thank you. Just topped up my way. Will do a few more times before end of week using different cards. You do lose the 5% saving from paying by BPay. What happens when your balance is a mix of BPay and pay at outlet?
I looked this up, it goes on what your last payment was. So you can use multiple cards at multiple outlets to increase your balance and get a $10 saving each time, then do a $5 BPay payment and go back to getting the 5% saving.