RewardPay Alternatives

[pangwen]

pay,com.au at the moment is quite bare bones, no BPAY or ABA payments available yet

Looks like pay.com.au now do BPay. They've also introduced another feature (sometime between early October and mid November) where the transaction on my CC statement now shows up as the actual recipient rather than pay.com.au, which is rather handy. It does still show up with pay.com.au's suburb rather than the recipient's suburb, but I can live with that.

Eg. instead of saying "pay.com.au Elsternwick ELSTERNWICK AU", transactions may now show as "ATO ELSTERNWICK AU".

 

[kearvaigskewer]

Has anyone been using Credit Rewards? Any recent issues with payments going through?

 

[albyd]

I’ve been using credit rewards. All ok so far. Pretty happy with it esp using my Amex.

 

[timmy1234]

I’ve been using credit rewards. All ok so far. Pretty happy with it esp using my Amex.

I use Sniip @ 1.5% for Amex Bpay and it works with US Amex cards without any issues

 

[toml]

Have two large payments coming up to companies which only accept EFT. Anyone got a solution for Amex payment to EFT? Sounds like pay.com.au might but they also state you need an ABN to create an account.

 

[astroboyong]

I've been using rewardpay for almost 2 years now. Now that I just found this thread, I'm wondering what I've been missing all these years. So from a brief readthrough, pay.com.au and sniip is a better option?

 

[daft009]

I've been using rewardpay for almost 2 years now. Now that I just found this thread, I'm wondering what I've been missing all these years. So from a brief readthrough, pay.com.au and sniip is a better option?

Cheaper yes

 

[SoftDraw]

I have a large bill coming up to pay soon, however they only accept direct deposit (bank transfer). Can anyone recommend a platform that I can use to pay for this on my Amex or visa?

I understand EBP used to be good for this but they are not taking on new clients anymore.

Post automatically merged: Jan 17, 2022

I have a large bill coming up to pay soon, however they only accept direct deposit (bank transfer). Can anyone recommend a platform that I can use to pay for this on my Amex or visa?

I understand EBP used to be good for this but they are not taking on new clients anymore.

 

[albyd]

I use Bluechain (ABN needed and they'll go through all sorts of Due Diligence checks before on-boarding you) - they're not the cheapest but clear Amex charges and get funds transfers across pretty quickly. Agree EBP doesn't appear to be signing up new customers anymore and the processing costs on transfers over $20,000 per month make Amex 2.7% + GST which is way higher than anyone else in the market.

 

[daft009]

Yak pay for EFT with visa

 

[timmy1234]

Yak pay for EFT with visa

Yakpay accepts Amex, Visa and MC. I found their rates the best. Furthermore if u want it a bit lower, let them know that you don’t need any qantas business rewards points. They process it quickly too. I had a great experience with them.

 

[SoftDraw]

Unfortunately the bill is not business related so I don’t think I can use Yakpay? Is there any platforms similar to EBP around?

 

[astroboyong]

If I pay with amex via pay.com.au, do we earn point twice? first one is amex point, and 2nd one is qantas point in pay.com rewards system?

 

[daft009]

If I pay with amex via pay.com.au, do we earn point twice? first one is amex point, and 2nd one is qantas point in pay.com rewards system?

Yeah you would if it works the same as yakpay

 

[albyd]

It appears that to get the extra pay.com.au points, you need to pay an additional surcharge on top of the normal processing fee for the card you’re using (PayRewards - pay.com.au)
There are two tiers that you can earn PayPoints on:

VIP – Earn 1 PayPoint for every $1 you process through pay.com.au. Pay only 1.0% ex GST on top of your pay.com.au processing fee.

VIP Premier – Earn 2 PayPoints for every $1 you process through pay.com.au. Pay only 1.8% ex GST on top of your pay.com.au processing fee.

 

[Yak Pay | Payment Logic]

Yeah you would if it works the same as yakpay

Hey Daft,


I hope you are well.

As the above user pointed out, unlike Pay.com.au we don't actually charge an extra fee to accrue bonus Reward Program points.

 

[daft009]

Hey Daft,


I hope you are well.

As the above user pointed out, unlike Pay.com.au we don't actually charge an extra fee to accrue bonus Reward Program points.

Thanks. Good to know

 

[Mattg]

PayRewards points from pay.com.au can now be transferred to KrisFlyer (as an alternative to QBR).

Edit to add: I just linked my KrisFlyer account and transferred same PayRewards points across. The KrisFlyer miles landed in my account pretty much instantly.

 

[Cruiser Elite]

Anybody consistently using Yak Pay still? I have not used it for >2yrs but given intl flying is a goer again time to cultivate pts.

It appears to me YP still most competitive for Visa - currently 1%.1% incl GST - going to 1.32% incl GST April - anything cheaper around?

 

[timmy1234]

Anybody consistently using Yak Pay still? I have not used it for >2yrs but given intl flying is a goer again time to cultivate pts.

It appears to me YP still most competitive for Visa - currently 1%.1% incl GST - going to 1.32% incl GST April - anything cheaper around?

I have been using Yp only when I cannot use Sniip. Their service has been great.