Scams like these

[Brissy1]

The banks do little to help their reputations here. Long story short - purchase of a property needed me to send substantial amout to my lawyers trust account. At the END of the transaction (which she stuffed up btw - wrong account and it was rejected and I had to goin again) she declared ‘oh for this much none of us are authorised - we have to send it to internal who will call you and verify’. So I ask who ate they/what is their number - ‘cant tell you’. So I put in a formal complaint to the bank saying woeful security expecting a customer to be told ‘someone will call you and ask all your personal details to authorise YOUR MONEY going where you want it!! but we cant tell you who or when’. When I got the call it was very detailed and probing but the transaction eventually went through. All my complaints were met with ‘cant declare internal policies’ which is not my issue (misrepresented the concern) but that a cusomer has no expectation alignment and unknown callers is a woeful way to check details. Can understand people who put $$$under the bed!!

Whenever I can, I do a very small transfer and only after the receiving party confirms receipt do I then transfer the big $. I find people very accepting of this practice.
But sure that still doesn't fix the security issue above of someone calling you rather than you initiating

 

[MARTINE]

Whenever I can, I do a very small transfer and only after the receiving party confirms receipt do I then transfer the big $. I find people very accepting of this practice.
But sure that still doesn't fix the security issue above of someone calling you rather than you initiating

Agreed… when I asked bank can you tell me this ‘authority limit’ thinking maybe if I went to main CBD HQ(where I actually worked in the past btw!) etc as opposed to suburban branch it was more we can’t tell you that. I think they forgot who owns the $$$ and this is a legitimate Q. I don’t want my time wasted - I have transferred significant amount in the past without this process occurring - manager of the local branch - but guess what it was shut ?!

 

[AustraliaPoochie]

Over the past many years, lots of banks have reduced the foothold of their branches in the CBD of Aust cities.
Either whole city branches have closed, or they have consolidated their branches into only one processing centre, and its offsite, and you can't visit it, because they won't tell you its location, or no public access allowed.
Banks that used to have many counters, have reduced the number of counters, and put in ATMs, and then reduced the number of these, by now selling the ATM locations to Armaguard with atmX.
Or they have outsourced the whole kit and kaboodle, ie, their mortgage centre might be a center, and not even in Aust.
Think its Citibank that has outsourced its card processing to "a certain country in Asia"...
You can't visit the Westpac mortgage processing centre on South Road in Adelaide either, have to phone up the call centre 1300 phone number.
Banks just love being invisible, as does Qantas and even Virgin Aust.
There is ever only their 13xx_x phone number, or their 1300xx_xx_ phone number.
Then when you phone them up, you have to provide id, where that id info goes, no one knows, as to where its stored/kept.
Try asking the full name of a bank officer these days, nope, as above, can't tell you.
Like for eg, when a person's QF account balance is sucked dry due to fraud, no way except to phone them up.
And yes, provide id.

 

[RAM]

The banks do little to help their reputations here. Long story short - purchase of a property needed me to send substantial amout to my lawyers trust account. At the END of the transaction (which she stuffed up btw - wrong account and it was rejected and I had to goin again) she declared ‘oh for this much none of us are authorised - we have to send it to internal who will call you and verify’. So I ask who ate they/what is their number - ‘cant tell you’. So I put in a formal complaint to the bank saying woeful security expecting a customer to be told ‘someone will call you and ask all your personal details to authorise YOUR MONEY going where you want it!! but we cant tell you who or when’. When I got the call it was very detailed and probing but the transaction eventually went through. All my complaints were met with ‘cant declare internal policies’ which is not my issue (misrepresented the concern) but that a cusomer has no expectation alignment and unknown callers is a woeful way to check details. Can understand people who put $$$under the bed!!!

In the same vein - property deeds/title.

Now that the current NSW Govt privatised the Land Titles operation - we seem headed towards what happens in the US with their system.

When buying a property in the US you are 'encouraged' to buy title insurance as there is no guarantee that what you are buying is actually being sold by the 'valid' owner with clear title.

So how do you know whether the person selling is really the owner? You don't, or at least three high profile realtors did not know how to establish the truth.

