Credit Card Offers Citi Prestige: 200,000 bonus Velocity Points (AFF Exclusive - apply by 20/1/25)

Get up to 200,000 bonus Velocity Points and unlimited Priority Pass airport lounge visits!

Learn more and apply for this card:



What are the main benefits of this card?
  1. AFF EXCLUSIVE Sign-up bonus: Up to 200,000 bonus Velocity Points when you apply through AFF! Receive 150,000 bonus Velocity Points when you spend $12,000 on eligible purchases within 3 months from approval. Earn another 50,000 bonus Velocity Points when you keep your card open for over 12 months and enrol in Velocity Points Autosweep.
  2. Unlimited Priority Pass airport lounge access for you and a guest, including food & beverage credits at participating airport restaurants
  3. Get the 4th night free on Luxury Escapes bookings
  4. $10 cashback with BINGE every month until 31/10/25
  5. $100 cashback with Uber Premier
  6. Earn 1 Citi reward Point per $1 spent on everyday purchases, plus earn extra points with lots of bonus points-earning categories

amex-explorer-card-art.pngWhy we like the Citi Prestige credit card

The Citi Prestige card is packed with benefits including unlimited Priority Pass airport lounge access for you and a guest travelling with you. You can even use this to access up to AUD36 per person (for up to 2 people) worth of food & beverage credits at participating Priority Pass airport bars, restaurants and cafés each time you fly. This benefit alone is worth more than the $700 annual fee!

This card has lots of opportunities to earn bonus points. You'll earn:
  • 1 Citi reward Point per $1 spent on everyday eligible purchases;
  • 2 points per $1 at major supermarkets, petrol outlets and national retailers; or
  • 3 points per $1 spent with major airlines, hotels and restaurants in Australia, as well as transactions online and overseas
Cardholders also enjoy a range of complimentary insurances, including International and Domestic Travel Insurance and Mobile Phone Insurance, plus other exclusive discounts and benefits.

See our card guide for the full details and to take advantage of our exclusive sign-up bonus points offer:

 
thanks for this, i'll check the credit card statement and will report back if it is received. The lady did specifically state it would be x days after i complete my stay though.
This has been my expirence as well.

If it's a non refundable stay the credit back has appeared within a week of thr payment coming off the card. If it's a refundable stay it's appeared within a week of the commencement of the stay.

This is a feature I really like about this card and it's fantastic value. Churning this card is going to be a tough decision.
 
Question: What's the minimum limit I can lower the Prestige to?

Context:
  • I've met the minimum spend and will soon receive my 300k points.
  • I'm keen to transfer to Krisflyer eventually, but want to hold off as long as possible due to points expiry after 3 years.
  • Prestige has a 2.5:1 conversion rate to Krisflyer, compared to 3:1 for other card types.
  • I'm keen to apply for another CC soon to get some more bonus points, so I want to lower my limit as much as possible.
  • I know Prestige has a 20k minimum limit when applying, but I also know some CCs from other banks have a lower minimum limit for existing CCs than for new CCs.
 
Does the 4th night free need to be booked with Citi concierge? I've seen some references to hotels.com as well
 
Does the 4th night free need to be booked with Citi concierge? I've seen some references to hotels.com as well
Yes, the concierge company books the hotel and charges you at the time. They used expedia for me which i believe own hotels.com so may be the same pricing. I definitely received the 35% discount expedia were advertising as a members only rate at the time.

I did send through screen shots of the hotel and rate to concierge to ensure they also gave me the discount. worked out considerably cheaper than other hotel sites in my case.
 
Yes, the concierge company books the hotel and charges you at the time. They used expedia for me which i believe own hotels.com so may be the same pricing. I definitely received the 35% discount expedia were advertising as a members only rate at the time.

I did send through screen shots of the hotel and rate to concierge to ensure they also gave me the discount. worked out considerably cheaper than other hotel sites in my case.
Thanks for the response - good that you know what rate you're going to get before you call them up.

Seems like a great benefit then
 
Thanks for the response - good that you know what rate you're going to get before you call them up.

Seems like a great benefit then
I agree - This is a fantastic benefit that easily offsets the cost of the card. For that reason I think I'm going to make this my 'hold onto' and not churn card. Plus the priority pass helps. Just a shame the minimum credit limit is $20,000...would be nice to lower to help with churning other cards.
 
Maybe I was too quick to complement…. Trying to book another 4th night now and despite both Expedia and hotels.com showing a rate, the rate Citi are quoting is 50% higher. Conversation is as easy as talking to a dog.
 
Thats odd. In my conversations with the conciege team they made clear to me they essentially book it through Expedia themselves....
 
Thats odd. In my conversations with the conciege team they made clear to me they essentially book it through Expedia themselves....

Got it sorted in the end. I think the issue was that the lower price was actually the second option in the room category, and that was a bit much for them to figure out 🙄.

The arrangement is dodgy on a few levels. It seems the agents are logging in using their personal Expedia accounts (as the reservation is actually made in the call centre workers name with us as the guest). That means the credit card number is saved in the profile (this was the second booking with the same agent so she knew my card number and expiry date). They also ask you to provide (verbally) the SMS security code over the phone. Seriously dodgy!

Another slight oddity…. The reservations are earning Expedia points to the call centre workers account (including a “gold bonus”, no doubt because they’re booking more than average). The phone number on the concierge email is also incorrect (diverts to a line that says “welcome to customer service” - no company name). “Customer service” provided a number for concierge that doesn’t connect. I queried this and was told “oh my colleague was wondering why there’s no calls. I’ll ask her to reset her computer”. And this is one of the worlds major banks 😵‍💫
 
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FFS! Ok maybe this card isn’t so great. I just got a call at 1:15am from Expedia claiming I stopped responding to their online chat. I was asleep and not chatting (amazingly!) however the Expedia staff were adamant I was. Turns out the Citi call centre worker was live chatting with Expedia claiming they were me. Absolute joke of a company!
 
Got it sorted in the end. I think the issue was that the lower price was actually the second option in the room category, and that was a bit much for them to figure out 🙄.

The arrangement is dodgy on a few levels. It seems the agents are logging in using their personal Expedia accounts (as the reservation is actually made in the call centre workers name with us as the guest). That means the credit card number is saved in the profile (this was the second booking with the same agent so she knew my card number and expiry date). They also ask you to provide (verbally) the SMS security code over the phone. Seriously dodgy!

Another slight oddity…. The reservations are earning Expedia points to the call centre workers account (including a “gold bonus”, no doubt because they’re booking more than average). The phone number on the concierge email is also incorrect (diverts to a line that says “welcome to customer service” - no company name). “Customer service” provided a number for concierge that doesn’t connect. I queried this and was told “oh my colleague was wondering why there’s no calls. I’ll ask her to reset her computer”. And this is one of the worlds major banks 😵‍💫
The concierge service isn’t actually Citibank, it’s contracted out to travelscape llc.

Use this number to reach concierge +61 2 7907 0814 .
 
QR now has 30% bonus Avios on bank transfers. Definitely worth transferring if you plan to fly QR F/J

 

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