VPS
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Depends on the script. My current painkillers. One is $7.70 but the other is $29 so not all scripts get the low price.Two of mine are the $32? ones so a good savings.
Depends on the script. My current painkillers. One is $7.70 but the other is $29 so not all scripts get the low price.Two of mine are the $32? ones so a good savings.
No I think it's what is covered under the PBS - I have that with some other medication as wellMaybe it depends on whether they are written as non PBS? Private?
We had an SMSF for twenty years but eventually moved to an Industry fund as we got older. The downsides? Keeping up with investment strategies. If you trade in shares then that requires constant monitoring. We had some great wins but also the downers. Our best investment was actually land. We bought one year for around $100k then sold two years later for over double. But timing was lucky. It was on a river on the lower Murray and then we had that drought two years after we sold. The price halved again. We never borrowed in the super fund.A couple of questions
I assume there are some on AFF who manage their SMSF investments without the involvement of a financial advisor/fund manager (understand you need trustees, accountancy etc)
Clearly its cheaper but what do you see as the downsides?
What platform do you use?
I can do comfortable on a lot less than the $67,000 they mention for couple.Interesting and perhaps helpful information for those wondering how much they'll need in retirement.
Yes.Do the funds get applied to the oldest year first?
What returns did they get?Gosh Aussie Super had a bit of a shocker F24!
8.46% last year on the balanced option - I'm happy with that.What returns did they get?
Same for me. For a plain vanilla balanced option that’s not bad. Could be better, could be worse - it’s okay as part of a diversified portfolio8.46% last year on the balanced option - I'm happy with that.
I'm not with Aussie but I'd be happy with that. You won't always get double digit growth and it's above inflation by 3 or so percent.8.46% last year on the balanced option - I'm happy with that.
Excellent - thanks. Relieved to know I don't have to do any more than instruct my employerYes.
Be aware that your Super balance at 30 June the previous fin. year must be below $500k to take advantage.
*Not financial advice etc etc.
Same for me. For a plain vanilla balanced option that’s not bad. Could be better, could be worse - it’s okay as part of a diversified portfolio
8.46% is on the high end of the long term average
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Many other industry funds seemed to be a fair bit higher (not 100% sure if Aussie Super balanced is a true equivalent of the others' growth options). Likely due to US stock exposure as they have been going gangbustersSo not a 'shocker' then?![]()