People who did not own a house/unit (condo)/land etc regularly sell one (occasionally using a Real Estate Agent (realtor)). Modus operandi is they find a property that the true owner(s) have had a serious accident (in hospital now or rehab), gone on a longish holiday or simply have it as an empty investment.

...The true scam here, though, is that the insurance companies selling this Title Guaranty Insurance earn several times more in premium income than running the titles process the old 'Govt' way should cost.

On the flip side , still in the US - fraudulent buyers exist as well. Making offers that claim 100% cash, no financing, so they claim a lower price from an eager seller. One case I know of saw the 'buyer' create fake bank statements and share holding statements. The 'eager' seller was kept on the hook for seven months. The seller was a bank btw!!!!

Even worse, they accepted a 'good faith deposit' of just $1,000 when the offer was made, and since it was an all cash deal to be settled within a couple of weeks - did not ask for a % deposit once they accepted the offer.

Coincidentally, all but one of the insurance companies are regular political donors to both sides.

 

[RAM]

Whenever I can, I do a very small transfer and only after the receiving party confirms receipt do I then transfer the big $. I find people very accepting of this practice.
But sure that still doesn't fix the security issue above of someone calling you rather than you initiating

Be careful - PayPal may sue you for using their patented security process especially if you transfer $1...

 

[TheRealTMA]

Be careful - PayPal may sue you for using their patented security process especially if you transfer $1...

IIt sounds like a good idea if you are uncertain of the recipient. Many services (particularly if using Amex) do a $1 transfer to confirm validity of the account before the main charge/transfer.

 

[VPS]

She's obviously too sick to format from her cut and paste of another one

<p>My name is Mrs. Humoyan Moligfd; I am a dying woman who has decided to donate what I have to you/church. I am 59 years old and I was diagnosed with Esophageal Cancer for about two years, immediately after the death of my husband, who has left me everything he worked for. He owned an airport/export company which operated in the UK, west Africa and in china I have been touched by God to donate from what I have inherited from my late husband to you for the good work of God, rather than allow my relatives to use my husband hard earned funds ungodly, since we had no kids to inherit them.</p>

<p><br></p>

<p>Please pray that the good Lord forgive me my sins. I have asked God to forgive me and I believe He has because He is a merciful God.I will be going in for an operation in less than a month and I&apos;ll want you to stand as the beneficiary to the account of my late husband in the United Kingdom. Also to the motherless and less privilege and also for the assistance of the widows.</p>

<p><br></p>

<p>You would be entitled to 20% of all the funds which are deposited in bank/finance house in the United Kingdom and in Africa. The remaining 80% will be used to set up a foundation in my husband&apos;s name, which will be used to help the less privileged.At the moment I cannot take any telephone calls due to the fact that my relatives are around me and my health status.</p>

<p><br></p>

<p>Contact my lawyer in London,</p>

<p>Barrister Tony James,Jr with the specified address:</p>

<p>165 Fleet Street London United Kingdom EC4A 2AE</p>

<p>Email: [email protected]_com</p>

<p>Tell: +44117000001</p>

<p><br></p>

<p>There are above 20 million dollars deposited in banks/finance houses in the UK. Please use your share of the funds well and always extend the good work to others.</p>

<p><br></p>

<p>Please tell him that I have asked you to reach him. This is my private email: [email protected]_xcom</p>

<p><br></p>

<p>God bless you.</p>

<p><br></p>

<p>Thanks,</p>

<p>Mrs.Humoyan Moligfd.</p>

 

[Major]

This is a good one



My Physical Address:

#183 Beach Rd, Sea Point,

Cape Town, 8005 South Africa.

Tel: +27 (0) 21 430 6201

Fax:+27 (0) 86 482 0523

Email: xx_xx_x





GREETINGS FROM ME (MRSBRENDA LARRY) FROM SELF- ISOLATION ADVICE- CORONAVIRUS (COVID-19) - NHS CENTER CAPE TOWN SOUTH AFRICA.

----------------------------------------------------------------------------------------------------------------------------------------------------------------------



Greetings in the name of our Lord, May the peace of the Lord be with you and your family,



Hope you are fine today?



