Strategy to obtain US Amex

[DC3]

after clicking view my FICO score on the Amex website, they gave me an "unable to process your request" error.

We all get that message now. It’s a bit of a nuisance as I liked being able to view the FICO score

 

[georgie23]

one day. I thought the confirmation said 21st but said 22nd and they strictly enforced the "no walk ins" policy.

Heading there in June - where did you book your appointment to get the ID please

 

[N0mad]

should my wife be able to see her US HSBC account on her AU App and website access?

Is there anything we can do to add it in or is it better to download the US app?

 

[georgie23]

should my wife be able to see her US HSBC account on her AU App and website access?

Is there anything we can do to add it in or is it better to download the US app?

You can link them up so that she can see the US balance on AU app and vice versa
Cant remember exact steps but very easy to do it search linking global accounts

 

[djchuckles]

GTed my first US Amex in July, I read somewhere after 6 statements were generated, I could see a FICO score, and then I could apply for 2nd Amex card over the phone.
I now have 6 x statements, but still no FICO score, do I have to get a ITIN for my second card?
Thanks,

Pretty sure Amex don’t show FICO to anyone anymore

Post automatically merged: Today at 2:07 PM

should my wife be able to see her US HSBC account on her AU App and website access?

Is there anything we can do to add it in or is it better to download the US app?

If you set up Global Transfer you can see both accounts in each countries app - I’d thoroughly recommnend setting up HSBC US online banking/app as well as AU one

 

[Ansett Nostalgic]

I didn’t get it unfort so will need to be another time. They open up appointment slots on Fridays for the week ahead and they tend to go very quickly especially for the more popular central locations. If you are a “resident” of NYC can get a non driver ID (guess it’s a little like the ‘proof of age’ card in NSW. You can only get it by:

• Being a resident of NYC
• Making an appointment and turning up in person; and
• Producing proof of residency (currently bank statement < 60 days old and AU passport currently suffice)

I was trying to do this as C1 wanted a US government issued ID document (and wouldn’t accept AU passport as government issued document) no matter how politely I asked.

Are there any DPs for others getting accepted by C1 other than by going down this route?

Chase said they don’t accept these documents but were fine with my AU passport. So YMMV.

Btw this is the site where I made my appointment:

IDNYC

Please report back if it works for you especially if it gets you to ‘yes’ with C1.

Might have to look into this on my next visit to NY.

 

[desafinado74]

It may be a regular call to assist with opening .
Reason for opening will be most important , with supporting proof for same .
also possibly local Malaysian address .
What is the benefit of a Malaysian account ?

Post automatically merged: Today at 1:02 PM

Try and link your ITIN to your Amex .

Thanks for replying, i am still waiting for their call (Nearly an hour late), pathetic. I think i will email the RM about this.

I am seriously considering to retire in Malaysia or Thailand when the time comes. So, that is my main reason for opening a Malaysian bank account.

 

[N0mad]

If you set up Global Transfer you can see both accounts in each countries app - I’d thoroughly recommnend setting up HSBC US online banking/app as well as AU one

yep trying now, unfortunately my wife was in Thailand when the account was approved and her 6 digit number which would have been sent via SMS has not been received.

i now need to prep my wife for a call to get it re-issued as it can't be done over chat without a SSN.

 

[GDale]

In case it's helpful to anyone else wanting to find out their credit score: if you submit a pre-approval request for the C1 Venture X and are rejected for it, you will receive an electronic letter in your email explaining the rejection along with your current credit score from Experian (edit: looks like may include other reporting agencies as well). The pre-approval process doesn't affect your credit score. Only works if you have an ITIN or SSN.

 

[nthd_nthd]

In case it's helpful to anyone else wanting to find out their credit score: if you submit a pre-approval request for the C1 Venture X and are rejected for it, you will receive an electronic letter in your email explaining the rejection along with your current credit score from Experian. The pre-approval process doesn't affect your credit score. Only works if you have an ITIN or SSN.

I saw my P2 Credit Score for TranUnion with Cap1 Rejection letter.

 

[djchuckles]

In case it's helpful to anyone else wanting to find out their credit score: if you submit a pre-approval request for the C1 Venture X and are rejected for it, you will receive an electronic letter in your email explaining the rejection along with your current credit score from Experian (edit: looks like may include other reporting agencies as well). The pre-approval process doesn't affect your credit score. Only works if you have an ITIN or SSN.

Good to know - just tried and got :

Andrew, we're sorry we can't pre-approve you at this time​

We'll reach out soon with more information about why we can't pre-approve you*. Your credit score has not been impacted.


Let’s see what comes in in the email - I am still of the belief that I may yet not have a score with any of the bureaus

 

[djchuckles]

As I thought :

Here are the reasons why we couldn't match you with an offer:


• Based on your credit report from one or more of the agencies on the back of this letter, credit bureau


information is missing or unavailable