Strategy to obtain US Amex

[Franko Costa]

I tried to find the answer via search with no luck. But if I want to do AU MR to US MR transfer do I call AU team or US team?

If you are looking at transferring points, just chat with the AU team. I have done it twice and this way you have a record of it being done

 

[djchuckles]

Thanks

I don't think I have ever used the green plastic card from Wise - just checked and I have never ordered one - the money transfer into Wise is usually very fast as I use PayID which is almost instant

I have money sitting in USD and I send to US Bank account (currently Amex Checking) - mine usually take about 24 hours to get across
Might need to see if I link up my HSBC one if it will be faster

Post automatically merged: Today at 12:28 PM

For Personal Card apply by phone: Call 877-621-2639, available Monday - Sunday from 8:00 - 23:00 (EST)

Was that the number you called?

Yeah it was

 

[Tiki]

If you need to withdraw cash while overseas it is worth it to have the green plastic Wise card. Much better rates and you save on bank fees. You get 2 free withdrawals at an ATM a month up to $350 AUD.

 

[georgie23]

If you need to withdraw cash while overseas it is worth it to have the green plastic Wise card. Much better rates and you save on bank fees. You get 2 free withdrawals at an ATM a month up to $350 AUD.

Thank you
Have ordered one

 

[mike0430]

What do you mean by dd? If it’s like business checking where you need 5 eligible transactions then ACH transfers in tick the box. Have done three from HSBC and just testing a WISE one

Direct deposit please, please let me know if wise works. Mine is personal checking.

Post automatically merged: Today at 4:11 PM

Not sure of they mean a direct debit - like someone's pay or salary each month

I found the below

A Qualifying Direct Deposit is a single ACH transfer of $500 or more from an employer or thegovernment for a paycheck, pension, government benefit (such as Social Security), or tax refund. Thefollowing are not Qualifying Direct Deposits: person to person transfers (P2P), demand deposit accountto demand deposit account transfers (for example, from a checking account to another checkingaccount), and deposits or ACH transfers not from an employer or the government (for example, onlinetransfers or bank transfers).

https://www.americanexpress.com/us/directdepositincentiveterms2023/#:~:text=The%20following%20are%20not%20Qualifying,example%2C%20online%20transfers%20or%20bank

According to this one - Wise worked for this person

https://www.reddit.com/r/amex/comments/1empmq4/amex_checking_300_bonus

Thank you so much!

 

[olorinn]

Direct deposit please, please let me know if wise works. Mine is personal checking.

Post automatically merged: Today at 4:11 PM

Thank you so much!

Direct deposit via "Send Money" from Wise worked for me a couple of months ago for the Personal Rewards Checking bonus.

 

[djchuckles]

Direct deposit please, please let me know if wise works. Mine is personal checking.

Post automatically merged: Today at 4:11 PM

Thank you so much!

I can only talk from the experience of the business checking account. But did 2 transfers via Amex from my HSBC account of $1000 each. Then the next 2 i did from Wise straight to Amex. All 4 are marked as eligible. Just done the 5th via transfers from within Amex from HSBC and then will hold the balance for 60 days to get the 30k points

Post automatically merged: Today at 4:40 PM

Direct deposit please, please let me know if wise works. Mine is personal checking.

Post automatically merged: Today at 4:11 PM

Thank you so much!

Incidentally - how do i get the promo for the $250 on a personal checking account? I’m game for signing up for one of those too!

 

[georgie23]

I had a lapsed $350 bonus for 60 days HSA but needed to deposit 25K - will see if I get another offer - went to do today but didn't check date too closely and saw it expired 15/11

Have been offered a personal loan by Amex - has anyone taken a low balance low duration eg 12 months loan with the idea of paying off and improving credit score and file - would it improve changes of getting Chase cards which would be aim