Please I request you to read this letter with cheerful and clean heart and adhere to accept my proposers. Writing with humanitarian and dearly heart, My name is Prof (Mrs). Brenda Larry I am 85 years old from FRANCE - French (Europe) Retired & Former (CEO) CHIEF EXECUTIVE OFFICER from Schlumberger Oilfield Services Company Global Energy Services & Equipment Oil and Gas Companies in Paris France and was married in United State of America (USA), But both me and my lovely husband leaving in Sea Point Cape Town Western Cape South Africa, I am a dying great woman who have decided to donate what I have I mean our wealth's, Properties and money to you / Churches / Mosques / Motherless Babies / Less Privileged / Poor / Widows and Widowers. You may be wondering why I chose you instead, But someone has to be chosen or maybe what I said about investment before, yes it is an investment and I want to know you better at first.



I am 85 years old and was diagnosed for Lung Cancer about 2 years ago and recently I also diagnosed for Coronavirus Disease (COVID-19) Outbreak, Am now been Self-isolation advice - Coronavirus (COVID-19) - NHS I inherited a lump total sum of US$30,000,000.00 Million Dollars (Thirty Million United States Dollars) only which is equivalents to R460,000,000.00 ZAR South African Rand along with our mansions I mean two (Skyscraper Houses)from my late husband, This money and Skyscraper Houses Documents is deposited in a reliable bank called (First National Bank) FNB here in South Africa through my account officer backup with my attorney presently this deposit was coded under a secret arrangement as a family treasure. I have informed my Attorney about my decision in WILLING this fund to people all around the world. I have directed Mr. Mandes my account officer.



As I lay on my sick bed in the hospital (Melomed Tokai Private Hospital) Cape Town South Africa, I want you to help me in carrying out my last wish on earth which will be very profitable to you and your entire God fearing wonderful families. I want to WILL a total sum of US$8,500,000.00 (Eight Million Five Hundred Thousand United States Dollars) only including the houses to you which I want you to distribute part of it to any charity home help the motherless and less privilege and also for the assistance of the widows because am one of them, for your kindness on this work you are to carry out, I am offering you 90% while 10% of the fund will go to any Charity organizations of your choice for me, please I am looking forward to hearing from you soon I attached my pictures once you are willing to carry this out for me I will draft a letter to my bank so the total money will be transfer to you do not hesitate to ask for more information on this and you will promise never to use this money against the poor.

----------------------



I hope this email meet you well while I pray to the lord to give you the wisdom you need to complete this transaction for the benefit of the less fortunate people which is going to be of a great benefit to you and your home.



Please, I want you to commit your best effort to this transaction because I entrust this fund $8,500,000.00 USD (Eight Million Five Hundred Thousand United States Dollars) Only on you in total confidence and trust to be used to help the less fortunate people which I hope you will not betray me of this confidence which is going to be a total frustration to me for God said in Jeremiah 29:11, "My plans for you are good and not evil, to give you a future and a hope" he says Behold I am doing a new thing. Can you not perceive it? (Isaiah 43:19).



Please, I want you to commit to the Lord whatever you do and your plans will succeed (Proverbs 16:3) for all you need to do before you proceed is to ask this question Is this my purpose in life or am I just wasting time being busy and not really making any progress?" Proverbs 4:25 says, Keep your eyes fixed straight ahead. Don't look to the left and don't look to the right." Don't be distracted and spend your time and energy on things that are not helping you fulfill your destiny and believe that you can do all things through Christ who strengthens you (Philippians 4:13) always put on the full armor of God, so that when the day of evil comes, you may be able to stand your ground (Ephesians 6:13).



Please do view the attached files as I attached my pictures and also with the houses that you're intend to proclaims shortly from me.



