Qantas Points Club Discussion

I’ve been putting everything possible on plastic and paying off the full balance each month for as long as I can remember!

Me too every cc I have ever had has been a reward one and I have never paid so much as 1c in interest.

I remember when you could keep the points on employer funded corporate cards, there was a always a fight at team yum cha lunch to get your card to the waiter first and that was in 1997!
 
I’ve been putting everything possible on plastic and paying off the full balance each month for as long as I can remember! First QFF earning card was probably the ANZ QF/Telstra VISA back in the day (the one that came with Telstra Telecard!).
... and earned 4pts per $ which became 2 QFF points when transferred.

I even used the telecard a few times as that earned Qantas points.
 
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I’ve been putting everything possible on plastic and paying off the full balance each month for as long as I can remember! First QFF earning card was probably the ANZ QF/Telstra VISA back in the day (the one that came with Telstra Telecard!).
Ditto, first got a Bankcard in 1977 then got ANZ cc in 1986 or thereabouts. @SYD .
With no mobiles, Telecard was the way to go!

EDIT: It was 1991 I got my ANZ Telstra Visa ccard( not '86) but still a lifetime ago!
 
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I don't know that 4 lounge passes is a fair swap for a qantas club membership. Maybe 8. Personally, I think it would be reasonable for them to allow you to nominate someone for a QC membership. Especially if you earned the points via business, you might want to nominate a well-deserving family or staff member. Or, selecting another award instead.
 
I don't know that 4 lounge passes is a fair swap for a qantas club membership. Maybe 8. Personally, I think it would be reasonable for them to allow you to nominate someone for a QC membership. Especially if you earned the points via business, you might want to nominate a well-deserving family or staff member. Or, selecting another award instead.
Or perhaps, give a choice of QC, SC or points. (The 100 rollover can stay as it affects your next year).
 
Or perhaps, give a choice of QC, SC or points. (The 100 rollover can stay as it affects your next year).
I was going to suggest similar but SCs in lieu of QP might be seen as a double dip noting the existing 100 SC rollover. Points - well, they’ve already earned a shedload of points they can’t use.

So perhaps a true benefit as mentioned on another thread - one freebie release of CR seats per year.
 
I’ve been putting everything possible on plastic and paying off the full balance each month for as long as I can remember! First QFF earning card was probably the ANZ QF/Telstra VISA back in the day (the one that came with Telstra Telecard!).
Hey yes - you must be my vintage. I loved my Telecard. I've been earning points and paying on cards for decades. I bet you had a Diner's Card too?!
 
I hit PC+ from business spend easily each year and can also hold my points if I want to as well (aka not use a QF branded CC). In fact I do this sometimes to hold points in Westpac altitude to be able to transfer to QF, VA, SQ, CX etc). o
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I would say that the number of people churning has increased (that's probably why we don't see as many lucrative ridiculous points deals as often anymore). But it's still a small subset of people.

At least those that actively sign up and cancel cards every couple of months and earn ~500k + from churning cards a year.
I churn once a year. If you do too many in a year, you will wreck your credit and the party ends. I've kept excellent credit score with a new card every year.
 
In the late AN days. A corporate card but RIP those points…😔
Yep - we had just burned a lot of ours on Air Canada business class trip (AN went bust after ticketing but they honoured and we got out of US as booked once the airspace reopened after 911). But my planned business class trip to Perth with AN never happened. Oh the ol' days.
 
I’m fascinated to know what percentage of PC+ members are “churners”. I actually wouldn’t be surprised if its much less than some here think. At AFF, we’re more aware of churning as a means to end but there are probably many more earning on regular CC spend for their businesses and even Corporate card spend.
I would maintain that credit card culture here in Australia is different from elsewhere in the world. For instance in Canada or the US it is not uncommon for people to have over a dozen credit cards (including yours truly). The reason being isn't just to take advantage of the features on each of the cards, but also to help build your credit in the long run as maintaining multiple credit card accounts and paying them off in full builds an excellent credit history. However, in Australia, it is my understanding that you are penalized for opening credit cards to the point where home buyers are encouraged to actually close unused credit card accounts to ensure they can get the mortgage they need.
I’ve been putting everything possible on plastic and paying off the full balance each month for as long as I can remember! First QFF earning card was probably the ANZ QF/Telstra VISA back in the day (the one that came with Telstra Telecard!).
I've had a credit card ever since '06 and until I came to Australia was exactly the same way, everything on the card, paying it off at the end of the month. Unfortunately, I cannot do that here as banks will not allow me to apply for a card since I am on a temporary student visa. Hence, to the extent that I do pull out plastic chances are it is one of my Canadian credit cards.
 
