Strategy to obtain US Amex

Do you get a better signup bonus for the Hilton Aspire card if you're referred?

I think it has been the case in the past, but at the moment the referral offer showing for me is 150k HH / $4k spend for the applicant, and 15k HH for the referrer. Of course if you'd still like to use my link I would be more than happy to refer 😁
 
Has anyone got the HSBC Premier credit card in the US as part of their premier relationship?
Do you know if that card reports to any bureaus if you got a US address on your HSBC US profile?
I just got my Transunion credit report by mail and I can only see my Amex credit and charge card in there.
 
Curious if anybody else with a $3 per month T-Mobile Sim has been able to keep international roaming working?

It no longer works for me and when I called T-Mobile they told me I needed to upgrade to a plan that was at least $40 per month if I wanted to be able to receive text messages while I am in Australia.
 
Curious if anybody else with a $3 per month T-Mobile Sim has been able to keep international roaming working?

It no longer works for me and when I called T-Mobile they told me I needed to upgrade to a plan that was at least $40 per month if I wanted to be able to receive text messages while I am in Australia.
Mine is still working as T-mobile Wifi Calling and still able to receive call and text from the US.
 
Has anyone got the HSBC Premier credit card in the US as part of their premier relationship?
Do you know if that card reports to any bureaus if you got a US address on your HSBC US profile?
I just got my Transunion credit report by mail and I can only see my Amex credit and charge card in there.
Yes and yes .
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Curious if anybody else with a $3 per month T-Mobile Sim has been able to keep international roaming working?

It no longer works for me and when I called T-Mobile they told me I needed to upgrade to a plan that was at least $40 per month if I wanted to be able to receive text messages while I am in Australia.
What’s the most cost effective way to get this sim ? Also anyone managed to active google fi in australia ?
 
Thanks for the heads up. I haven’t used my T-Mobile sim for a while. Might give it a try over the weekend by texting it from my TextNow service which I was planning to discontinue but might not now.

Re US HSBC premier credit card, they have my Australian address so it doesn’t seem to be contributing to FICO score. I have Amex and Citi and they’re showing. I might change my US profile to my US address and see if ur starts contributing. Anyone else done this and had it contribute to their score?
 
Thanks for the heads up. I haven’t used my T-Mobile sim for a while. Might give it a try over the weekend by texting it from my TextNow service which I was planning to discontinue but might not now.

Re US HSBC premier credit card, they have my Australian address so it doesn’t seem to be contributing to FICO score. I have Amex and Citi and they’re showing. I might change my US profile to my US address and see if ur starts contributing. Anyone else done this and had it contribute to their score?
Yes . Also the in house hsbc Fico on statement shows only if you have a us add listed .
 
Thanks for the heads up. I haven’t used my T-Mobile sim for a while. Might give it a try over the weekend by texting it from my TextNow service which I was planning to discontinue but might not now.

Re US HSBC premier credit card, they have my Australian address so it doesn’t seem to be contributing to FICO score. I have Amex and Citi and they’re showing. I might change my US profile to my US address and see if ur starts contributing. Anyone else done this and had it contribute to their score?
Yeah I had my Aussie address listed on B of A and Chase the last 5 years. I thought I was done with the US credit card game and was only using the Chase IHG card for IHG stays and the free night cert. I didn't notice my FICO wasn't updating because I wasn't applying for new cards until last month. So I switched them back to USA address and FICO updated and my score is back up over 800.
 
Is there any reason a free text now. Number can’t be used for a chase card application ?
I don’t think there’s a specific reason just some ‘mobile’ services don’t. I’ve never been able to receive verification texts on my TextNow though verification calls from Citi eg when using certain website functions come through fine.
 
I don’t think there’s a specific reason just some ‘mobile’ services don’t. I’ve never been able to receive verification texts on my TextNow though verification calls from Citi eg when using certain website functions come through fine.
On the text now website I read that they now support verification texts on most paid plans costing from $8 / year .
 
On the text now website I read that they now support verification texts on most paid plans costing from $8 / year .
I thought it might be because the number was not registered to one’s mailing address? Is there any such requirement and can they check or realise it is not a regular mobile number ?
 
Looks like I too have been hit with this. Not receiving any messages/calls
Well, It works now. I had a balance on my TMobile account and I was under the impression the prepaid balance would be used from that, but was told that wasn't the case. I paid $3 and then was able to receive calls/texts.
 
Yes . Also the in house hsbc Fico on statement shows only if you have a us add listed .
Do you update all the addresses in your profile or just your mailing address? I’m asking because their tax department did contact me when I updated all of mine and wanted to know if I had moved to the US and become a US resident and hence a tax payer.
 

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