Further information you wishes to receive this entire funds through T/T Wire Transfer at once without delaying please do fill in your bank account details below here:



PLEASE FEEL FREE AND FILL IN THE CLAIM FORM BELOW TO ENABLE THE ASSIGNED PAYING BANK TO SPEED UP THIS TRANSACTIONS NOW DIRECTLY TO YOUR OWN DESIGNATED CONFIRMED AND CORRECT BANK ACCOUNT:



(1) FULL NAME:---------------

(2) DATE OF BIRTH:---------------

(3) MARITAL STATUS:---------------

(4) OCCUPATION:---------------

(5) HOME ADDRESS:---------------

(8) COUNTRY:---------------

(9) NATIONALITY:---------------

(10) CELL (MOBIL) NO:---------------

(11) TEL:NO:---------------

(12) FAX:NO:---------------

(13) PASSPORT / ID COPY:---------------

(14) YOUR ALTERNATIVE EMAIL ADDRESS:---------------

(15) YOU CAN AS BY ATTACHED YOUR BANK ACCOUNT DETAILS FOR IMMEDIATE RELEASE THIS ENTIRE FUNDS TO YOU WITHIN 48HRS.

=======================================================

KINDLY DO EMAIL ME AT: xx_xx_x



FOR INQUIRIES PLEASE EMAIL THE COORDINATOR AT: xx_xx_x



FOR PAYMENT DEPARTMENT EMAIL AT: xx_xx_xx

=======================================================

PLEASE VIEW THE ATTACHED FILES I ALSO ATTACHED MY PICTURES. INCLUDING THE PICTURES OF PROPERTIES THAT YOU'RE ENTITLE TO INHERIT FROM ME SOONEST, ALONG WITH THE PAYMENT TRANSFERRED SLIP COPY FROM THE MONEY GRAM.

===========================================================================================

But meanwhile we have urgently managed to transferred you some part payment of $10,000.00 USD first installment through MONEY GRAM EXPRESS MONEY TRANSFER below are the MG Reference Number to pickup the payment from any Money Gram Outlets Agent Nearby right now: Below are the firs installment payment endorses to you for easier pickup at any Money Gram Outlets Agent. Attention please before you can be able to pickup this funds from Money Gram we still need to authorize and approve this payment for you first here in our system (Computer) so that it can be available for you to pickup instantly in less than 10 minutes for your kind information:

===========================================================================================

You are advised to get back to the contact person through the email below for more info / direction on how to be receiving your part installment payment instantly.



=====================================================

Send Money through Money Gram(MG) Payment Info:

Reference Number: 78461622

Transaction Status: Successful

Transaction Date/Time: 18/05/2020 12:16 pm CDT

From Account: 3354961409 (Current)

Pickup Amount: $10,000.00 USD

MG REFERENCE: 78461622

Sender's Name: Johnny Degbogbahoun

MG Ref#: 78461622

Estimated Destination FCY Amount: US Dollars $10,000.00

Exchange Rate: 1 EUR = 1.09073 USD

Tax Invoice No: 5113-091-150430-125539

GST @1.00000 USD

Transaction Amount: US$10,000.00

Total Amount Payable: US$10,000.00

Purpose Code: Transaction of 1.00000 USD

Test Question: WHAT COLOR

Answer: WHITE

=====================================================



Pray for my soul.



Best Regards,

Prof. (Mrs). Brenda Larry

The Widow.

Email me: xx_xx_x

 

[Bundy Bear]

Yeah nah



Click here you could be the lucky winner.

 

[MelMel]

Three mobile numbers all attached to the same address. This afternoon all three phones rang at the same time, I had two of them in front of me. It was the same number calling all three phones - multitasking telemarketing

 

[VPS]

I went to a funeral yesterday and for a minute thought OH F@#! but then realised - yeah nup

Does anyone want to check the URL?

 

[TheRealTMA]

I went to a funeral yesterday and for a minute thought OH F@#! but then realised - yeah nup

Does anyone want to check the URL?

View attachment 281906

Scam.

 

[AustraliaPoochie]

The gall of these people, if that is really an Aust phone number, its a low blow that some Aussies think that its ok to do this sort of thing.
If not spoofed Aust mobile phone number that is.
Had one that said a bank had blocked me paying some odd person, I deleted the sms, it was from my bank's lookalike name, but also an Aust mobile phone number, but not my bank's normal bank's sms phone number.
Yep, we all know its a scam, but why does/is it not not possible for these people to be censured.
If its not the overseas Wangiri calls, its the one as above, as all above, or the bank's ones, so many types.
Is the only way to deal with these sort of things, on a one to one, is to block and delete?
Does reporting all these do anything?

