Scams like these

[JohnK]

I'm up doing monthend support and just received an SMS that my ANZ low rate Visa has gone over credit limit. Login to find a charge of $673+ from Cheapoair.

Called ANZ and my card is now cancelled and have to wait for new card.

Last week TPG could not get their $20 monthly payment as the card would have gone over limit. How did Cheapoair manage to get past my setting of no transactions allow credit card to go over the limit?

I think this is now 3 credit cards compromised in less than 12 months. If it's someone in Thailand they've waited 3+ months to try and scam otherwise it's from one of the many businesses that have had data stolen in Australia recently.

 

[TheRealTMA]

Why is it that whenever I order something from EBay, I immediately get a scam email purportedly from "Australia Post" saying I need to update my deliver details?

Happens almost every time, even before the real delivery notice arrives.

Have comlained to EBay but no efficient response

 

[Flyfrequently]

Why is it that whenever I order something from EBay, I immediately get a scam email purportedly from "Australia Post" saying I need to update my deliver details?

Happens almost every time, even before the real delivery notice arrives.

Agree, annoyingly coincidental @TheRealTMA as noted in my post #4511.
The good thing is my purchases are infrequent and I do not have a Linkt account, so I can ignore and delete
- though one day it might just be my Nigerian Prince.....

 

[AustraliaPoochie]

I'm up doing monthend support and just received an SMS that my ANZ low rate Visa has gone over credit limit. Login to find a charge of $673+ from Cheapoair.

Called ANZ and my card is now cancelled and have to wait for new card.

Last week TPG could not get their $20 monthly payment as the card would have gone over limit. How did Cheapoair manage to get past my setting of no transactions allow credit card to go over the limit?

I think this is now 3 credit cards compromised in less than 12 months. If it's someone in Thailand they've waited 3+ months to try and scam otherwise it's from one of the many businesses that have had data stolen in Australia recently.

Don't know how they get to know the card #, exp date and ccv #.
I got a zero pre autho once, about 12 months or so ago.
Mine was a visa debit, and I think it was on list services, or something similar.
Maybe its time to change banks, if it has happened multiple times, then it might be ANZ's systems that somehow someone somewhere has been able to break the codes of.
Every one knows all Visa cards start with a 4, Mastercard with a 5, Amex with a 3, so maybe there is a code breaker out there that can work against the bank's systems.
Who knows though.
===
JohnK, have you take that particular card to use it in Thailand when you go back to see the inlaws?
My dad went a few years ago, he went with my mum on a Tuktuk, to the MBK Center in BKK, and went to a jewellery place, and after, that, his Visa debit got sucked dry by Firecash money transfers.
We are Asian, live in Aust, so never thought about keeping an eye out on the Standard Chartered Bank Malaysia issued card, then the 3/6 monthly statement came, and yep, few sen left.

 

[MARTINE]

 

[AustraliaPoochie]

Consumer Data Industry Association, according to Dr Google.
But they probably have just cut and paste it, as it sounds good and official.

 

[JohnK]

@AustraliaPoochie I've used most of these cards in Thailand but that was 4 months ago. I've been very conscious of me swiping card and not letting anyone take card away. Mainly used in HomePro for household goods and Big C, Tesco Lotus and 7-Eleven for alcohol purchases so not really used that often as most of my transactions are cash.

This is now the 3rd credit card compromised in less than 12 months.

Can someone that understands how these things work please explain to me as the bank is not interested.

- used credit card on eBay for small purchase which put the card $1 over the credit limit and transaction declined
- credit card declined at POS terminals if insufficient funds
- just 2 weeks ago TPG tried to take $20 for daughters internet and transaction declined

And then a few days ago I have $375 available credit and ANZ authorises a $673 fraudulent transaction that puts my card ~$300 over limit.

How did CheapoAir manage to get transaction approved? Inside job?

 

[tdimdad]

My old pops, got pinged with the "your package couldn't be delivered", he without consulting me, paid the $1.50 underpaid fee, and is now worried.
I had in the past, told him about scams in general, fake afp, ato, etc, but he knows more, does not listen.

