Strategy to obtain US Amex

[levelnine]

bit of drama with this promo. Have you received a refund of $124 from Clear?
Read the comments -

(Update) CLEAR Cancelling Some New Customer Signups & Issuing Partial Refund - Doctor Of Credit

Update 2/18/25: People are now reporting getting a $75 refund as well (two separate refunds: first for $124 and now one for $75). We'll have to see how

www.doctorofcredit.com

Happened to me. Free $124 in each Amex account. Not complaining if that sticks.

Edit: Actually, free $199 now lol

 

[djchuckles]

bit of drama with this promo. Have you received a refund of $124 from Clear?
Read the comments -

(Update) CLEAR Cancelling Some New Customer Signups & Issuing Partial Refund - Doctor Of Credit

Update 2/18/25: People are now reporting getting a $75 refund as well (two separate refunds: first for $124 and now one for $75). We'll have to see how

www.doctorofcredit.com

I saw that. No refund received - just the full charge and the the credit from Amex

 

[maverick1]

I saw that. No refund received - just the full charge and the the credit from Amex

Your chances are probably high of getting the voucher then. Contact them via chat and see what's going on.

 

[maverick1]

Happened to me. Free $124 in each Amex account. Not complaining if that sticks.

Edit: Actually, free $199 now lol

View attachment 432822

I've only got 124 back. DP's suggest the $75 2nd refund has been a hit & miss.
Its giving me the hope of eventually getting the Uber Voucher.

 

[georgie23]

Mine was just a straight credit for 199

 

[maverick1]

Mine was just a straight credit for 199

View attachment 432830

That would be the Amex credit?

 

[kpc]

Finally got my Amex Aspire US card in my hands....took ages for US relative to forward it!

Got it activated etc and set up in Samsung Pay. 4 Qs pls.

1. There is no ability to set up a PIN with the card, is there? (I remember reading somewhere that US credit cards don't usually have a PIN)

2. I set up auropay 15 days from statement closing date from my US HSBC Premier checking account....any disadvantages doing that? I will use WISE to TF money to US HSBC acct from time to time.

3. When do I get the free Hilton night certificate after opening account? (I have expensive Hilton stay in late May)

4. Do I need to keep my US Tello number (US$5 per month)...so far all authorisation codes have the option to come via email.

Many thanks again.

 

[zainman]

Finally got my Amex Aspire US card in my hands....took ages for US relative to forward it!

Got it activated etc and set up in Samsung Pay. 4 Qs pls.

1. There is no ability to set up a PIN with the card, is there? (I remember reading somewhere that US credit cards don't usually have a PIN)

2. I set up auropay 15 days from statement closing date from my US HSBC Premier checking account....any disadvantages doing that? I will use WISE to TF money to US HSBC acct from time to time.

3. When do I get the free Hilton night certificate after opening account? (I have expensive Hilton stay in late May)

4. Do I need to keep my US Tello number (US$5 per month)...so far all authorisation codes have the option to come via email.

Many thanks again.

You can set up a PIN in the AMEX account online

I would keep the Tello number, you never know when you might need it.

 

[kpc]

You can set up a PIN in the AMEX account online

Where please? I have been looking for it for last hour but can't find anywhere to set up PIN
Found this:

PIN Management is not available for this account.

 

[djchuckles]

Finally got my Amex Aspire US card in my hands....took ages for US relative to forward it!

Got it activated etc and set up in Samsung Pay. 4 Qs pls.

1. There is no ability to set up a PIN with the card, is there? (I remember reading somewhere that US credit cards don't usually have a PIN)

2. I set up auropay 15 days from statement closing date from my US HSBC Premier checking account....any disadvantages doing that? I will use WISE to TF money to US HSBC acct from time to time.

3. When do I get the free Hilton night certificate after opening account? (I have expensive Hilton stay in late May)

4. Do I need to keep my US Tello number (US$5 per month)...so far all authorisation codes have the option to come via email.

Many thanks again.

1) Not sure - but i’ve never needed one
2) You’ll probably pay slightly more in fees withdrawing Wise to HSBC. Any reason why you’re not pulling the Autopay in from Wise directly and cutting HSBC out of the loop? I don’t use autopay, but I do do an ACH pull via Amex straight from Wise
3) 8-10 weeks apparently - still waiting on mine
4) Not 100% needed ongoing - but useful to have (and often needed for future new card applications)

 

[zainman]

Where please? I have been looking for it for last hour but can't find anywhere to set up PIN
Found this:

I've done it before under Card Management but you're right, can't see it there now.

Never needed a PIN though as I only use Apple Pay

 

[djchuckles]

Any time you would need a PIN (if using physical card), you’lll be given an option to sign……

 

[Grrr]

With the AUD so coughpy, is anyone still putting spend on US cards just for multipliers (eg 3x for travel) after the SUB has already been attained ?

 

[georgie23]

With the AUD so coughpy, is anyone still putting spend on US cards just for multipliers (eg 3x for travel) after the SUB has already been attained ?

I do
It’s a way for me to get 3X into MR and can then transfer to airline at 1:1
you pay the forex fee whether buying or transferring so works out pretty even - this gives slightly more points and don’t have to worry about once a year transfers
I also assume I’m using cards so more likely to get other offers

 

[djchuckles]

I do
It’s a way for me to get 3X into MR and can then transfer to airline at 1:1
you pay the forex fee whether buying or transferring so works out pretty even - this gives slightly more points and don’t have to worry about once a year transfers
I also assume I’m using cards so more likely to get other offers

My rudimentary maths tells me go with the card that has the best multiplier regardless of country - a 4x in Au will net more than a 3x in US (assuming you transfer the MR points over once a year).

 

[georgie23]

I use best multiplier regardless of country as all will end up in an airline somewhere

 

[djchuckles]

I use best multiplier regardless of country as all will end up in an airline somewhere

Yeah same - outside of SUB spend - I’ll rarely use 1x on US cards that much - as I can get 2.25x on my Aus Plat Charge.

Post automatically merged: Feb 24, 2025

I use best multiplier regardless of country as all will end up in an airline somewhere

Yeah same - outside of SUB spend - I’ll rarely use 1x on US cards that much - as I can get 2.25x on my Aus Plat Charge. (This is one of the areas CardPointers comes in handy)

 

[Grrr]

My rudimentary maths tells me go with the card that has the best multiplier regardless of country - a 4x in Au

Does a > 2.25x multiplier for Amex exist in Australia ??

 

[georgie23]

Platinum AUS

 

[djchuckles]

I’m very lucky to still only pay AU$750 for my AUS Plat - so I’ll never get rid of it at that AF