 

[VPS]

Love this one - they're in Ottawa so they use Spanish as the second language

Anderson Lincoln <[email protected]_x>​

FINANCIAL INTELLIGENCE CENTRE CANADA, (FIC)
234, LAURIER AVE W,
OTTAWA, ON K1P 1H7,
CANADA.


Dear Email Owner/Fund Beneficiary,


(IRREVOCABLE PAYMENT ORDER VIA ATM MASTER CARD)


This message is directed to you based on the letter we received from the Human settlement Centre, Financial Intelligence Centre (FIC) and International Monetary Fund Agency, (I.M.F) and the G20 Summit meeting headed last regarding the settlement and financial stimulus Inheritance benefits funds to individual Beneficiaries.

Now we have been authorized by the Human settlement and Financial Intelligence Centre Head Office in Canada and the International Monetary Fund (IMF) Secretary General to contact you for your overdue payment. This is the 2nd time your Payment file has come to our notice, and every time an executive Order comes from the Executive committee and board of directors ordering that your fund should be recalled back to the World Bank Escrow account, without any genuine reason. Meanwhile, our Payment Settlement System (PSS) has received another permanent Authority/Irrevocable Release/Unconditional payments guarantee by the Human Settlement to pay off your financial stimulus /Inheritance Fund via ATM Master Card.

Also note that from the record in our file, your outstanding Winning accumulated payment is $3,500,000.00 U.S.D. (THREE MILLION FIVE HUNDRED THOUSAND UNITED STATE DOLLARS ONLY). Now your new Payment Reference No.-FIC/033183, Allocation No: 28634PG Pin Code: 1155. And your Certificate of Merit Payment No: 102, ATM Master Card Released Code No: 0779. Immediate Telex Confirmation No: 222-2938-11, Secret Code No: XXGFI17, having received these vital payment numbers, therefore you are now qualified to receive and confirm your overdue payment of $3,500,000.00 U.S.D.

To issue the ATM MASTER-CARD, you are therefore advised to contact the below person in charge, Note your settlement paying Centre may vary from our Head office here in Canada. This it's because the National Anti-Crime Commissioner and the International Monetary Fund (IMF) and the Honourable Minister of Finance has given the order for your pay-out fund, Via Bank ATM Master-Card or a Direct bank wire transfer as a global financial payment Technology that enables individual customer, to use digital currency instead of cash and cheque, Kindly contact the below person with your complete and correct personal information for your ATM Master-Card issuance.
Kindly send your personal information to this E-mail only [email protected]_xx_

IMPORTANT NOTICE: Please be advised that you are requested to send your personal information as required below to the E-mail address clearly specified here for a fast response. [email protected]_xx_

1. Your Full Name:
2. Your Age:
3. Cell/Mobile Number:
4. Occupation:
5. Postal Address /Po Box:
6. Country of Origin:
7. Country of residence:
8. Current State:
9. Current City:
10. Copy of your valid Identification

CONTACT:

Dr. Beatrice Clement
Processing Manager
Financial Intelligence Centre (FIC)
Ottawa, Canada.
E-mail drbeatriceclemen.t@xx_xx_
Direct Office Line: +1(843)793-0728


IMPORTANT NOTICE: The United Nations Anti-Crime Commission and the International Monetary Fund (IMF) does not instruct any other Processing Manager or Agent for your payment except (Dr. Beatrice Clement), who will have provided her contact details above.

Thanks for your understanding as you follow instructions.

YOURS SINCERELY.
MR. ANDERSON LINCOLN
PUBLIC RELATION
OFFICER, (FIC) CANADA
=========================================================================================================================================
CENTRO DE INTELIGENCIA FINANCIERA DE CANADÁ, (FIC)
234, LAURIER AVE W,
OTTAWA, EN K1P 1H7,
CANADÁ.


Estimado propietario del correo electrónico / beneficiario del fondo,


(ORDEN DE PAGO IRREVOCABLE A TRAVÉS DE ATM MASTER-CARD)


Este mensaje está dirigido a usted en base a la carta que recibimos del Centro de Asentamientos Humanos, el Centro de Inteligencia Financiera (FIC) y la Agencia del Fondo Monetario Internacional, (I.M.F) y la reunión de la coughbre del G20 encabezada por última vez con respecto a la liquidación y el estímulo financiero Fondos de beneficios de herencia a beneficiarios individuales.

