The FSO's brochure sets out the process.
1. You write to FOS at GPO Box 3 Melbourne 3001. Set out facts, issues and contentions. Set out facts chronologically. Specify representations. Specify that the csr said this or that. Set out all damages, eg 'in reliance on this promo I paid for holiday accom in Los Angeles'. Ask for a determination that you are on 5/5, falsely suspended, entitled to every point from 1 Sept. If you missed out on the bonuses to enter the Win Flights promo, add that coz another body is looking into things and there might be compo;
2. FOS sends your letter to Amex. Amex has 30 days to contact you and resolve things.
3. Make a deal - get it in writing by fax: the amex mail room is taking up to 10 days to get letters to your door.
4. If Amex doesn't make a deal, ask FOS to determine the dispute. Remember, the onus is on Amex to prove its allegations. Remember too - FOS has lots of intel from lots of other complaints and Amex knows .
Then:
5. FOS agrees with you 100% and Amex is bound. Amex can't appeal, reneg or anything.
6. FOS says it agrees with you 50% or whatever. Amex is bound, but you can refuse and sue in VCAT.
7. FOS says nick off: You can sue.