Strategy to obtain US Amex

Looking at closing P2's Aus Platinum as soon as I can transfer her MR to her newly minted Green; unfortunately will be after the next Aus Platinum annual fee is charged.

Does Amex generally refund this pro-rated if you cancel early enough ? Or once it's charged it's charged and we have to keep it for another year ?
They will refund within month of charge
 
I signed up for Tello about Aug 2024. Been receiving message with someone name - did not think of it. But today signing up for Bilt Reward program and using that phone number - logging with OTP sent to phone number then saw account already signed up with name Daniel Ruffo and his email.

What should I do?
 

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