Strategy to obtain US Amex

[georgie23]

The Deal​

• Chase is offering the following bonuses after opening a new business checking account and making qualified total deposits of:
  • $300 after $2,000 in total deposits
  • $500 after $10,000 in deposits
• Money must be deposited within 30 days of enrollment and remain in account until 60 days after enrollment
• Offer Expires: 4/17/25

 

[prozac]

@georgie23 Does this help? The best ways to use your 5/24 slots with Chase - The Points Guy

 

[georgie23]

Thank you - will do some reading and see how to fit it in

 

[djchuckles]

@georgie23 Does this help? The best ways to use your 5/24 slots with Chase - The Points Guy

I’m already at 4/24 so need to go Ink route first. Which would you recommend? And how many before I fill slot 5 with CSP (likely) or CSR

 

[olorinn]

I’m already at 4/24 so need to go Ink route first. Which would you recommend? And how many before I fill slot 5 with CSP (likely) or CSR

Ink Business Preferred makes the most sense, it's the only one without the 3% foreign transaction fee and the highest bonus. Otherwise the Ink Business Cash if you can maximize the 5x categories like office supply stores.

I can send a referral if you need.

 

[djchuckles]

Ink Business Preferred makes the most sense, it's the only one without the 3% foreign transaction fee and the highest bonus. Otherwise the Ink Business Cash if you can maximize the 5x categories like office supply stores.

I can send a referral if you need.

Thanks. And hold that thought. Need to finish my ABG spend and then I plan to do ABP before the Ink BP. But I shall reach out at that time (August I predict)

 

[georgie23]

Interesting if it happens - wonder if other banks follow too

Some Chase Ink Cards Reporting To Personal Credit Reports - Doctor Of Credit

There are numerous reports of Chase Ink business cards reporting to personal reports (1, 2, 3). This isn't widespread as most people aren't seeing their

www.doctorofcredit.com

 

[levelnine]

It's likely a mistake. Has happened in the past (2018 or thereabouts IIRC). Happened to me. I'm entirely unworried.

 

[N0mad]

Ah ok. Thats easy then. If you were able to get in it would just have the link. Upload your passport and bank statement here with the ref number and you should be right : https://docuploadonline.americanexp...owId=authentication_US&_flowExecutionKey=e3s1

so i tried the link, looks like nothing more is required, hopefully similar experience to kpc and we are approved without need to provide any docs.

message received is below,

"Our records indicate that no further action is required from you through this site.

If you have any questions, please contact the New Accounts Department at 1-800-567-1083 and we will be happy to assist you further. The department hours of operations are Monday to Friday: 8:00 am to 9:00 pm and Saturday: 10:00 am to 6:00 pm Eastern time.

Thank you for your consideration & patience."

 

[albyd]

I've just tried to get my "free" credit report from Annual Credit Report.com - Home Page

I've been trying to enter my ITIN win the SSN field as I don't have an SSN. It doesn't like the ITIN. What has worked for others or is there another way that has worked to get this report?

TIA.

 

[georgie23]

Can’t use this website with itin
Only one that works with ITIN is equifax and myfico - saying that I have e created account but still can’t get report from them

I have got reports by writing in and asking for them

 

[DC3]

… have got reports by writing in and asking for them

That seems to be the way to do it from my understanding, although rather inconvenient. Unless someone has discovered a work-around.

 

[hill]

Can’t use this website with itin
Only one that works with ITIN is equifax and myfico - saying that I have e created account but still can’t get report from them

I have got reports by writing in and asking for them

Keen to know as well, as I can't seem to signup for a Equifax account at all - just errors out once I put my info in.

 

[DC3]

Keen to know as well, as I can't seem to signup for a Equifax account at all - just errors out once I put my info in.

The only method that I’ve found is to send by snail mail. I have been delaying due to this. I guess I need to just bite the bullet and write to them.

 

[georgie23]

If you try to sign up to myfico.com you will almost certainly get an error - you get a number to call - I found them very helpful - they were able to tell me that they were able to download data from TU and Experian but the equifax was the issue - didn’t help me solve my equifax issue but you might be able to narrow it down for you

 

[Grrr]

they were able to tell me that they were able to download data from TU and Experian

Do they then make TU and Experian scores available for you online going forward ? Or is it a one off thing ?

 

[georgie23]

No, they need to be able to access all three to create an account - what I got from it was that my files from TU and Exper were all legit - the equifax file has an address issue that is preventing them from being able to access it - I called equifax and have spent lots of time trying to get them to fix it and to write letters but ultimately equifax wants a US ID to be able to fix it

TLDR - no - can’t just get file from 2 of them - TU and Experien don’t allow you to directly access via ITIN

 

[djchuckles]

No, they need to be able to access all three to create an account - what I got from it was that my files from TU and Exper were all legit - the equifax file has an address issue that is preventing them from being able to access it - I called equifax and have spent lots of time trying to get them to fix it and to write letters but ultimately equifax wants a US ID to be able to fix it

TLDR - no - can’t just get file from 2 of them - TU and Experien don’t allow you to directly access via ITIN

Do you think Equifax may have the address your ITIN was sent to? In my case - its Maza’s

 

[georgie23]

Do you think Equifax may have the address your ITIN was sent to? In my case - its Maza’s

On my Equifax (I am able to create an account but there is no score, none of my cards are listed) I can see they have a USGlobal Mail address - CA- I used as a trial -this is what I have been trying to correct to list my current address but with no success.

I have just reactivated the mailbox and made that my mailing address in an attempt to see if that will “correct” itself. Need to wait for Amex to report the next months statements to see if that changes anything

I have a home address as a friend’s apartment in NY and my mailing address as US Global in CA.

 

[DC3]

In my case - its Maza’s