Why is it, that older people always have the attitude that they know more about life in general/know it all.

My mom is easy prey. It's not that she'd feel she knows it all and masters life but she was raised up to be honest and - likewise - trust people. Add to that a good dose of people-pleasing. She can be rather naive about how genuine people are. She's lost money to a crypto scam, managed to have two electricity contracts on top of each other, and falls often for the marketing psychology reputable companies use and make her feel that she "needs" something (they are not scams but still completely unnecessary for her).

She has hard time accepting that she needs to learn to say 'no' on the phone, regardless however good the offer sounds. Losing a good portion of her pension to the crypto scam was a good wake up call but she still struggles because fundamentally she believes that people tell the truth to her.

 

[MARTINE]

https://www.theaustralian.com.au/weekend-australian-magazine/literary-agent-jeanne-ryckmans-met-a-charming-academic-and-landed-in-her-own-strangerthanlife-tale/news-story/55cb1983ac95ed489400a75c0eb4d21d?amp

Although paywalled this story shows how trust can me lost. There is also an article in AFR (not paywalled) about an academic for The Trust (a consultancy) linked to this story.

Makes for sobering reading about needing a degree of cynicism.

Ethics professor Justin O’Brien sorry for collapse in Trust

The former governance professor of The Trust Project is taking stock in Byron Bay after his professional life collapsed amid claims of unethical conduct.

www.afr.com

 

[AustraliaPoochie]

For JohnK, possible that its the card reader that either has been compromised, or that the owner or manager or staff member has added something to the reader.
Who knows for sure tho.
Just throwing ideas in the air, might not mean its true or has happened.
Maybe the way to do it is, that for the next Thailand trip, is to buy an Auspost travel money card, load 45000 THB onto it, or more, and use that.
Then when you come back, use the card till its zero balance.
THB cash can be obtained in Aust still, I believe, quite easily, so you can buy some before you go.
Usually, Aust store staff are not as unscrupulous as overseas, and card use here is less likely to be scammed on, not saying it does not happen, probably less so.
Not that I have the answers for your conundrum, or how to 1000% use that newly issued card, and not have it misused "again".
Sometimes, they purposely wait a while before making their move, as they know the card is an overseas issued card, and wait till the holder has returned overseas.
Not sure if they would pull the same stunt if your wife used her Thai issued card, the same way, ie use it after you have both come back to Aust.
===
For Tdmidad, there was something I read, that even a POA didn't stop an older lady, get scammed $20000 or more, her son had the POA, and had asked I think it was ANZ/NAB not to allow his mum to have phone banking allowed, but the scammers somehow had obtained enough info from the lady in question, to be able to set up phone banking, and succeeded in taking a large sum of her money.
===
Its hard when older parents have a know it all mentality, till something big happens, and then we have to tell them, tell us first before doing anything.
Or them buying things online, not asking the younger generation, then asking later on, why was there so many debits from my one purchase, I had to explain to him, he didn't see the small print, ie, "ongoing purchases box", which he didn't untick.
===
PS, Centrelink should pay younger family members, a small allowance to keep older parents safe online... (who still have a relationship with their kids), that is.
Sometimes, dealing with older parents is like talking to a pet, they just don't get scams.
===
That ANZ/NAB phone scammer, they did say he had a British accent, maybe something to keep an ear out for, if anyone gets calls from that type.
Daily mail has mentioned, this person has also done the Qantas ilk of scams.

 

[OATEK]

Hello,


I have a great idea that I want to transform into an income. I will elaborate when I hear from you however, I will provide detailed instructions. You don't need a business degree, or any kind of specialized education. Please reply for more details.


Thanks,

Peggy.

