What I am “banged up” about is not a failure to reference a paragraph, but rather a deliberate concealment of a paragraph that completely contradicted what the OP was alleging.
BTW, I have no way of knowing what the outcome was. Not sure why you seem to think you know exactly how or why it was resolved?
Aside from the issue that I have banged on about, there is clearly something missing later on in the story as well. In the space of two days, VA apparently went from a final answer (“no”) to issuing a refund immediately by bank transfer for the excess charges plus credit card interest (which may just about have started to accrue, but which the OP would not even have paid yet).
None of that is consistent with how VA normally process refunds - IME they refund to the original form of payment (credit card in this case) and it takes about 5-10 days after they agree to refund. So, if this resolution played out as the OP describes, there must have been something more behind it than simply another phone call to VA. Something that led to someone (presumably very senior) overriding their normal refund procedures. It would be interesting to know what that missing something was - eg getting a lawyer involved? The OP suggested on Twitter he was going down that road. In any case, my takeaway from this whole saga is that the OP is being very selective in what he is revealing, which makes it impossible for us to know what actually went on here. And that, in a nutshell, is why the redaction of the email is important.