I lost my debit card once and was dreading changing all my direct debits but because they had been set up with the BSB and account number not the card number they weren’t affected. Of course this won’t apply if it’s a credit cardI am sooooo frustrated by scammers/vermin/expletives who do this.
A less than $10 scam transaction to a credit card recently between moving from last home to current has been appalling waste of my time and sanity.
That card was used for bill paying (not connected to any bank account we have and could afford the loss if it was scammed) but… of course all my telco payments etc (‘paid’ that day) were reversed /power and gas suppliers from old address (that I did not even think about ) sent red letters once mail forwarded to new address etc etc.
I have never even paid a bill late /pay my credit card as I go to keep zero balance and now I am getting letters about debt collection???.
So p—ssed. !!luckily I wont be applying for any loans/credit etc etc in future as I am sure this stuff shows up.
I ended up putting $500 credit into all the major service suppliers to keep in credit (using chat functions also for all of them to explain and attached my banks confirmation of the fraud) as too exhausted with move etc to deal with overdue accounts/non payments.
All up took about 6 weeks of time till all sorted
Recently…
Got a lovely ‘ written’ letter from the bank telling me I wont be liable for the $7.69 skype call from Luxembourg at conclusion.
Maybe I’ll frame it for the new study!!!
Rant.Over
I thankyou for allowing it