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- Sep 20, 2018
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I'm in a very similar position @lovetravellingoz, so I really empathise with you and also with @Lynda2475 . @Pushka and I have already traded stories. I'm so glad you managed to get a project delivered, and lift the stresses you have been feeling. You are not alone, but I know that does not necessarily make you feel any betterMy commiserations.
As I have mentioned before the pandemic has affected people in many different ways and especially financially. Some have made more money than ever, some about the same and some a great deal less. And other have had negative issues to do with say health/mental health issues, as well as social disruption of weddings/funerals/family etc.
With my small business I have had to wipe out a full year's worth of income with not one project delivered in 2020, and so I share your pain. As have many others like say Pushka who has also mentioned how her business has been devastated.
I am just back from actually delivering a project in Qld , my first completed project since late 2019. It was nice to actually be working properly again and it also had the side-benefit that I avoided the lockdown in Vic plus delivery the project meant that I avoided going into liquidation which has been a daily worry since at least before last June. Starting each day and having to assess is today the day I go into liquidation, or not, is not good for one's stress levels, but is certainly a key reason why I have monitored things as closely as I have done so. This week is the first time in nine months that I do not have the Liquidation Monkey on my back.
However the outlook remains grim for 2021, as it does for many who are in the wrong sector. To operate is a huge financial risk at present for myself as it could mean taking on costs that may never be recouped, and as a director of a company I cannot do so. And there are only so many ways to juggle things if the cash is not coming.
However luckily I am 60 with no debts, good assets tucked away and so that means I am better off than many even though 2020 was a annus horribilis for me. I may well just retire soon now instead.
I deliver vocational education training courses to mainly government clients, and in 2020, I only delivered 3 days of training, in late February, before the cancellations started to roll in. The training I deliver is not suited to on-line learning, and many of may clients are interstate, so border closures and more particularly, the sudden unexpected closures, have been a very big issue. My clients are really reluctant to take the chance of booking something, because so far every time they have even thought about it, there has been a short notice border closure that would leave me or participants or both stranded away or unable to make the training in the first place.
So far for 2021, I have 1 single day booked, upcoming in March for a trial of on-line delivery. All my clients have advised that they have no plans for face to face delivery for the whole of 2021.
As I work in a very specialised area, I am usually fully booked for 12 weeks out, and at least partially booked for the next 12 weeks after that. So at this time of the year, I would normally be taking bookings for August. Instead, all I hear is crickets. Although that is better than last year, when all I heard was substantial contracts being cancelled. It has been financially stressful. Fortunately, my husband managed to secure an advisory contract for 3 days a week for a while, and I also managed an advisory contract for about 8-10 hours a week for May-August last year - but that's the last work I did. Like you, I am also 60, and have been virtually forced into retirement, which was not at all my plan.
Plus, I have not been able to visit family in Qld especially my 90 year old father-in law who was widowed just before Christmas 2019. Saw him in January 2020, trip overseas in February 2020, up to Qld for the sad task of clearing out the house in early March and now nothing since. All other trips we planned were cancelled due to border closures. We have a birthday trip planned in March 2021, so fingers crossed on that. Also, my son lives overseas and it is now well over a year since I saw him, and who know when I will be able to see him again. He was hoping to take advantage of his ability, as an Aus citizen resident overseas, to return home for a visit and then go back to his overseas location after seeing family, as so many others on this forum have done. But he has not had any luck getting air tickets in the three opportunities he has had to take time off work, and with the arrivals caps and lockdowns, seems unlikely that he will any time soon.
I am really over it all, and frankly, 2021 does not look a whole lot better for me and how I want to live my life.