 

[VPS]

This one seems legit - good grammar, makes sense so I think I'll follow it up



Attention:

Greetings from Best Regional Hospitals, I knew this message may come
to you as a surprise. My name is Mrs.Esther Frances James, from United
States, I'm a widow suffering from Breast Cancer and Stroke, which
denied me a child as a result, i may not last till the next two months
according to my doctor's report. I'm married to late Pastor Frances
James, who was killed during the U.S raid, against terrorism in
Afghanistan when he traveled to Afghanistan and we were married for
many years without any child before his death. I'm 68 years old woman.
I have some funds i inherited from my late husband the sum of
(US$10,500,000:00) which i needed a very honest and God fearing person
who will claim the funds from the bank and use the funds for work of
God Affair donation in the house of God, like propagating the good
news of God and to endeavor God worshiping place and help
less-privileged. I found your profile as i was reading Rhapsody of
Realities healing prayer book. i felt you must be Honest to Almighty
God. on the process the spirit of God ask me to contact you for the
donation work of God Affair.


According to my doctor report i don't need any telephone communication
in this regards because of my health, I am not afraid of death I know
one day I will be in bosom of the Lord. Like Exodus 14 vs. 14 says,
that the Lord will fight my for me and i shall hold my peace, my
family are unbelievers and I do not want to hand over the donation to
unbelievers so please if you would be able to use the funds for the
work of God Affair as i stated, contact me back so i will lead you to
PNC FINANCIAL SERVICE GROUP 4111 WOODWARD AVE, DETROIT, MI 48201, USA.
Where this funds was deposited by my late husband Pastor Pastor
Frances James, for you to retrieve the funds in your name as the next
of kin for work of God Affair thanks. Kindly contact me so I can lead
you to the bank where my late husband deposited the fund. please never
you contact me if not Honest and have God fearing to use this donation
for work of God,


Please for security reason kindly send your reply to this email
address:+([email protected]_)



I will stop here until i hear from you soon nest
Always pray for my health.
May God bless you In Jesus name Amen!!!
Mrs.Esther France

 

[JohnK]

So ANZ have still not contacted me regarding fraudulent charge on Visa last week.

Almost every credit card provider I have dealt with regarding fraudulent charges has put a hold on the fraudulent charge so that it does not appear as a charge but ANZ have left it there as a charge.

4 days ago COA CHEAPOAIR.COM has refunded $58 but still well over $600 outstanding.

I don't like what's going on. And still no new credit card and this is now the 7th business day.

 

[Flyfrequently]

This one seems legit - good grammar, makes sense so I think I'll follow it up



Attention:

Greetings from Best Regional Hospitals, I knew this message may come
to you as a surprise. My name is Mrs.Esther Frances James, from United
States, I'm a widow suffering from Breast Cancer and Stroke, which
denied me a child as a result, i may not last till the next two months
according to my doctor's report. I'm married to late Pastor Frances
James, who was killed during the U.S raid, against terrorism in
Afghanistan when he traveled to Afghanistan and we were married for
many years without any child before his death. I'm 68 years old woman.
I have some funds i inherited from my late husband the sum of
(US$10,500,000:00) which i needed a very honest and God fearing person
who will claim the funds from the bank and use the funds for work of
God Affair donation in the house of God, like propagating the good
news of God and to endeavor God worshiping place and help
less-privileged. I found your profile as i was reading Rhapsody of
Realities healing prayer book. i felt you must be Honest to Almighty
God. on the process the spirit of God ask me to contact you for the
donation work of God Affair.


According to my doctor report i don't need any telephone communication
in this regards because of my health, I am not afraid of death I know
one day I will be in bosom of the Lord. Like Exodus 14 vs. 14 says,
that the Lord will fight my for me and i shall hold my peace, my
family are unbelievers and I do not want to hand over the donation to
unbelievers so please if you would be able to use the funds for the
work of God Affair as i stated, contact me back so i will lead you to
PNC FINANCIAL SERVICE GROUP 4111 WOODWARD AVE, DETROIT, MI 48201, USA.
Where this funds was deposited by my late husband Pastor Pastor
Frances James, for you to retrieve the funds in your name as the next
of kin for work of God Affair thanks. Kindly contact me so I can lead
you to the bank where my late husband deposited the fund. please never
you contact me if not Honest and have God fearing to use this donation
for work of God,


Please for security reason kindly send your reply to this email
address:+([email protected]_)



I will stop here until i hear from you soon nest
Always pray for my health.
May God bless you In Jesus name Amen!!!
Mrs.Esther France

Come on Esther, get to the point....
I prefer my scam emails short and sweet.

