The two credit card rule

[benjy]

Thought I'd give the method a go tonight for the Edge. Well, it appears they've changed their process.
Skipped and went to the long application. As soon as I entered my details and went "Save and Continue", system did a credit check straight away. I proceeded to the financials section, then to the Card Options section. I didn't get a second chance to select if I'm an existing card member, oops! I received the "received your application, will get back to you in 5-10 business days message.

If I do get a call over next couple days, I'll most likely cancel my Reserve

 

[sjk]

I've now seen and heard (*) enough examples to conclude to my own satisfaction that there is effectively *no* two credit card rule at the moment, for 'pure' Amex or otherwise. Whether that's permanent or not, I do not know. For those who suspect it may be temporary and want to make the most of it, the method outlined above has worked for me, the OP (obviously), and several others. Of course, it may not be the only method.

(*) including from Australia-based Amex staff

 

[Bell21]

sjk, that's my view too - maybe there was a '2 credit card' rule in the past, but it doesn't appear to be in force currently

 

[desafinado74]

See my post above in #6, but some people got lucky to avoid canceling existing cards.

Thank you for your reply I will go and apply for the card and see what happens.

 

[wohoo]

lol behold.. I hold charge, reserve and edge and now explorer card has been approved!
while carrying westpac amex and cba amex..

Thanks to OP!

Time to pay taxes!

 

[Skyhawk]

Are you able to get referral points or bonus using the 'long' application process?

 

[wohoo]

Will find out, I just applied without putting in my middle name, but same driver's license and living address though. Its not like they wouldn't know my driver's license and I just submitted the application only 15 mins ago. But the screen says my card has been approved and should arrive in 5-7 business days.

 

[wohoo]

I hope it will come pre-linked with ascent premium though, given that I didn't apply with my middle name..

 

[desafinado74]

So, i just applied for the DJ AMEX card. The screen said that it takes up to 10 business days to get approved.
Does it really take that long for this DJ card application to be approved ??

 

[benjy]

So, i just applied for the DJ AMEX card. The screen said that it takes up to 10 business days to get approved.
Does it really take that long for this DJ card application to be approved ??

Usually 2-3 business days but could take longer if complicated application.

 

[BriarFlyer]

So, i just applied for the DJ AMEX card. The screen said that it takes up to 10 business days to get approved.
Does it really take that long for this DJ card application to be approved ??

Mine took 4 days to arrive in my mailbox, as an exisiting Amex customer. I have referred a couple of new customers and there's have taken up to 10 days.

 

[desafinado74]

Probably time for me to stand aside and let the OP reply to some of these, but on the DJ, my experience is that it's been much quicker than ten days.

Also, don't forget (as I initially did) the option to pay $5 per 1,000 points and get them converted from 2:1 to 1:1.

Hi SJK, with regards to the option of paying $5 per 1k points to convert them to 1:1, how do you do that ? Do you have to call AMEX or you can do it online ?

 

[desafinado74]

Today i had to speak to an AMEX rep on the phone about my DJ AMEX application.
She told me that we can have a max of four AMEX cards now. This is a new policy.
So, the old two AMEX card limit is gone.

 

[blueythecat]

This is all excellent news - I’m looking forward to adding to my fleet of Amex cards!

Thanks to the OP and others for the information.

 

[lovetravellingoz]

Today i had to speak to an AMEX rep on the phone about my DJ AMEX application.
She told me that we can have a max of four AMEX cards now. This is a new policy.
So, the old two AMEX card limit is gone.

Do you mean 4 Amex Cards, or 4 Amex Credit Cards plus a charge? (and yes ignoring Bank issued Amexes which will be on top of).

 

[desafinado74]

Do you mean 4 Amex Cards, or 4 Amex Credit Cards plus a charge? (and yes ignoring Bank issued Amexes which will be on top of).

Sorry for the late reply, and sorry, i did not clarify if the 4 card limit includes the charge card or not.

 

[wohoo]

I have, the charge, reserve, edge and explorer as well as westpac amex. If that helps.

And strangely when I added explorer, my amex account is behaving erratically.Now I have strange travel credit...

Let's see what happens after the maintenance for rewards points on the 04/09/18.

 

[Bell21]

what do you mean by 'maintenance for reward points'? (feels like i may have missed something!)

that's a lot of travel credits!

 

[wohoo]

on the amex travel website it says

Important notice: Travel Credits and Membership Rewards will be temporarily unavailable on 4 September 2018 from 19:00 to 5 September 2018 15:00 (AEST) to redeem for travel bookings online or by phone due to scheduled maintenance. We apologise for any inconvenience this may cause.

and

Please note: Due to technical difficulties, it is temporarily not possible to log in to the American Express Travel site. If you wish to pay with a Travel Credit and/or Membership Rewards Points, please try again later. You can continue to book and pay with your Card only.

Gold, Platinum & Centurion Supplementary Card Members - FINE HOTELS & RESORTS and The Hotel Collection are only available to be booked online by the Basic Card Member.

If you are a supplementary Platinum Card Member or Centurion Member please call the Platinum or Centurion Travel Service number on the back of your Card to book your FINE HOTELS & RESORTS or The Hotel Collection stay.

I think its just a glitch that i have extra travel credit.Probably will disappear tomorrow.

 

[Bell21]

on the amex travel website it says

Important notice: Travel Credits and Membership Rewards will be temporarily unavailable on 4 September 2018 from 19:00 to 5 September 2018 15:00 (AEST) to redeem for travel bookings online or by phone due to scheduled maintenance. We apologise for any inconvenience this may cause.

and

Please note: Due to technical difficulties, it is temporarily not possible to log in to the American Express Travel site. If you wish to pay with a Travel Credit and/or Membership Rewards Points, please try again later. You can continue to book and pay with your Card only.

Gold, Platinum & Centurion Supplementary Card Members - FINE HOTELS & RESORTS and The Hotel Collection are only available to be booked online by the Basic Card Member.

If you are a supplementary Platinum Card Member or Centurion Member please call the Platinum or Centurion Travel Service number on the back of your Card to book your FINE HOTELS & RESORTS or The Hotel Collection stay.

I think its just a glitch that i have extra travel credit.Probably will disappear tomorrow.

Thanks for clarifying!