AMEX Life Insurance - 20k pt Bonus

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Thought I'd ask and see if anyone's managed to apply for the min. life insurance and received 20K points without the targeted offer mail?

Was a struggle trying to get through 1800 237 300 this afternoon for some reasons.
 
Received my offer in the mail last night and applied for the $50k minimum. $46 for 20k MR too good to refuse. Thanks to this thread for bringing this offer to my attention.
 
Just signed myself up and will do hubby on his own card - works out $5.25p/m for each of us and first month free. $60 for 40,000 points is awesome and just in nick of time since offer expires on 30th June.

This is the last 'lump' of points we need for our 400k point goal (for 2 x reward business to US) and will take the sting out of the 'no specific reason' Virgin Money/Citi decline couple of days ago!
 
Just received an email from Zurich actually declining my application after it had been accepted instantly. I might let this one go through to the keeper since I wasn't seriously looking at it for long term coverage. Shane about to easy 20k MR. Anyone else received a knock back after the event?
 
Just received an email from Zurich actually declining my application after it had been accepted instantly. I might let this one go through to the keeper since I wasn't seriously looking at it for long term coverage. Shane about to easy 20k MR. Anyone else received a knock back after the event?

I got knocked back on my second application with a different card but same details
 
Got my 20k right after 1st premium payment is cleared. My cover is $25pm, so planning to cancel the cover asap but will carry a risk if they exercise the 6 month clause. When I signed up on the phone, they didn't mention anything about the 6 month thing though.
 
I had the amex/Zurich life product in the past a couple of years ago so hopefully I can still get the points.
Also would it work if my wife gets a policy but uses my card ie will I get 2 lots of 20k points? Any experience with this?
 
I had the amex/Zurich life product in the past a couple of years ago so hopefully I can still get the points.
Also would it work if my wife gets a policy but uses my card ie will I get 2 lots of 20k points? Any experience with this?

Terms state one lot of points per account.
 
So if you have 4 amex cards, apply with Main holder on one card, and the rest use different supplimentries on each of the card, you get 4x20k?

Supps are ineligible for this - so you'd need to have multiple amex accounts (i.e. Edge + Explorer)
 
So if you have 4 amex cards, apply with Main holder on one card, and the rest use different supplimentries on each of the card, you get 4x20k?


No, one per account. A supplementary card is NOT a separate account.
 
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Couple of queries

- Would the $20 K be applicable on the AmEx Velocity Platinum?
- Payment options provided are monthly and annual - do I need to pay the annual fee for quick crediting of points?
 
Couple of queries

- Would the $20 K be applicable on the AmEx Velocity Platinum?
- Payment options provided are monthly and annual - do I need to pay the annual fee for quick crediting of points?


- Yes
- Pay the annual amount of you want the pts straight away. Pay the mthlt amount if you're happy to wait until the 1st monthly payment in 30 days time.
 
Couple of queries

- Would the $20 K be applicable on the AmEx Velocity Platinum?
- Payment options provided are monthly and annual - do I need to pay the annual fee for quick crediting of points?

I don't think anyone knows which cards are definitely included just yet. Bank AMEX are definitely out though.

Why would you pay the full annual fee? Yes you get your points more quickly but if you intend to cancel quickly you may not get any money back and you may have your points reversed.
 
I don't think anyone knows which cards are definitely included just yet. Bank AMEX are definitely out though.

From the email of the offer I received. My bolding relating to eligible cards.

Terms and Conditions
American Express Ezicover Life and Ezicover MyLife are issued by Zurich Australia Limited (Zurich), ABN 92000010195, AFSL No.232510. The promoter of these products is American Express Australia Limited (ABN 92108952085, AFSL No.291313). The information provided by Zurich is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider these factors, the appropriateness of the information and the relevant Product Disclosure Statement (PDS) before making a decision.
American Express Ezicover MyLife Product Disclosure Statement (PDS)
American Express Ezicover Life Insurance Product Disclosure Statement (PDS)
American Express Financial Services Guide (FSG)
1. Offer only available to new American Express Ezicover Insurance Policy Holders who are Australian residents aged between 19 and 69, who apply by 31 July 2017, are approved and have purchased their policy using an eligible American Express Card that is enrolled in an eligible rewards program. American Express reserves the right to reverse your points should you cancel your policy within 6 months of the commencement date. Eligible rewards programs include Membership Rewards program, Qantas Frequent Flyer program and Velocity Frequent Flyer program. The following are not Eligible Cards: Bank Issued American Express Cards, David Jones American Express Cards, Business Cards that are affiliated with a wholesale partner, American Express Business Travel Accounts, Government Cards, Corporate Purchasing Cards, Corporate Meeting Cards and Corporate Cards. Bonus Points will be allocated once per Card account, therefore Card Members who currently hold or have previously purchased an American Express Ezicover Insurance product are ineligible for this offer. Please allow 8 -10 weeks from payment of your first monthly or annual premium for the 20,000 bonus points to be credited to your rewards program.

2. Policy holders must be Australian residents aged between 19 and 69 who apply and are approved. Policy must be purchased using an eligible American Express Card issued by American Express Australia Limited to earn 3 points per dollar spent on American Express Ezicover insurance products. Terms and Conditions of the rewards program in which you are enrolled. Membership Rewards Terms and Conditions are available at membershiprewards.com.au. Qantas American Express Cards Points Terms and Conditions are available at americanexpress.com.au/qantaspointsconditions. American Express Velocity Card Points Terms and Conditions are available at americanexpress.com.au/velocitypointsconditions. The following are not Eligible Cards: Bank Issued American Express Cards, David Jones American Express Cards, and Business Cards that are affiliated with a wholesaler partner, American Express Business Travel Accounts, Government Cards, Corporate Purchasing Cards, Corporate Meeting Cards and Corporate Cards.
3. Cover is available for Australian residents aged between 19 and 69. Cover amounts can range from $200,000 to $750,000.
4. Death or terminal illness which occurs in the first 5 years of cover commencement or reinstatement that results from, or relates to any illness, injury or condition which is a pre-existing condition (at commencement or reinstatement) is not covered. See the American Express Ezicover MyLife PDS for details.
5. Cover is available for Australian residents aged between 19 and 69. Cover available up to $1,500,000 for persons aged 19 to 45, up to $1,000,000 for persons aged 46 to 54, up to $750,000 for persons aged 55 to 59, and up to $500,000 for persons aged 60 to 69.
6. The Cash advance benefit will be paid once Zurich has received a death certificate, or other proof of death which shows cause of death, and your death is covered by this policy.
7. Subject to Terms, Conditions and Exclusions. Please refer to the American Express Ezicover MyLife PDS.
This email was sent to <redacted> If you received this email at a different address the email was forwarded to you. You are receiving this because you have opted in to receive email offers from American Express. American Express Australia Limited 12 Shelley Street, NSW Sydney 2000 (ABN 92 108 952 085, AFSL No.291313). ® Registered trademark of American Express Company © 2017 American Express Company. All rights reserved.
 
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