Strategy to obtain US Amex

georgie23 said:
Thanks

I don't think I have ever used the green plastic card from Wise - just checked and I have never ordered one - the money transfer into Wise is usually very fast as I use PayID which is almost instant

I have money sitting in USD and I send to US Bank account (currently Amex Checking) - mine usually take about 24 hours to get across
Might need to see if I link up my HSBC one if it will be faster
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For Personal Card apply by phone: Call 877-621-2639, available Monday - Sunday from 8:00 - 23:00 (EST)

Was that the number you called?
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Yeah it was :(
 
If you need to withdraw cash while overseas it is worth it to have the green plastic Wise card. Much better rates and you save on bank fees. You get 2 free withdrawals at an ATM a month up to $350 AUD.
 
djchuckles said:
What do you mean by dd? If it’s like business checking where you need 5 eligible transactions then ACH transfers in tick the box. Have done three from HSBC and just testing a WISE one
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Direct deposit please, please let me know if wise works. Mine is personal checking.
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georgie23 said:
Not sure of they mean a direct debit - like someone's pay or salary each month

I found the below

A Qualifying Direct Deposit is a single ACH transfer of $500 or more from an employer or thegovernment for a paycheck, pension, government benefit (such as Social Security), or tax refund. Thefollowing are not Qualifying Direct Deposits: person to person transfers (P2P), demand deposit accountto demand deposit account transfers (for example, from a checking account to another checkingaccount), and deposits or ACH transfers not from an employer or the government (for example, onlinetransfers or bank transfers).



According to this one - Wise worked for this person

https://www.reddit.com/r/amex/comments/1empmq4/amex_checking_300_bonus
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Thank you so much!
 
mike0430 said:
Direct deposit please, please let me know if wise works. Mine is personal checking.
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Thank you so much!
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I can only talk from the experience of the business checking account. But did 2 transfers via Amex from my HSBC account of $1000 each. Then the next 2 i did from Wise straight to Amex. All 4 are marked as eligible. Just done the 5th via transfers from within Amex from HSBC and then will hold the balance for 60 days to get the 30k points
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mike0430 said:
Direct deposit please, please let me know if wise works. Mine is personal checking.
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Thank you so much!
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Incidentally - how do i get the promo for the $250 on a personal checking account? I’m game for signing up for one of those too!
 
I had a lapsed $350 bonus for 60 days HSA but needed to deposit 25K - will see if I get another offer - went to do today but didn't check date too closely and saw it expired 15/11

Have been offered a personal loan by Amex - has anyone taken a low balance low duration eg 12 months loan with the idea of paying off and improving credit score and file - would it improve changes of getting Chase cards which would be aim
 
Viridis said:
Interesting

I'm just looking to set up a Global Mail account but I've never lived in the US and don't have an SSN or ITIN. Will this be a problem? I also don't have a previous USPS address from which to forward; likewise - a problem?

Is it compulsory to go through the whole form 1583 thing or only if you expect USPS mail? Bit concerned about the whole Notary thing
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Not to worry
 
Franko Costa said:
If you are looking at transferring points, just chat with the AU team. I have done it twice and this way you have a record of it being done
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Franko Costa said:
If you are looking at transferring points, just chat with the AU team. I have done it twice and this way you have a record of it being done
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Much easier than I thought thanks. Just did it via in app chat. Only had 155k but that should see me with around 100k US so a ~30% increase in their value at least
 

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