Strategy to obtain US Amex

Ko0l said:
Haven't seen this mentioned, was thinking of using the HSBC Relationship Savings account to store funds in USD and pay credit cards directly from this account as it offers 3.75% interest.

Anyone use it the same way and any pitfalls with this strategy?

Also how do you declare the tax? Considering HSBC doesn't have my ITIN right now, not sure if I declare it in the US with my ITIN or just directly in my Aust tax return.
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Why we can’t offer you a deposit account​

Our records show that you don’t have valid tax status documentation on file.



Guess i need to submit my itin somehow
 
Had to fill out a big form (11 pages) stating days in US etc. but have submitted my ITIN to HSBC - they say it will be updated in 3-5 business days - lets see
 
djchuckles said:
Had to fill out a big form (11 pages) stating days in US etc. but have submitted my ITIN to HSBC - they say it will be updated in 3-5 business days - lets see
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Is this for a HSBC checking account?

I've just recently applied and got approved and did not need to provide my itin.
Since I was applying through my HSBC AU premier status, I did provide my tfn though.
 
Question related Chase Sapphire Preferred 60000 Bonus (Received) and $300 Travel Credit ended in November please.

I applied in November but took awhile and got approved in December when the offer ended. How do I find out if I got $300 Travel Credit? Is it something that I can double check before spending through Chase travel portal? Called CS and he was not sure. Digging around my account and found nothing.

Thanks.
 
Ko0l said:
Is this for a HSBC checking account?

I've just recently applied and got approved and did not need to provide my itin.
Since I was applying through my HSBC AU premier status, I did provide my tfn though.
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I wanted to provide my ITIN so I could set up a relationship saving account. Its certainly not mandatory
 
nthd_nthd said:
Question related Chase Sapphire Preferred 60000 Bonus (Received) and $300 Travel Credit ended in November please.

I applied in November but took awhile and got approved in December when the offer ended. How do I find out if I got $300 Travel Credit? Is it something that I can double check before spending through Chase travel portal? Called CS and he was not sure. Digging around my account and found nothing.

Thanks.
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Purchase $300+ of travel and it'll get applied to your account as a statement credit. Don't need to use the Chase travel portal IIRC.
 
Anyone know of a good mail forwarder for Canada? I am looking to open a Canadian Amex card via global transfer but unlike the US, there doesn't appear to be many mail forwarder options in Canada
 
levelnine said:
Purchase $300+ of travel and it'll get applied to your account as a statement credit. Don't need to use the Chase travel portal IIRC.
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Is there a way to know if it's elevated travel credit of $300 offer that I got? I am not sure because card got approved way after the offer expired. Thanks @levelnine

I paid for a few transactions coded as Travel but did not receive Statement Credit. so I guessed I need to use it via chase Travel portal.
 
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nthd_nthd said:
Is there a way to know if it's elevated travel credit of $300 offer that I got? I am not sure because card got approved way after the offer expired. Thanks @levelnine

I paid for a few transactions coded as Travel but did not receive Statement Credit. so I guessed I need to use it via chase Travel portal.
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You can secure message Chase to confirm the welcome offer on the card.
 
nthd_nthd said:
Is there a way to know if it's elevated travel credit of $300 offer that I got? I am not sure because card got approved way after the offer expired. Thanks @levelnine

I paid for a few transactions coded as Travel but did not receive Statement Credit. so I guessed I need to use it via chase Travel portal.
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I'm in the same boat, the terms of the offer did say it had to be $300 spent via the Chase Travel Portal and there's some DPs online that it can stack with the $50 hotel credit but doesn't show any tracker.
 
In people’s experience - how long do you need to hold your ITIN and a few HSBC/Amex cards to apply for the CSP? I got my HSBC and first Amex in August but only got ITIN in Oct and only this week have applied it to both the HSBC and Amex accounts. Would 6 more months be enough?
 
djchuckles said:
In people’s experience - how long do you need to hold your ITIN and a few HSBC/Amex cards to apply for the CSP? I got my HSBC and first Amex in August but only got ITIN in Oct and only this week have applied it to both the HSBC and Amex accounts. Would 6 more months be enough?
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In. 2022 I received my ITIN on Feb and CSP in June / July .I had my HSBC and Amexes since 2020.
 
glasszon said:
Anyone know of a good mail forwarder for Canada? I am looking to open a Canadian Amex card via global transfer but unlike the US, there doesn't appear to be many mail forwarder options in Canada
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Frugal flyer is a Canadian website that has some suggestions as does churning Canada on reddit - there is a weekly US credit card churning - they may have some info there too
 

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