Westfield XS card

[markis10]

Anyone tried the Virgin wallet card with $1 load fee to use at Postbill pay...post office?

No load fee now.

 

[PLANT]

Bugger I confirmed today with dealership as long as you press "SAVINGS" on the EFTPOS machine could have swiped $20K cards to pay for a car!
Going to ring Westfield's to check access to $20K cards again?

 

[coles525]

Would they winge (car dealer) if you had say 22 cards at $950 each, and you used each and every separate transaction in the one sitting?

Obviously purchase the cards on seperate days or locations, but spend them all at once.

 

[The Rok]

Would they winge (car dealer) if you had say 22 cards at $950 each, and you used each and every separate transaction in the one sitting?

Obviously purchase the cards on seperate days or locations, but spend them all at once.

I just put $32,000 on my CBA Amex at a Perth dealer for a new car!

 

[legroom]

Would they winge (car dealer) if you had say 22 cards at $950 each, and you used each and every separate transaction in the one sitting?

Obviously purchase the cards on seperate days or locations, but spend them all at once.

Good idea !

Like the previous poster, I had managed to put a $60K new car on my Citi Select in Oct last year - with no surcharge.

That would have been more than 60 XS cards loaded to the max.

Could have worked though as EFTOS is as good as cash.

 

[penegal]

How did paying on credit cards affect your price negotiations for the car?

 

[The Rok]

How did paying on credit cards affect your price negotiations for the car?

It didn't. I worked in the industry as a Sales Manager for many years. I knew exactly what their margin & holdback was. I knew how much Corporate rebate they would get, and I know how sales managers think. I negotiated the car to the price I was prepared to pay, got it approved by the sales manager and then signed the Offer To Purchase "Subject to payment in full by Amex with no surcharge". I put that in from of him and he said no, so I got up and walked out. I didn't get more than 5 metres from the desk when he agreed.

It depends on the dealer you go to. Family run dealerships are likely to let you walk for this, but large franchises play funny buggers with accounting, and I can guarantee that the surcharge amount would of ended up being charged to the New Car Departments "Cost Of Sale" account as apposed to the individual deal. Dealers will do almost anything to stop you walking away. The GPU on that deal would of remained unaffected.

 

[zainman]

It didn't. I worked in the industry as a Sales Manager for many years. I knew exactly what their margin & holdback was. I knew how much Corporate rebate they would get, and I know how sales managers think. I negotiated the the car to the price I was prepared to pay, got it approved by the sales manager and then signed the Offer To Purchase "Subject to payment in full by Amex with no surcharge". I put that in from of him and he said no, so I got up and walked out. I didn't get more than 5 metres from the dest when he agreed.

It depends on the dealer you go to. Family run dealerships are likely to let you walk for this, but large franchises play funny buggers with accounting, and I can guarantee that the surcharge amount would of ended up being charged to the New Car Departments "Cost Of Sale" account as apposed to the individual deal. Dealers will do almost anything to stop you walking away. The GPU on that deal would of remained unaffected.

Like a Boss! :mrgreen:

 

[PLANT]

I rang today
Since Nov 2013 its now 1.5% using cc

 

[DeKa]

I rang today
Since Nov 2013 its now 1.5% using cc

What is PLANT?

 

[penegal]

I rang today
Since Nov 2013 its now 1.5% using cc

What is PLANT?

I suspect it is the corporate scheme (in the cases where they waive the card "activation" fees).

 

[PLANT]

He told me both $950 and if you used corp scheme they now charge 1.5% cc fee....yes corp drop the $6 fee per card.
Are you guys charged 1.5% for one card?

 

[Hammando]

Heard a couple of reports of an imminent system upgrade at the PO, which will mean you won't be able to use XS anymore to pay bills.

Not sure when it is happening though. Anyone got any further intel?

 

[PLANT]

Overt the counter is old news they refused....you talking Self Service ATM's?

 

[serfty]

Heard a couple of reports of an imminent system upgrade at the PO, which will mean you won't be able to use XS anymore to pay bills.

Not sure when it is happening though. Anyone got any further intel?

If any had further information, it may be a "conflict of interest" to disseminate such publically.

 

[legroom]

Does Citi still award points for the occasional XS cards ?

Been using AMEX so I am not so sure.

Would anyone care to update me ?

Thanks

 

[Hammando]

If any had further information, it may be a "conflict of interest" to disseminate such publically.

Perhaps if they worked for the post office, otherwise no.

Previously employees at the PO have been told not to accept XS cards for bill payments, this is different.

I was just putting it out there as a warning.

 

[serfty]

Perhaps if they worked for the post office, otherwise no.

Previously employees at the PO have been told not to accept XS cards for bill payments, this is different.

I was just putting it out there as a warning.

Some people may work behind the scenes, not directly for AP, but in EPOS/NETPOS/webPOS related work.

 

[Hammando]

Yep those people too.

 

[aaronjames000]

Probably a silly noob question, been trolling these pages but haven't quite found an answer...

But can I purchase these online with my Amex Plat edge and it would be treated like supermarket spend? Or do it in centre?