured that - so if i had never given it to them, it would likely not appear?

Is there a simple way to see file/score with just ITIN now Amex MyFICO has stopped?