Slightly OT here, but I recently asked about a QP Lifetime Membership refund, after crossing the LTG threshold last year. After several months and mixed responses, they finally came back with a big NO to pro-rata refund, which I expected.
Should one have argued that removal of BA lounge access would:
4.3 Subject to clause 4.4, if Qantas closes a Qantas operated airport lounge in a Member's registered city of residence without replacing it, or amends these Terms and Conditions, the Lounge entry terms and conditions or Benefits in a material way or in a way that deprives the Member substantially of the intended use of the membership, the Member will have the option of cancelling their membership and receiving a pro rata refund of the membership fee for the remaining period of membership.