 

[OATEK]

Oh wow, how did they manage this!

 

[straitman]

If anyone wants to respond to this I can send you the email address.


Hello

My name is Mr. Michael Garry of Debt Management Office London U.K.

I am an independent external auditor for the World Bank handling the
Foreign Banks Debt Management Office.

I have in front of me an abandoned transfer file containing details to
an escrow account set up in your name. The file shows that you have
correctly made application to have your funds released to you. It is
also clearly noted on the file that the beneficiary could not handle
the financial commitment required of him. Due to this the funds were
pegged and abandoned.As an international independent external auditor
I think it is very absurd to abandon ones funds for this simple
reason.

To tell you the truth I do not believe this to be true and my reason
is simply because of the irregularities I noticed while compiling the
audit report on finance.

I have therefore decided to reach you to know if you actually
abandoned this File or not, I have perfected plans to have this funds
transferred to you within the shortest possible time, Upon your
confirmation I will give you further directives while asking you to
diligently fill the attached Form for verification of your unpaid fund to you.

You should reach me directly on my E-Mail

Regards,

Mr. Michael Garry
Debt Management Office.
London.
U.K

 

[JohnK]

Would be nice if someone can explain what's going on but no one really understands.

I use Outlook. I've set up junk filter but think Outlook also filters junk spam/scam.

I don't want to see spam. I don't want to see it in junk folder either. Easily identifiable and I don't think anyone is going to be sending me genuine emails for free casino spins, male enhancers, fat loss pills, lottery beneficiaries, long lost inheritance etc.

For quite some time 1-2 emails a day get through. The past week or so it has been 3-4 a day. Either of this is manageable as I can quickly dismiss them as phishing or block them.

When I was in Thailand I started getting 30 or so spam a day. They were getting past the spam filter. The same junk over and over. Identify as phishing. Block. Whatever still got through.

This started increasing. 40 a day. 50 a day. 60 a day. 70 a day. 80 a day. 90 a day. I've now lost count. Why do I care? Genuine emails end up in Junk and at one point there were close to 1000 emails in Junk folder. One needs to carefully check what's genuine.

Anyway, thankfully it has stopped. Back to some spam but manageable. What happens to Outlook spam filters from time to time? Poorly managed?

I may consider using an email application that only accepts emails from registered email addresses. Is that even possible? I don't want to see the spam. It's depressing.

 

[AustraliaPoochie]

They are onsending by onsending by onsending.
To actually block spam, you need to be cunning enough to go into raw message, and in Yahoo, its a long string of lines and lines and lines of codes and stuff.
To really block, you need to be able to find the originating sender, not the post masters they use to onsend their spam.
I have tried to decipher the originating sender, but have not succeeded.
There is somewhere for sure a way to block the originating sender.
Another way is to block the words they use, gold, money, special, xannax, xanax, atutu, anau, olga, lucciania, etc, oh, and yes, also block rolex (!).
Every word that the spammers chose to use, block that word.

 

[JohnK]

Another way is to block the words they use, gold, money, special, xannax, xanax, atutu, anau, olga, lucciania, etc, oh, and yes, also block rolex (!).
Every word that the spammers chose to use, block that word.

I have blocked words and phrases such as "free spins" etc. It works as designed but then stops working for a length of time.

Is that Outlook incompetence or a way to get you off the free version and onto a paid version?

 

[AustraliaPoochie]

I don't use outlook so can't say for sure.
If there is a paid for version, probably they want you to go onto that.
The fake bank sms really now gets my "goat".
The gall of people using Aust mobile phone numbers, and the name of the "bank's" website, its so fake, that they don't even make any effort anymore to spoof more deeply banks names.
www(dot)bendigo-bank(dot)com/and alphanumericals.
Then the other other, "your debit card has been blocked"... but then does not give the name of the card/bank/issuer.
Wonder whose idea was in the first place to use Aust mobile phone numbers to con other Aussies, I certainly value my mobile phone numbers and would not do these sort of things.
At least my modern "smart" phone deems it as "spam".