I suppose the other downside to accepting the ForEx from the merchant is you won't avail yourself of the bonus points for foreign spend found on some credit cards since it will be billed in your "home" currency.
Generally there is no "deal" in accepting the conversion by the merchant the foreign currency you are in to your local currency. They're there to make a profit and remember the terminal also needs to take a cut too! If you travel enough, you should have a designated credit card that can deal with these foreign exchange issues either by waiving the 2.5-3.5% markup on the official exchange rate when paying in a foreign currency or compensating you well enough that you make it up with the bonus points. I used to think of this as a luxury but now having been an international student for the better part of 4 years, having that no forex fee credit card has been crucial. And the best part is the card I've got has no annual fee, gets me 1% cash back and provides me with a dozen free go-go in-flight internet passes.You will need to weigh the benefits of bonus points against the odds of getting billed in local currency instead of foreign currency.
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They certainly do - I believe all [Australian] card providers who would charge a fee for international transactions will apply this. It's not about the currency, it's about the merchant's location. Yet another reason why DCC is absolutely the gift that keeps on sucking! I made a property in Thailand (not an Accor one) cancel / refund on the spot after they processed our folio in AUD without asking, and to put it back through in THB. Between their laughably awful fx rate, and my 3.25% on top of the inflated total, it saved me about A$90 at the time. Cheeky buggers and their 'convenient billing' option.The terms on the Citi card I have suggest that even when accepting the currency conversion to AUD at the terminal, if the merchant is based overseas they’ll charge 3.4% regardless!
I had this message before. you need to contact their customer service ( [email protected] ) and they will provide your upload link to upload ID document and you also need to change your password.
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Thanks for sharing this ; what I don't understand is the reason for them suspending my account nor did I receive any email confirming this.
I am reluctant to share my identity documents in lieu of all the data breaches across platforms.
Did you share your details and was the issue resolved after that ?
Around 2019/20 it was demolished to build apartmentsProperty: Novotel Bayside St Kilda Vic
Many pleasant stays, dinners and memories, drove past last week.
Not sure what rock we have been living under but it is not there anymore - now apartments, when did that happen!?
Thanks @jase05Around 2019/20 it was demolished to build apartments
You've just discovered the triple punch of the Spilt Milk music festival and both the House and Senate sitting week. Same time every year. The local hotels make a killing.Property: Breakfree Canberra
Room booked: 1 bedroom
Room upgraded: Yes, 2 bedroom
Rate: all guaranteed room
Free internet: Yes
Welcome drink: Yes, plus box with 3 snacks and bottle of wine
Early check in/late out: did not use
For some bizarre reasons, hotels in Canberra for this weekend were about $600 per night so we were happy with getting a guarantee room rate due to my Gold status.
Nothing flash but the upgrade to the extra room helped out. There is construction outside but no noise and it was pure entertainment for my 3 year old.
Just a note that the free drink is at Peppers which is walking distance