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    FR FR FR.. Financial review case...

    The income isn't met the criteria what you had for those cards, you might meet with one card but not three. However, I will be surprised if AMEX uses that to cancel your account. There might be other reasons trigger the decision, if AMEX suspects that you might or might have involved in any...
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    Handling overbooked flights

    There's nothing with over selling tickets, however VA makes every steps wrong when situation like this happens. I would ask for the compensation if VA can't get me on board after I pay for the ticket. Airlines make contract on their own benefit, such as if you no show, then you lose the value of...
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    ANZ - 300,000 QFF points offer on a mortgage

    Be careful about ANZ credit card that attach to its home loan package, the package only waives the annual card fee, you still have to pay $55 rewards fee per card (not per account). It doesn't like other banks that offer completely free credit card with the package.
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    Velocity have messed up my Award Booking - HELP

    I don't know what you mean exactly, but IMO more than 1 hour waiting is bad enough, but I try to avoid calling them anyway, unless there's a problem that cannot be dealt online.
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    Velocity have messed up my Award Booking - HELP

    Happened to me once, but in the second phone call, the issue got solved perfectly. I have no status with QF, calling its customer service line could be painful, so I always use the call back service, the longest waiting time so far is 1 hour and 40 mins.
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    Velocity have messed up my Award Booking - HELP

    Terrible experience, if Velocity can treat its WP customer like this, no wonder VA could not generate any profit in last couple of years, and the gap between VA and QF is getting bigger and bigger.
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    VA have a problem. Could this partly solve it ?

    With 1/2 empty seats on A330 with VA flight, VA is still stingy enough not to release any business award seats. CX flight is most of the time full due to awards seats are released align with the sale.
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    Amex Platinum Charge now charging a supplementary cardholder fee

    Personal Charge card is always 4, but Business version can have up to 99.
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    RewardPay Alternatives

    Don't know, but could ask EBP which merchant code do they use.
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    RewardPay Alternatives

    It seems Commbank is cracking down point of interaction payment, the latest statement shows below: Effective 1 July 2019, transactions, including money transfers, made through Western Union and simila merchants (with a Merchant Category Code 6540) will be treated as cash advances. CommBank...
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    Credit Card Offers St.George Amplify Signature: 150,000 bonus Amplify Points (expires 30/4/25)

    No, they didn't, but I uploaded my 2 payslips plus other income from the bank statement when I submitted my application. I got conditionally approved immediately, then card arrived later. They do verfiy your income if they don't statisfy the document you submit I guess.
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    Credit Card Offers St.George Amplify Signature: 150,000 bonus Amplify Points (expires 30/4/25)

    Really depends, as each bank holds their own assess criteria. Some people gets approved in 3 months with lots of follow up and income checks. When I applied, I got approved instantly, and card arrvied within 5 working days, but again, no one can tell if it;s easy or not. If you didn't have too...
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    RewardPay Alternatives

    Visa & Master only, no AMEX.
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    Credit Card Offers St.George Amplify Qantas Signature: 80,000 bonus Qantas Points (expires 30/4/25)

    It should be $75K, but it's only one factor of the decision. Some people have more than that income got knocked back, but some people got approved for having less income lower than that, you will never know until you submit your application. I believe banks have their own tools to assess...
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    Credit Card Offers St.George Amplify Qantas Signature: 80,000 bonus Qantas Points (expires 30/4/25)

    I applied on Friday last week, got instant conditional approved, card received by today, total processing time plus post is 4 days.
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    DEFT still charging 1.5% - is that still allowed?

    I think you'd better use Westfield cards to pay in post office, it's still cheaper than surcharge.
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    American partners with China Southern

    At the moment, you can only search it from Expert flyer, however AA won't be able to book J on CZ at the moment, Y is fine. Please be aware that the YQ does apply on CZ redemption.
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    New Amex statement credits

    Qantas gift voucher cannot be used to pay for taxes or surcharges on Multi-City, Classic awards and round-world ticket, paid fare tickets only.
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    Reduced AMEX earn rates from April 2019

    I've found the tricky part to use velocity to book SQ is you need to book return trip in order to see some awards J, if you only search for one way, then there will be nothing on SQ. I have tested in last 3 months, if I select the return trip, then I'm able to see some SQ seats, then change it...
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    DEFT still charging 1.5% - is that still allowed?

    Another way to avoid hefty cc surcharge to pay DEFT bill is to use Au Post, not effective way, but cheaper than 1.5%. .
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