RewardPay Alternatives

SOPOOR said:
Oh bummer!
I sent an enquiry saying if its ok to use them, and they said its fine.

What's the reason they don't allow?
Click to expand...

By all means give it a go if you have been advised it will work now, but they weren’t accepted when I last tried, probably 2-3 months ago. Don’t recall the exact error message, just that I had tried Only1, CGMC and Vanilla VISA and all 3 struck out.
 
maccaisking said:
By all means give it a go if you have been advised it will work now, but they weren’t accepted when I last tried, probably 2-3 months ago. Don’t recall the exact error message, just that I had tried Only1, CGMC and Vanilla VISA and all 3 struck out.
Click to expand...
Might need to investigate further
 
It seems Commbank is cracking down point of interaction payment, the latest statement shows below:

Effective 1 July 2019, transactions, including money transfers, made through Western Union and simila merchants (with a Merchant Category Code 6540) will be treated as cash advances.
CommBank considers these transactions to be cash equivalent and a cash advance fee (see above) and the cash advance rate will apply.
 
wxxnxs said:
It seems Commbank is cracking down point of interaction payment, the latest statement shows below:

Effective 1 July 2019, transactions, including money transfers, made through Western Union and simila merchants (with a Merchant Category Code 6540) will be treated as cash advances.
CommBank considers these transactions to be cash equivalent and a cash advance fee (see above) and the cash advance rate will apply.
Click to expand...

Does this merchant category code apply to EBP?
 
I've got NFI, but googled it.....MC definition.

MCC 6540—POI Funding Transactions (Excluding MoneySend).............................................. 146

Visa definition.... still have NFI.

6540Non-Financial Institutions – Stored Value Card Purchase/Load
This MCC must be used for the initial purchase and/or any subsequent reloads of stored value cards (including Visa Prepaid Cards) occurring at non- financial institutions.Account Funding –
(Non-Financial
Institutions)
Stored Value Card/Load
(Non-Financial Institutions)		6012 – Financial Institutions –Merchandise, Services, and Debt Repayment
 
Last edited:
maccaisking said:
By all means give it a go if you have been advised it will work now, but they weren’t accepted when I last tried, probably 2-3 months ago. Don’t recall the exact error message, just that I had tried Only1, CGMC and Vanilla VISA and all 3 struck out.
Click to expand...
. From my experience with CGMC a pre with was done as usual but the pre with was not cancelled leading to your card being charged for the same . Any one else has a different experience ?
 

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