Strategy to obtain US Amex

[nthd_nthd]

Hi Everyone - Can I get some advise regarding setting up transfer within IBKR - For Chase and Citi Checking account they asked for Direct Deposit. The options within IBKR were Direct Debit and ACH are those 2 I am wondering which one I should select.

So far - without knowledge before - My transfer from IBKR listed as ACH transactions - but moving forward I would like to have a more knowledgeable set up - So what do you say will satisfy Chase/Citi Direct Deposit please? Direct Debit or ACH?

Thanks in advance. Happy Easter everyone.

 

[georgie23]

I Use bank Wire - you get one free withdrawal per month and this is the fastest way (probably safest) but i think it doesnt really matter as all will get there in the end
When I go to set up a withdrawalI get 4 options

1. Wire
2. ACH
3. Transfer to Wise
4. Direct Deposit

 

[redwoodw]

Anyone with experience on using referral links for your 2nd GT, or using your existing US Amex account to apply for a 2nd card AND being able to use the referrals (without an ITIN)? Thanks!

 

[blacksultan]

Anyone with experience on using referral links for your 2nd GT, or using your existing US Amex account to apply for a 2nd card AND being able to use the referrals (without an ITIN)? Thanks!

That has never worked for me . Don’t think it’s possible .

Post automatically merged: Yesterday at 3:45 PM

Is it possible to apply for your first US card with an ITIN without doing an Amex GT for your first card ?

 

[georgie23]

That has never worked for me . Don’t think it’s possible .

Post automatically merged: Yesterday at 3:45 PM

Is it possible to apply for your first US card with an ITIN without doing an Amex GT for your first card ?

Yes sort of
You do a Nova Credit Application
Uses ITIN and Australian credit history but no current Amex history
Don’t know if you will get a Amex with no history at all and ITIN - might apply for a credit starter card if can’t get Amex

 

[sqrt()]

Anyone else got the BofA Premium Rewards Elite? I got it earlier this year before coming back to Aus and I think it pretty easily pays for itself in the first year, despite a fairly eye watering AF ($550). It has a 75k BofA point bonus with $5k spend (fairly easy MS in US), and has PP with restaurants included. Past few days I’ve used this at SYD and MEL, where there are restaurants at each terminal. I guess it’s airport food I wouldn’t be buying anyways but you can use at multiple restaurants and with a guest you’d be able to get $36 x 2 x restaurants visited… PP has terms which say if you use multiple redemptions in one airport visit, the card issuer could charge you - though I haven’t heard of that happening.

The BofA points don’t transfer to partners but you can book air travel and get fixed redemption at 1.2c, which has covered a few international econ flights in Asia and Europe for me. With the min 5k points from SUB spend, you’re getting almost $1000 in airfare credit i think their booking engine uses expedia so not all fares are available.

 

[Tiki]

For those using Planet Express Torrance, how do you know if a bank has sent a credit card? Do they email you that something arrived?