Credit Card Offers Virgin Money Velocity Flyer Offers & Discussion

[MooTime]

Are Virgin Money open to reassessments much? My partner was rejected from her first CC, Standard Virgin Flyer card 6k limit. She does share a decent sized mortgage with her brother but there's no issue paying it, even if it brings in less than the payments. I don't want to push the idea if it's probably not going to happen though, took some effort to build her up to applying as is...

I'm not sure any CC companies do reassessments on applications. I've never heard of that.

May have to just apply for another card soon.

 

[N860CR]

Are Virgin Money open to reassessments much? My partner was rejected from her first CC, Standard Virgin Flyer card 6k limit. She does share a decent sized mortgage with her brother but there's no issue paying it, even if it brings in less than the payments. I don't want to push the idea if it's probably not going to happen though, took some effort to build her up to applying as is...

Yep they do. I had them oddly reject me earlier in the year. Sent them an email and asked for a reassessment. Outlined income very clearly in dot form and it was subsequently approved.

 

[NoName]

Anyone else have issues with the monthly points sweep lately? Statement issued Sunday with points earn summary as expected however still no points in the velocity account. Rang yesterday and confirmed all details correct. Supposedly a known issue that has affected many people and being worked on.


EDIT: issue has resolved.

 

[Rembrandt]

This card now has a 14 day payment due date from statement issue:

https://virginmoney.com.au/content/dam/virginmoney/vma-downloads/credit-cards/credit-cards-variation-notice.pdf

It use to be roughly 25 days.

I don't think I've ever used a CC with such a small window for repayment. This move can most certainly get some of their customers into trouble and interestingly has been introduced around the Black Friday-Xmas shopping period...

 

[MELso]

This card now has a 14 day payment due date from statement issue:

https://virginmoney.com.au/content/dam/virginmoney/vma-downloads/credit-cards/credit-cards-variation-notice.pdf

It use to be roughly 25 days.

I don't think I've ever used a CC with such a small window for repayment. This move can most certainly get some of their customers into trouble and interestingly has been introduced around the Black Friday-Xmas shopping period...

Pretty much all CCs are on a 44 day interest free cycle these days, down from 55 days. Sucks, but this is not unusual now.