uBank Referral

 
TheRealTMA said:
Given the bank’s recent outrageous behaviour, why would anyone trust them?



YMMV
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Unfortunately, no bank and no one is safe from hackers and scams. I was recently in a bricks and mortar bank branch and two customers in a row were asked by the manager if they were being coerced into transferring very large sums of money! 😳

TBH, anyone with more than $250k in any one institution hasn’t thought through the Government backed guarantee. You’d be wise to spreed your “life savings” - like Super!
 
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GSP said:
I agree this is a great card and have had it for quite a few years mainly for the benefits it has. Despite the instructions, I don't seem to have the ability to setup PayID with UBank (so I use another bank and transfer). Have you managed to set it up?
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PayID only works with the "new" UBank, if you still have a legacy account you need to wait until they move you over to the new system (meaning new VISA Debit Card and new BSB/Acc.no)
 
M@rcoPolo said:
PayID only works with the "new" UBank, if you still have a legacy account you need to wait until they move you over to the new system (meaning new VISA Debit Card and new BSB/Acc.no)
Click to expand...

And what a slow old process moving people across it is.
If, like me, you have Usave and USpend accounts, you're on the old platform.
If they are just called Save and Spend accounts, you're on the new platform
 
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Reactions: SYD
oz_mark said:
If, like me, you have Usave and USpend accounts, you're on the old platform.
If they are just called Save and Spend accounts, you're on the new platform
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or if you look at your BSB:

- BSB 082-991 is the "old" (legacy) UBank
- BSB 670-864 is the "new" UBank (with PayID)
 
M@rcoPolo said:
or if you look at your BSB:

- BSB 082-991 is the "old" (legacy) UBank
- BSB 670-864 is the "new" UBank (with PayID)
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and completely different apps.

They seemed to have ditched “sweeps” but you can now spend (pay) directly from the Save account.
 
M@rcoPolo said:
or if you look at your BSB:

- BSB 082-991 is the "old" (legacy) UBank
- BSB 670-864 is the "new" UBank (with PayID)
Click to expand...

Guess I'm on the old legacy then. I see on the website (ubank.com.au) you are presented with an option of which UBank which is confusing - the new one didn't work for me so kept with the old one.
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SYD said:
and completely different apps.

They seemed to have ditched “sweeps” but you can now spend (pay) directly from the Save account.
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What are the ramifications of the sweeps now gone, can you just "ditch" the transaction account or just leave it dormant?
 
I'll throw my referral code into the mix too, for anyone considering getting a ubank account.

If you use my referral code D2NEJ3X and make 3 card purchases within 30 days of opening your account, we'll both get $20.

I opened my ubank Spend/Save account recently for the no international transaction fees and no international ATM withdrawal fees. So far seems to be going fine, except that you need to call them to notify of overseas travel and the hold times on the phone seem quite high.
 
Thanks for sharing your codes, here is my code, YRTP6QG, use the app open an account and use the referral code, make 3 purchases using your debit card or phone to get $20.
 
I'll add mine as well as I imagine some people are thinking of switching given ING's continued devaluation of its banking product.

Very happy with UBank as my main banking account. Good app, solid benefits and easy to use.

HZSNDRN
 
Have been using ubank for some time as my main bank account and would recommend them. One of their great features is that you can set up direct debits and make payments directly from the savings account. That way you don't need to keep anything in your transaction account (unless you're using it for daily card purchases).

My code is 42L7YMA if anyone wants to use it.
 
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Reactions: SYD
Thanks for sharing your codes. Here is mine for $20 when open a new Ubank, use the code YRTP6QG and make three purchases
 
We both get $10 when you sign up to ubank using my code YRTP6QG, and make 5 purchases using your debit card or phone
 
the new rate for up to 100k is 5.5% which is an awesome rate
please use my referral PH4AELG
you will get $30 once u have 5 card purchases
 
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Thanks for sharing your codes, here is for a new $30 promotion we both get $30: YRTP6QG

Instruction from the app:
Hey 👋 Looking for a smarter way to bank? Check out ubank! Plus, we'll both score $30 when you sign up using my code, YRTP6QG, and make 5 purchases using your debit card or phone 🤑. Get the ubank app + T&Cs at Refer A Friend And Score A Bonus - ubank
 
easiest interest on 100k 5.5% and only need to move 500 in a month no spending
Refer A Friend And Score A Bonus - ubank please use PH4AELG, and make 5 purchases using your debit card or phone 🤑. Get the ubank app + T&Cs
you only need to do the 5 transactions once then u are on 5.5% on the first 100k and 5% on the rest to 250k
 
tinkybelle said:
easiest interest on 100k 5.5% and only need to move 500 in a month no spending
Refer A Friend And Score A Bonus - ubank please use PH4AELG, and make 5 purchases using your debit card or phone 🤑. Get the ubank app + T&Cs
you only need to do the 5 transactions once then u are on 5.5% on the first 100k and 5% on the rest to 250k
Click to expand...
Ubank doesn’t normally require 5x transactions.
 
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