I don't think I have ever used the green plastic card from Wise - just checked and I have never ordered one - the money transfer into Wise is usually very fast as I use PayID which is almost instant
I have money sitting in USD and I send to US Bank account (currently Amex Checking) - mine usually take about 24 hours to get across
Might need to see if I link up my HSBC one if it will be faster
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