 

[TheRealTMA]

This one seems legit - good grammar, makes sense so I think I'll follow it up



Attention:

Greetings from Best Regional Hospitals, I knew this message may come
to you as a surprise. My name is Mrs.Esther Frances James, from United
States, I'm a widow suffering from Breast Cancer and Stroke, which
denied me a child as a result, i may not last till the next two months
according to my doctor's report. I'm married to late Pastor Frances
James, who was killed during the U.S raid, against terrorism in
Afghanistan when he traveled to Afghanistan and we were married for
many years without any child before his death. I'm 68 years old woman.
I have some funds i inherited from my late husband the sum of
(US$10,500,000:00) which i needed a very honest and God fearing person
who will claim the funds from the bank and use the funds for work of
God Affair donation in the house of God, like propagating the good
news of God and to endeavor God worshiping place and help
less-privileged. I found your profile as i was reading Rhapsody of
Realities healing prayer book. i felt you must be Honest to Almighty
God. on the process the spirit of God ask me to contact you for the
donation work of God Affair.


According to my doctor report i don't need any telephone communication
in this regards because of my health, I am not afraid of death I know
one day I will be in bosom of the Lord. Like Exodus 14 vs. 14 says,
that the Lord will fight my for me and i shall hold my peace, my
family are unbelievers and I do not want to hand over the donation to
unbelievers so please if you would be able to use the funds for the
work of God Affair as i stated, contact me back so i will lead you to
PNC FINANCIAL SERVICE GROUP 4111 WOODWARD AVE, DETROIT, MI 48201, USA.
Where this funds was deposited by my late husband Pastor Pastor
Frances James, for you to retrieve the funds in your name as the next
of kin for work of God Affair thanks. Kindly contact me so I can lead
you to the bank where my late husband deposited the fund. please never
you contact me if not Honest and have God fearing to use this donation
for work of God,


Please for security reason kindly send your reply to this email
address:+([email protected]_)



I will stop here until i hear from you soon nest
Always pray for my health.
May God bless you In Jesus name Amen!!!
Mrs.Esther France

Maybe God wasn’t English after all so prose is a bit wanting?

 

[Forg]

The scammers really need to consult with me, regarding believability of their scams.

If pretending to be Oz Post not having delivered a parcel, don’t send the SMS at 2:16am. Nobody thinks Oz Post is delivering at 2:16am.

If pretending to accidentally send an email about erectile dysfunction to the wrong recipient on behalf of a GP, don’t have the sender of the message appear to be from the name of a drug … a GP isn’t going to send an SMS using a Sanofi mobile ‘phone account …

 

[whughes3]

Yesterday morning I got a cheery text from CBA advising that a suspicious transaction had been noted on my Visa card and could I confirm whether it was OK or not, and that my card was suspended. I advised that it was indeed not OK, and soon after got a phone call from them to follow up; it appears there were 2 transactions overnight from Coles Online, the first of which had been allowed and the second bounced. I was able to verify this from Netbank.

The card in question has been in use for 10+ years and has been used a lot, including online and in overseas locations (sometimes against my better judgment I must confess). Strangely, my CBA M/C, which I don't use much at all, has been hacked twice in the last few years; in both cases the warning sign was a series of small transactions from odd overseas locations.

Still, it is nice to see that they are actually keeping quite close track of these things...on the face of it the offending transactions were not that unusual.

 

[Warks]

I got a text from "Centrelink" yesterday "regarding my allowance". As I've never dealt with Centrelink in my life I was not fooled but it's a new low.

 

[Forg]

I got a text from "Centrelink" yesterday "regarding my allowance". As I've never dealt with Centrelink in my life I was not fooled but it's a new low.

A few years ago I read somewhere that the people who fall for that had often never dealt with Centrelink either … but they think they’re going to get a freebie, so they chase it.

 

[maia200]

I haven't bought from ebay for a while however my last few Australia Post deliveries have all been followed up with a 'scam' sms that I have had a problem with my delivery. Maybe the scammer is via Australia post vs the online shopping sites?