Earn points on Bank Transfers

[Chicken]

Said the failed trans was because it has to be 5 business days before the transaction.
So even the transaction was on the 5th and i had funds between 1st and 3rd on all the months

And be careful with weekends because Citi handles weekends weirdly. I learnt this lesson a few times, very expensive.
No, I never called and argued. I don't want anyone looking at this gravy train. Losing 10k or 20k in one stuff up is nothing, comparing say, if someone were to look at my account and kill it off permanently for me.

 

[Legoman]

And be careful with weekends because Citi handles weekends weirdly

Weekends flat out don't exist at all in Citibank-land. They just don't exist. If there's anything published by Citibank that refers to numbers of days etc. then Saturday and Sunday both count as zero.

 

[Happy Dude]

Some reports on Ozb that NAB are calling and questioning Payall transactions, presumably where payee is noticeably related.

 

[SOPOOR]

Anyone else have their interest free period significantly shortened?

My statement end period has always been ending 12th of month, due 6th next month

Just got a reminder, that payment is due 26th of september , lo and behold checked statement and its changed.
That reduces the total interest free by 33% for me

 

[Happy Dude]

I was given notice a couple of months ago @SOPOOR. I recall some discussion about it somewhere here.

My statement begins on the 19th, ends on the 18th, with minimum payment now due on the 2nd (used to be 12th).

I'm keeping a close eye on the new payment date in relation to my payalls, but I don't use or rely on the interest free period at all so I think there's no material change for me. I don't carry a balance on the card, or use it widely for that matter, but will make a payment to cover the months use on the 1st of the month.

 

[Legoman]

Anyone else have their interest free period significantly shortened?

That reduces the total interest free by 33% for me

20%. Notice was sent out a couple of months ago NAB were changing the card from 55 day to 44 day interest free. Just the first of many changes to come I suspect.