Points Club is not targeted towards high-tier FFs. I don't see that changing.
That's correct as only 20,000 points earned from flying apply to Points Club status accrual. Where it is targeted, I would argue are lower tier elites. People who might earn Silver if only they could earn a few more status credits on the vacation they book with points. Or maybe a Silver member who travels enough on points to warrant a Qantas Club membership. Certainly Qantas designed the World Platinum and Platinum One tiers to be something that is a challenge to get to (especially Platinum One with its requirement to earn so many status credits on Qantas marketed flights).

-RooFlyer88
 
I would maintain that credit card culture here in Australia is different from elsewhere in the world. For instance in Canada or the US it is not uncommon for people to have over a dozen credit cards (including yours truly). The reason being isn't just to take advantage of the features on each of the cards, but also to help build your credit in the long run as maintaining multiple credit card accounts and paying them off in full builds an excellent credit history. However, in Australia, it is my understanding that you are penalized for opening credit cards to the point where home buyers are encouraged to actually close unused credit card accounts to ensure they can get the mortgage they need.
It’s no different here.

Yes, you need to be mindful of your total credit limit but if you can demonstrate the ability to service each, it’s not an issue. One can always lower the credit limit on a particular card if it’s more for a specific benefit rather than the main spending card.

In fact, a lot of mortgages actually come with CCs!

I would imagine a lot of users here have a points earning AMEX and at least 1x points earning MC or VISA for where AMEX is not accepted. Plus a CC that doesn’t charge Int Tx fees for use OS (eg 28° MC). I currently have about 6 CCs…
 
I would imagine a lot of users here have a points earning AMEX and at least 1x points earning MC or VISA for where AMEX is not accepted. Plus a CC that doesn’t charge Int Tx fees for use OS (eg 28° MC). I currently have about 6 CCs…
On this forum? Maybe. The public at large? Doubt it! AMEX isn't accepted at many places and the places it is accepted it attracts a larger service fee. And riddle me this, Qantas and Virgin both have several credit cards they issue through AmEx and others. But if you try using those credit cards to book a flight on their own site that attracts a service fee. What a way to incentivize travellers to use your card. "Take out the AmEx Qantas Ultimate card where you'll pay a 2% fee every time you book a Qantas flight with it."
 
On this forum? Maybe. The public at large? Doubt it! AMEX isn't accepted at many places and the places it is accepted it attracts a larger service fee. And riddle me this, Qantas and Virgin both have several credit cards they issue through AmEx and others. But if you try using those credit cards to book a flight on their own site that attracts a service fee. What a way to incentivize travellers to use your card. "Take out the AmEx Qantas Ultimate card where you'll pay a 2% fee every time you book a Qantas flight with it."
That's really AMEX's own doing and they can't repair it that quickly.

The excessive fees was true about a decade ago and thus many merchants either slapped a large fee or didn't take it. Today, AMEX fees for merchants are about the same as visa/MC (AMEX reps have gone around trying hard to explain to merchants). The problem is the stores (physical and online) that set up their system once yonks ago and never really updated it or informed themselves.

So there's still this notion going around that AMEX is expensive as a card payment type to accept.
 
That's really AMEX's own doing and they can't repair it that quickly.

The excessive fees was true about a decade ago and thus many merchants either slapped a large fee or didn't take it. Today, AMEX fees for merchants are about the same as visa/MC (AMEX reps have gone around trying hard to explain to merchants). The problem is the stores (physical and online) that set up their system once yonks ago and never really updated it or informed themselves.
I would be curious whether booking flights through the credit card's specialized portals (i.e. AmEx Travel) results in the booking fees being waived? For instance, if I were to book a Qantas flight via AmEx travel on the Qantas Ultimate card would I simply pay for the Qantas fare?
 
I would be curious whether booking flights through the credit card's specialized portals (i.e. AmEx Travel) results in the booking fees being waived? For instance, if I were to book a Qantas flight via AmEx travel on the Qantas Ultimate card would I simply pay for the Qantas fare?

Amex Travel does NOT charge a credit card surcharge.
 

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